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Inspired writing and healthy recipes to help you live better

Miso barramundi recipe

This keto-friendly fish recipe is delicious when made with any white fleshy fish, but Australian barramundi tastes best.

How to create the ultimate 'insperience'

Have you heard? Staying in is the new going out. Creating an unforgettable 'insperience' - a delightful experience within the confines of your own home - has now become an art form.

How to chat to loved ones and friends with dementia

When your bestie or parents have dementia, here's how to keep communicating well.

5 places it’s entirely ok to haggle on price

Haggling, bargaining, negotiating - whatever term you prefer, the art of striking a great deal might seem like something you only do on holiday - but it’s not. Want lower prices? Learn how to haggle effectively right here in Australia.

The basics of backing up your smartphone

Imagine this: All your photos, videos, phone numbers and notes—vanished. Scary, right? Not if you've hit 'backup'. Here’s how to make sure your phone is sorted to save your precious memories.

Cali roll bowl recipe

Love California sushi rolls? Try this bowl version made with soy-friendly ingredients to boost your wellbeing with gut-friendly wholefoods.

Healthy chow mein recipe

Stir-fried noodles go up a notch on the nutrition ladder by swapping out traditional noodles for zoodles (zucchini noodles) or low carb konjac noodles, which are readily available in large supermarkets. You can also buy konjac noodles online.

Rekindling lost connections: how to find old friends

‍The digital age means it’s never been easier to reach out and reconnect with the people who have left a mark on our lives. Here’s how to reconnect and find old buddies.

5 ways to beat procrastination and ignite action

Whether it’s tackling your superannuation plans or cleaning the bathroom, here’s how to turn your human tendency to procrastinate into a bias for action.

Gluten-free no-sugar Anzac biscuits recipe

If you want your traditional Anzac Day treat without the gluten or high gycaemic load of traditional sugar, try this recipe by nutritionist Faye James.

How to leave a legacy that means something

Want to leave your mark on the world or at the very least on your family? Here are 9 ways to ensure your hard work and values are remembered long after you’re gone.

Healthy Asian buddha bowl recipe

Packed with grains, protein, vegetables, dressings and healthy sprinkles, buddha bowls are easy to tailor to different diets and tastes. This version by Faye James is gluten-free, high-protein and high in fibre.

Tales of greybeard and the Middle-Aged Blokes Club

When Nigel Bowen’s beard turned grey, he abruptly entered the Middle Aged Blokes Club and found some remarkable benefits.

Your essential first aid kit for camping and caravanning - don't be caught out

Exploring Australia's wilderness is an exciting adventure, but being prepared for common first aid events is crucial. Check your kit against our checklist before your next trip to prevent accidents from graduating to full blown disasters.

Brain-friendly bathroom fixes

If you’re caring for an ageing parent or loved one, you’ll know that little changes around your house can make life much easier and safer for everyone. Carolyn Tate delves into the experts' advice on how to renovate or alter the bathroom to make it the most functional room in the house.

Healthy savoury egg muffins recipe

Packed with asparagus and mushrooms these vegetarian and keto egg muffins make a great breakfast, brilliant lunchbox filler or picnic pack up.

10 things I learned from parenting my parents

Mitch Gibson’s life turned on a dime when her mum’s back problem spiralled into surgery, undiagnosed osteoporosis and then a brain bleed. She shares some of the advice she wishes others had shared with her as her dad was diagnosed with dementia and her parents moved into residential aged care.

6 workplace trends older people should know

If you’ve blown out more than 50 birthday candles, the chances are your relationship to work and employment is evolving and shifting. Allison Tait has interviewed the experts to find out what will maximise your employability so you can work for profit, pleasure or whatever else tickles your fancy.

10 smart tech devices to help ageing parents stay independent

New technology like sensors, connected appliances and even smart watches can help people overcome mobility and health issues to stay at home and live independently for longer.

How to age-proof your resume to nab that job

Do you need to tighten up your resume to snare the right job? Today's digital job boards and fast-paced recruiting means hiring managers spend less than 10 seconds screening out resumes and rarely give any feedback about why. Here are 9 tips to help your resume get past the gatekeepers so you can get an interview and keep thriving in the workplace.

A late-life career change could be exactly what you need

Are you one of the many older Australians considering a shift in your career? Read one man's later-in-life career change that's opened up a whole world of possibility and purpose.

