Helping Aussies get more out of life and their money

G’day! We're on a mission to empower everyone over 40 to take charge of their time, health and money, no matter what stage of life they’re in.

Citro is proudly an AMP Venture and Group Company.

We are an early-stage venture, which means we’re endlessly improving and experimenting to deliver the best experience, and products that support Australian over 40 get more out of life, and their money.
Our values
Persist to pursue excellence
We do what's needed to master our craft and grow
Listen actively, 
impact positively
Listen to each other​ and customers
Have integrity
and heart
Do what's right with empathy and kindness
Foster innovation that inspires
Connect creatively to nurture a fast growing community
Team alchemy

Transforming the energy of the team into incredible outcomes

Our why

Citro was born from the belief that life should get better with age. We created the Citro community to connect and foster a place where everyone over 40 can find enrichment and empowerment. Whether you’re miles away from retirement or are about to reach that milestone.

How we do it

We're here to spark conversation, ignite excitement, and tackle as many challenges as possible for Australians aged 50+. Our community is already over 150,000 strong and we listen carefully to what they have to say.

So, how does it work?

When you shop via the Citro app, brands pay us and we share that with you as cashback.



Brands pay us. We pay you. Everyone wins.

You've seen us before

Featured by Australia’s favourite media

The people building Citro

Toby Ellis
Managing Director
Megan Burgess
Head of Operations
Dennis Leon
Head of Engineering
Rachel Lim
Head of Growth
Ralph Timpani
Head of Legal & Partnerships
Dennis Leon
Head of Engineering
Taylor Rudling
Product Manager
Lauren Mulholland
Engineer
Brian Ong
Data Scientist
Rachel Li
Data Engineer
Ralph Bibera
Software Engineer
John Laryn Corsino
Software Engineer
Angelo Fallaria
Software Engineer
Rachel Monahan
Customer Success Lead
Ralph Timpani
Head of Legal & Partnerships
Josh
Outbound Sales Specialist
Rachel Lim
Head of Growth
Diana Wing
Senior Growth Partnerships Manager
Isabella Macartney
Digital Marketing Manager
Salomé Sarango
Growth Marketing Assistant
Robyn Pena-Lopez
Content Producer
Czarina Calayag
Digital Marketing Assistant
Megan Burgess
Head of Operations
Mereani Kini
Senior Customer Success Specialist
Victoria Muller
Customer Success Specialist
Friends of Citro
Proud member of
Award Nominees x3
Finalist
Best Workplace
Diversity
Citro
Finalist
Emerging Fintech Leader of the Year
Ash Frenken
Finalist
Outstanding Fintech Leader of the Year
Ash Frenken