Healthy (and cheap) vegetable frittata recipe

Packed full of veggies and tangy feta cheese, this simple recipe created by nutritionist Faye James can help use up the vegetables that would otherwise go off in your crisper. It's easy to batch cook and have for lunches or even take on a picnic. , I simply love this recipe when I'm busy and on the road a lot. Batch cook and portion up for meal prep.

Fintech Citro launches Australia's first rewards program for those approaching and in retirement

Australia’s integrated content and rewards fintech platform, Citro, has today unveiled a market-first rewards program that provides access to savings.

Ageing is inevitable, weakness is not - how to foster strength

Annette Bening and Jodie Foster’s sculpted bodies ignite the screen in the new Netflix movie, Nyad. Aged 63 and 61 respectively, each actor muscled up for the movie to play real life heroes Diana Nyad - who swum from Cuba to Florida - and Bonnie Stoller. This movie is on Citro's age-positive movie list - give it a watch and enjoy.

No more missed moments: 6 ways to digitally connect with the grandkids

Keep the connection and bond with your grandchildren with these savvy - and simple - ideas from Margaret McKay to forge digital intimacy (especially if you live far away).

Beyond she and he: navigating gender identities and sexuality

Not that long ago, we only used words like ‘heterosexual’ and ‘homosexual’ to describe sexual identity. Today, same-sex marriage is legal and there’s literally a rainbow of words to learn and understand.

Should grandparents discipline their grandkids?

Disciplining children has always been controversial - should you smack, should you use a naughty corner, should you take away privileges? Grandparents and discipline might be even more controversial.

Planning to relocate to retire? 6 things to think about first

Relocating when you retire - or begin de-accumulating your superannuation and investments - can have a huge material impact on your long term financial plans. Here are 6 key things to think about before you make the move.

10 places for Australians to retire overseas - a Citro guide

Retiring overseas is one way to access cheaper food and living expenses while improving desirable lifestyle factors, like travelling or being closer to your cultural roots.

Healthy gluten-free meat pie recipe

What's more Australian than a hearty meat pie? Try this recipe developed by Faye James, which is perfect if you follow a gluten or grain-free diet. The pastry is light and crispy while the filling is rich and satisfying.

Not feeling the Granny vibe? 20 fun names for grandparents

Does being called Granny or Grandpa make you feel more ancient than the Rosetta Stone? Channel your inner Betty White with these fun and quirky alternatives.

Lemon grass fish pops with green mango salad recipe

If a cake pop and a fish cake got together and spawned, you’d have something resembling this dish. Divide by the lowest common denominator and you have your self a Fish Pop. You could also grill these skewer-free, and scatter slices of the lemon grass on top to serve.

Broccoli steaks with tkemali recipe

Broccoli is meaty by nature, particularly when chargrilled like this. If you can find smaller heads with leaves attached, they’ll make an especially dramatic addition to the table –like an edible centrepiece.

Seven-spice butternut tagine recipe

Few dishes can boast being both moreish – in that you just cannot ever have enough – and Moorish, as in pertaining to north African cuisine. Tagine is one of them.

What to say to a teenager when they tell you they hate their body

The Butterfly Foundation says 1 in 4 teens have significant body image worries. Whether you’re dealing with a child, grandchild or friend, here’s what the foundation’s Manager of Education Services, Helen Bird, says you can do when a teenager hates their body.

Healthy chicken and mushroom quinoa risotto recipe

Next time you have leftover barbecue chicken, whip up this tasty risotto with the leftovers. Quick. Easy. Delicious. Quinoa is a grain that can be used in place of rice or cous cous that's gluten-free and delicious served hot or cold.

Spicy yellow dahl recipe

Rich in antioxidants, immune-boosting spices, fibre and protein, this lentil dahl is super easy to make and always a weeknight winner that can be batch-made and frozen for future meals when you can't be bothered to cook.

Matching great food to the right wine

Have you ever wondered how to match wine with food? Or why people go for white wine with fish and red wine with beef? Naked Wines and Mark Pollard explain.

Uncorking joy with Naked Wines

Wine is one of those things that can bring people together over a table, a barbecue or even the couch. Citro’s new partner Naked Wines gives our members a healthy $100 cashback.

What temperature should wine be served? A winemaker explains

Ever wondered what the best temperature is to drink a big bold red? A crisp Rosé? Bubbles?! Naked Wines’ winemaker James-Paul Marin from Enfant Terrible in South Australia explains.

Facial recognition technology: a Citro explainer

Facial recognition technology is the new PIN number – it can open our smartphones and secures our banking apps. Rosalyn Page explains how the technology works and how governments use it in policing and security.

Zingy lo carb pad thai noodles recipe

Thai takeaway is always tempting, but often comes laden with fat and makes you feel all bloated and heavy afterwards. Try nutritionist Faye James' low carb recipe, which has a light sugar-free sauce and is vegetarian. If you want to add some added protein, throw in some chicken thighs, prawns or even a nice tofu.

9 fun home entertaining ideas that aren't a barbecue

What Aussie doesn’t love a good barbie? Sometimes home entertaining needs more spice, more sauce or a dash of creativity. Why not try these inspired ideas from Carolyn Tate next time you have a gathering of family or friends.

13 expert tips for entertaining on a budget

Transforming your home into an entertainment haven doesn't have to be an expensive exercise. With a few strategic updates and sly creative touches, you can turn your living space into an entertainer's paradise, even on a budget. Carolyn Tate explains.

Lo carb pasta carbonara recipe

Nutritionist Faye James has turned carb-heavy carbonara pasta into a grain-free and dairy-free recipe so you can enjoy all the richness of this dish but without the bloat.

Hearty and healthy keto waffle recipe

These waffles are made with cauliflower and cheese to create a hot and melt-in-the-mouth breakfast, lunch or dinner. Try serving them with a side of poached eggs, mashed avo and crispy bacon for a protein-rich brunch. Recipe developed by nutritionist Faye James.

7 home chores that could save you money in the long run

Got a little extra time to spare today and want to save money? These 7 chores around the house and garden could save you money in the long run by preventing unnecessary damage and decay.

Putting the zing back into an established relationship

Is a sizzling sex life still possible when you’ve been together for years? Oui oui oui! Try these 6 tips from sexologists to reinject passion into your relationship, writes Sabrina Rogers-Anderson.

How to declutter and rightsize without stress

Our housing requirements change throughout our lives. Decluttering gives everyone a chance to cultivate a deeper connection with their living environment. Carolyn Tate finds the bonus of rightsizing our belongings to our living space isn't just a tidier home but also a sense of wellbeing and improved mental health.

Should grandparents be paid for child care?

Providing regular care for your grandchildren can be deeply rewarding, but also taxing. Should you be compensated for your time? Sabrina Rogers-Anderson investigates.

Grow your own microgreens on your kitchen bench

If you have ever been to a fancy cafe or restaurant, you have almost certainly had a dish garnished with 'vegetable confetti'. Also known as microgreens, these delicate, vibrant baby greens burst with flavour and nutrition. The great news is that Sarah Coleman has explained how you can easily grow them at home all year round with minimal space and effort.

Donating your body to science and other altruistic acts

Do you want to change a life — or perhaps many lives — with a final act of generosity? Margaret McKay explains why you might want to consider donating your body to science rather than burying or burning your remains?

6 quirky final farewells — how to say goodbye memorably

One day it will be time to depart this unique and wonderful life you’re having, and if you’d like to end on a high note, then read Margaret McKay's best suggestions to ensure you have a funeral that those attending won’t forget.

Royal ripples: the King's abdication drama

On December 11 in 1936, King Edward VIII gave up the throne so he could marry the divorced woman he loved, a thin tall American socialite named Wallis Simpson. While the American public campaigned for Simpson to become Queen, the Australian media kept their coverage reverent and respectful of the royal family.

Lost Australian history: Eureka stockade's rebels

When a gold miner was murdered on the Victorian goldfields in 1854, open rebellion broke out against British soldiers and Australia's first ragtag bunch of agitators swore allegiance to the Eureka Flag and paved the way for universal male suffrage.

Fraudproof online shopping: 4 ways to secure yourself against scams

Interested in all the Black Friday deals available online? So much to buy! So much to save! With the endless choices of purchasing online comes the risk of being fooled, but here's how to stay safe from scams and fraud when online shopping.

Lost Australian history: when the princess married her prince in 1947

As an outpost of the British Empire, post-war Australia got itself in a spin for the November 20, 1947 wedding of Princess Elizabeth to her third cousin Philip Mountbatten on November 20, 1947.

9 delicious campfire recipes to get on the fire

Will you be camping or caravanning over the holidays? Try these nutritious campfire recipes that Carolyn Tate has tried and tested to fuel your nature-loving getaway.

Vegan chocolate cake recipe

Looking for a chocolate cake recipe that's so good you won't notice it's plant-based? Try Faye James keto-friendly chocolate cake recipe.

Lost Australian history: our little digger

More than 100 years ago, Australia had its own controversial Donald Trump-style leader as Prime Minister. With his colourful personality, fervent speeches, and a career spanning several decades, Billy Hughes was kicked out of his own political party but went on to represent 4 different parties in his long carrer in politics.

Lost Australian history November 6

Forgotten Australia podcaster Michael Adams details the books, bookies and gambles that made Australian history.

10 forgotten Aussie movie classics

If your memory of 1980s Aussie movies is restricted to Crocodile Dundee and MadMax II, you’re missing out on a bunch of hidden gems from a vintage decade for Antipodean cinema. Paul Merrill has rummaged through the dusty archives for Citro to uncover some true blue Aussie classics, all available to rent or stream…

Snip and sip: how to grow your own herbal tea

Go from plant pot to teapot with these easy instructions to grow, harvest and drink your own fragrant herbal teas. With the right supplies and a little guidance from naturopath Sarah Coleman, you can become your own herbal tea connoisseur.

Awesome ways to skip the bottle shop queues

Looking to elevate your wine game without breaking the bank? Read Drinks Digest founder Alana House's recommendations on how to uncork the world of value wines available online. She reveals the hidden truths about those $7 bottles of wine and the magic of finding quality wines that won't disappoint your palate.

Online dating after 50: how to avoid toads (and scammers)

Julie Greig started dating online a few years after she was widowed at 54. Her book, Kissing Toads, teaches you how to start and enjoy your online dating life while avoiding scammers and con artists. She shares a small excerpt with Citro, but the book also includes information on how to start dating online, what to put in your profile and more.

100 years ago, Melbourne went mad with Spooks on Halloween

Lost Australian history October 30 to November 6

How to grow your own food fast: quick-growing veggies for beginner gardeners

Eating fresh herbs, fruits and vegetables is great for our health. And so is gardening, which keeps us active, engaged and in touch with nature. Sarah Coleman explains how easy it is to grow your own, however small your harvest may be.

Camping comfort essentials

There's something magical about camping – the sense of adventure, the simplicity of life, and the beauty of nature. However, adding a few comfort essentials to your camping gear can make your trip even more special, explains Carolyn Tate.

Facing aloneness: coping with loneliness after loss

Kindness is not just a virtue to extend to others; it's also a vital ingredient for self-compassion. In the face of grief, loneliness or new circumstances, Margaret McKay explore the complexities of social isolation and the silent struggles that often go unnoticed.

What rights do grandparents have if the parents divorce?

If you're a grandparent struggling to see your grandchildren following your own child's divorce or separation, you're not alone. Margaret McKay looks into the complexities of grandparent rights in the face of adversity, offering insights into the legal landscape and emotional challenges.

Embracing the grey

Whether you call it salt and pepper, silver, pewter or charcoal, grey hair happens to all of us. Of course some people go grey in their 20s while others don’t see the first sign of silver until they are over 50. Plenty choose to cover up grey by colouring their hair, but a new round of female celebrities are urging us to stop the bother. Bron Maxabella explains ...

Lost Australian history: the haunting legacy of Ned kelly

Forgotten Australia podcaster Michael Adams goes beyond the myth to explore Australia's most famous bushranger, Ned Kelly.

6 ageist cliches we'll happily embrace

Ageism might bring to mind negative stereotypes about growing older, but what if we focused on the brighter side of the coin? Let's explore the ageist cliches that are surprisingly positive and celebrate the unique qualities and experiences that come with the passage of time, writes Carolyn Tate.

7 smartphone etiquette must-knows

If you grew up writing letters, sending snail mail and leaving messages on answering machines that had cassette tapes, then listen up to Bronwyn Mandile's lessons on modern communication using smartphones.

7 simple smoothies for healthy ageing

More than 9 in 10 Australians do not eat their recommended 5 serves of vegetables or 2 serves of fruit each day. Smoothies not only deliver a powerful dose of nutrients, they are also a tasty delight once you find a recipe you like. Sarah Coleman shares her best recipes for smoothies that deliver a nutrient-packing punch.

Australia's terroir: what every sip of wine tells you about our country

Terroir is a French term that describes taste and flavour imparted to a wine by the environment it’s produced in. Here’s a Citro guide to everything you need to know to speak confidently about terroir and our diverse wine regions.

Australia's Oppenheimer moment: blowing up our outback

From nuclear bombs to scandalous crimes, Forgotten Australia podcaster Michael Adams explains the bizarre twists and turns of what happened in Australia's past from October 9 to 15, including the strangest Long Bay Gaol escape ever.

Learning a language the immersive way

Is ageism the last socially acceptable prejudice?

In Australia, ageism hides behind humourous remarks like "OK, boomer" or generalist slang like "grey nomads" but make no mistake, there are insidious consequences to ageism for both younger and older people, including poorer health outcomes. Carolyn Tate tackles the topic.

Lost Australian history: striking gold and the world's largest photo

In this week's lost Australian history, Michael Adams explains how Bernhardt Holtermann captivated the world with a massive aerial panoramic photograph of Sydney, and the world's largest chunk of gold.

Yummy chickpea tagine recipe

Made with sweet pumpkin , spices and nutritious chickpeas, this Moroccan-inspired recipe has been created by nutritionist Faye James.

6 ageist stereotypes that can get in the bin

It's time to challenge the ageist stereotypes that persist. Contrary to popular belief, Carolyn Tate writes that our older years can be a time of tremendous growth and fulfilment, a time ripe with opportunities for self-discovery, new adventures, and maintaining a sharp, active mind.

Is a sea change or tree change right for you?

Are you dreaming of a life away from the city, surrounded by the tranquility of the bush or sea? A sea change or tree change can be the gateway to a brand new chapter - but here's what you need to consider first.

Hearty Thai-style lentil and pumpkin curry recipe

Combining the creaminess of coconut milk, the sweetness of pumpkin, and the heat of red curry paste, this dish is a delightful surprise for your senses.

Newsflash: attractiveness doesn’t have an age limit

Young is not the only way to be gorgeous. Ageism is rampant and the cult of youth thrives. But writer Carolyn Tate says our eyes need to find the beauty in all ages to celebrate and honour the richness of everyone.

5 must-read Aussie short stories worth your time

Australia's literary heritage is rich with stories set in our iconic Australian bush. Margaret McKay has handpicked 5 classic short stories that delve into themes of mateship, heroism, and the extraordinary moments in everyday life.

Barbecued spiced chicken patties recipe

The fresh spicy flavours these healthy patties will leave you gasping for more. Nutritionist Faye James has made this recipe gluten-free and they taste sensational with fresh lime and dipping sauce.

Original Succession: 2 Murdochs and the murders that made them moguls

This week's Lost Australian History begins with a very powerful man who, despite age and ailment, builds a populist media empire based on scandals and true crime. But it's not Rupert Murdoch that Forgotten Australia podcaster Michael Adams is telling the story of - it's his father Sir Keith Murdoch.

Double jeopardy mid-air miracle: meet Len Fuller the rookie pilot hero

This week in Lost Australian history, podcaster and author Michael Adams explains the bizarre brave air crash that happened in Australia - and then describes the luckiest convict ever .

Spiced chick pea and vegetable fritters recipe

Up your healthy eating game with these mouthwatering fritters made with quinoa bread crumbs, chick peas and vegetables. These golden-brown delights include a zingy blend of spices. Recipe developed by nutritionist Faye James.

Plant-based laksa and laksa paste recipe

Great for a lunch or dinner, this plant-based laksa is whipped up with a homemade paste that can be made in advance and stored in the fridge for up to 3 months. Recipe developed by nutritionist Faye James.

Black bean and sweet potato burrito recipe

Combine fibre-rich sweet potatoes with protein-packed black beans to make a satisfying burrito that is not only meat-free but works for a lunch or dinner. This recipe has been developed by nutritionist Faye James and can be made in less than 20 minutes.

20 movies that celebrate ageing

Citro decided to track down some movies that jettison the tired, old cliché that anyone of a certain age should be portrayed as tired and old. Here are the top 12, written by Paul Merrill.

Lost Australian history: oops, I married an axe murderer

This week, we revisit a ghostly case in the NSW town of Carcoar

Shake Some Action: the bands I hated but now love

Rock music writer Stuart Coupe lifts the lid on Australia's music industry in the 1970s and 1980s..

Back in the day: reminiscing about spam, bubblegum and bakelite phones

Writer Mark Dapin explores the weird and wonderful things we reminisce about as we get older.

So this is 60 ...

Writer Mark Dapin explains what it means to grow older, rediscover mornings and the joys of toy magnifying glasses and losing your glasses.

3 ways to outsmart regret

It’s only natural that the longer you’ve lived, the more ‘could haves’ and ‘should haves’ you’ve beaten yourself up with.

Encore diaries: from lawyer to inventor, meet Amanda Lintott

Citro takes a look at the career reinventions people make after the age of 50, when encore careers beckon and call to us.

10 ways to spark curiosity to reignite joy

Staying curious and open will uplift your mood - the bonus is that it’s good for your brain and cognitive health.

Travel

Go further with Citro destination inspiration and budget hacks

6 ways to work Qantas’ new frequent flyer points to fly free

Fly further for less with these top strategies to fly free (and further) using the new Qantas frequent flyer hacks.

Close encounters of the wildlife kind in Antarctica

Antarctica is a destination for people with bold bucket lists - it’s cold, wild and icy. The driest continent on the planet is filled with magical wildlife and scenery best experienced from the vantage of a cruise ship, a zodiac or even a kayak.

6 survival tips for travelling with grown-up kids

Would a holiday with your adult children be fab family fun in the sun, or a bickering getaway where all you want to do it get away? Here’s how to avoid the latter…

Vietnam's untold Aussie war stories

More than 60,000 Australians fought in the Vietnam War, including about 19,000 national servicemen whose birthdays were drawn from a lottery barrel between 1965 and 1972. Writer and historian Dr Mark Dapin – who wrote The Nashos' War: Australian National Servicemen and Vietnam (2014) and Australia's Vietnam: Myth vs History (2018) – shares his experience of the South-East Asian country where 523 Australians died in the war.

Why a repositioning cruise could be just the ticket

One in 4 of us want to book a cruise this year and there’s a new type of cruise to look out for - a ‘repositioning cruise’. It's a budget-friendly option that's big on luxury.

22 amazing things to do in Vietnam

Vietnam is just 8 to 12 hours flying time from Australia and offers rich experiences you can’t get anywhere else. Here are 22 amazing things to do if you’re lucky enough to travel there.

11 of the best stargazing spots to visit in Australia

Discover Australia's best stargazing locations, from Mudgee Observatory in New South Wales to Uluru in the Northern Territory. Whether you're an expert or a novice, these spots offer incredible celestial sights. Australia's wide-open spaces and minimal light pollution allow and array of ideal destinations for stargazing enthusiasts, so get inspired and start planning your next stargazing holiday.

Australia’s 10 best food and wine festivals

Unleash your inner epicurean and plan your travel around Australia based on some of our best food and wine festivals.

Secure your smartphone for overseas travel - a Citro guide

Travelling overseas can be a smartphone security nightmare unless you prep and secure your device before you get on the plane. Get these 10 cyber-savvy moves to protect your smartphone by Rosalyn Page

If you love Rome, try Turin, Matera or Bergamo

Italy has got to be on everyone's must-visit list, but don't forget the country's smaller cities, which offer a fantastico Italian experience (without the crowds or big price tags).

If you love London, try York, Nottingham or Norwich

From medieval streets to historic castles, uncover the rich history and hidden gems of these lesser-known English cities for a unique and unforgettable adventure. Writer Bron Maxabella explores York, Nottingham and Norwich as additions or alternatives to your next British holiday.

Best budget overseas trips from Australia

Discover overseas travel destinations that offer the perfect blend of activities, sightseeing, stunning scenery, and delicious food—all without breaking the bank! From the breathtaking landscapes of Vietnam to the vibrant culture of India, these holiday destinations have it all, at prices that won't leave a dent in your savings.

How to spend less on a cruise than you would at home

The queen of stinge-spiration, finance educator Nicole Pedersen-McKinnon, has shared her 5 easy ways to save while you cruise the high seas. Yes, yes, we know you have to pay for the cruise - though you get 5% cashback if you buy with P&O on your Citro Card.

Into the wild: road tripping through America's national parks

Citro writer Margaret McKay travelled across north-western America’s national parks in a rented car to take in the majestic canyons of Zion National Park, surreal landscapes of Bryce Canyon and Yellowstone and beyond, encountering wildlife, jewels and ancient dwellings.

8 mindful ways to make long haul travel accessible and enjoyable

Age need not be a barrier to enjoying travel overseas. Carolyn Tate has uncovered the easy tips and tracks to make long haul flying and travelling that little bit easier.

Cruise curious? Top tips for first-timers

Cruising? You might not be sure it’s for you, but if you are curiously determined to give it a try, then Carolyn Tate explains the failsafe ways to prepare for smooth sailing.

7 Aussie destinations that will make you feel like you’re overseas

Forget hefty long-haul flights, visas and tricky arrangements; domestic travel costs less both physically and mentally. Citro partner Designer Journeys explains exactly where to head to feel like you’ve had a glam overseas trip.

White cliffs of Dover, medieval castles and a town called Sandwich

Step back in time to the medieval British town of Sandwich, which sadly looks nothing like a sandwich but everything like a biscuit tin lid come to life. Learn about the window tax, seismic instability, and the art of marital banter during earthquakes.

8 amazing benefits of holding an Australian passport

Those little blue books we take overseas do more than just let us escape on holidays. Allison Tait discovers why an Australian passport is a solid gold ticket to travel and other amazing benefits.

Love Paris? Try Lyon, Nantes or Montpellier

If you’d rather skip the crowds, expense and queues of Paris, Bron Maxabella has rounded up the next-best cities to visit in France for a dose of Parisian-style delight.

Australia's amazing natural wonders that must be seen to be believed

Australia's beauty and magic can come alive in ways you've never imagined. Read this article to discover new places in Australia that awaken your sense of wonder.

12 dog-friendly holiday homes in Australia

If you love your pooch - and who doesn't? - you’ll know just how hard it can be to find a great holiday home that welcomes your mate as much as it welcomes you. Here are 12 holiday homes that will.

Bass Strait's Flinders Island, the forgotten land bridge to the mainland

In the whipping winds of Bass Strait, just 54km from Tasmania's northeast tip lies Flinders Island, a natural paradise of stunning seas, rocks, beaches and coves. Andrew Bain explains why the island is a must-visit (especially for adventure-seekers).

9 awe-inspiring First Nations travel experiences

Unearthing Australia's Indigenous roots is not only awe-inspiring but makes for a great travel experience, too. Carolyn Tate uncovers some of the best.

Travel safely with Freely travel insurance

Freely offers travel insurance with optional add-ons that means you only pay for the cover you need on the days you need it – plus their app has built-in safety alerts and a button that connects you with medical and emergency specialists 24-hours a day.

Be free to enjoy travel with Citro’s new partner

If you leave home to travel domestically or internationally, then it’s a good idea to consider getting travel insurance. Citro’s new partner Freely not only offers COVID-19 cover, but also covers older Australians with a 15% cashback offer for our members.

10 great Australian driving destinations

Australia is full of diverse landscapes, inspiring road trips and quirky stopovers. See if any of these 10 ideas ignite your passion to get out and take a driving holiday.

Travel to the glittering outback for gems (including opals)

Margaret McKay has journeyed into the fiery desert heart of Australia, where the sunsets blaze like the opals that are mined in some of the quirkiest bush towns you’ll find. Discover the captivating tales of opal mining.

Don't forget your best friend: Australia's best dog-friendly campsites

Camping is a brilliant way to get away from it all, relax, and strip life back to its simple moments. If you have a furry, four-legged best friend, then you might want to put these campground destinations on your must-visit list.

Craft your travel dreams with Citro partner Designer Journeys

Do you have a dream travel destination in mind, but fear it’s too hard to book, plan or navigate your way around on your own when you get there? Enter Designer Journeys, Citro’s travel partner to help you make your best (travel) years even better.

Untamed Abruzzo: where Italy’s wolves, bears, castles and beautiful villages await

Abruzzo’s breathtaking mountains are home to Italy’s amazing wildlife, historic castles and gorgeous villages that have a charm beyond the Italian cliches of Venice or ancient Rome. Andrew Bain explains.

Caravanning bliss: 6 tips to ensure your campsite becomes a neighbourly haven

The shared spaces of caravan parks and campgrounds are intimate communities. Carolyn Tate explains the little things novices and seasoned adventurers alike can embrace to endear yourself to fellow wanderers and forge friendships on the road.

10 of Australia's best birdwatching spots

From the tropical paradises of the Daintree to the rugged beauty of the Blue Mountains, Australia's birdwatching destinations are as diverse as the feathered species they nurture. Carolyn Tate explores a mosaic of avian wonders.

Festival fun for people who want to rock on

If you love music festivals showcasing hits from the 1950s to the 1980s, then make a date in your calendar and get out your map to plot a course to Australia's best east coast gatherings. You’ve earned the right to let loose and have a blast.

Forget the wineglass, Tasmania has other stunning beaches worth a visit

While Tasmania isn't known for its sunny beach weather, it is well-known for its natural beauty and rugged coastline. Adventurer - and Tassie local - Andrew Bain - explores the other beaches tourists should take in when they visit the Apple Isle.

Cruising Canada’s Klondike in a motorhome

Former AFL player and radio and TV presenter Peter "Spida" Everitt shares his Klondike travel diary with Citro. Spida and his family explored Canada’s sprawling wilderness and wildlife in a motorhome (also called an RV - or recreational vehicle).

Marvels, monkeys and oddities: unveiling Japan's quirkier side

You’d need a heart of ice not to fall in love with the snow monkeys of Jigokudani Monkey Park in Japan. They are as cute as grandchildren – although their wizened faces look more like grandparents – and as photogenic as, well… monkeys in snow.

Wild coast, crays, a calcified forest and other King Island treats

Most of us know King Island for its delicious cheese and beef, but adventurer Andrew Bain explains to Citro why this rugged island nestled in the tempestuous embrace of Bass Strait offers so much more for travellers.

A creative Greek island paradise of Hydra

Australian artists like Sidney Nolan and authors Charmian Clift and her husband George Johnston lived cheaply on the Greek Island of Hydra during the 1950s and 1960s, along with singer Leonard Cohen. The prices on the island have gone up since that time, as writer Pony Louder explains after visiting Hydra to research her next book.

What to expect on a cruise to nowhere (that was also a comedy cruise)

When writer Alana House booked herself a comedy cruise to nowhere, she got more than a few laughs and surprises. This experienced cruising traveller explains the weird and wonderful things that can happen at sea.

Spida's top 5 fishing spots in Australia

Whether it's chasing barra or reeling in red snapper, there are plenty of picturesque places across Australia to fish. Great Australian Doorstep host Peter Everitt and his wife Sheree share their top 5 fishing spots with Citro.

The art of minimalist travel

In a world where travel often conjures images of bustling airports, overstuffed suitcases, and jam-packed itineraries, taking a minimalist approach to travel can transform your journey.Citro outlines this easy paradigm shift to help make travel more effortless and wonderful. It will not only change your packing technique but possibly also your sense of wellbeing and enjoyment.

Australia's best coastal campsites for tranquil beach escapes

Pristine beaches? Tick! Quiet and calming? Double tick! Carolyn Tate has travelled all over the countryside to find 10 of Australia's best beachside camping spots.

Risky skiplagging: the grey area of travel the airlines hate

A controversial practice known as 'skiplagging' has become a sly travel hack to nab cheaper airfares. It's a risky move that Citro explains.

Timor Leste: Where legends and hearts converge for a cause

Julia Zaetta travelled to Timor Leste to volunteer with Father Chris Riley's Youth Off The Streets Overseas Relief Fund. The Island nation - and the kids - stole her heart. She shares her trip with Citro.

Destination Seniors Card

A gold candle - and a gold card - can make a birthday sparkle, or not. Writer Mark Dapin travelled to Vanuatu for his 60th birthday, the age many Australians can receive a Seniors Card.

Hobart unmasked: the hidden treasures of Tasmania's southern capital

Imagine a getaway so captivating that it leaves you daydreaming about relocating to the very place you just visited. That's precisely the kind of spellbinding experience Hobart, Tasmania, cast upon Alana House during her 4-night escape to the Tasmanian capital city.

9 great solo holiday destinations

Carolyn Tate comes up with 9 great travel destinations that solo travellers can put on their bucket list.

Kimberley cruising chronicles: waterfalls, wildlife and Aboriginal art

Writer Alana House is a cruise junkie but she didn’t want to visit The Kimberley - until she actually did.

Business and first class: waste or wonderful?

Citro columnist Mark Dapin explains his creeping love of first class travel, perving on caravan parking and the need for bigger bathrooms when he travels these days.

5 great walking holidays for any budget and fitness level (including super hard!)

Whether you prefer to get your feet moving alongside your thoughts or enjoy the company of an enthusiastic and knowledgeable tour guide - there’s a walk for everybody. Here are Citro's 5 must-visit walks perfect for travel enthusiasts.

Ziplines, skiing and snow action in Switzerland (yep, even for over 60s)

Travel with Julia Zaetta and speed, hurtle, fly and glide over Switzerland's glorious alps.

Travel back in time to historic Carcoar

Historic Carcoar is where actor Rebel Wilson is currently shooting her new movie. Podcaster and writer Michael Adams takes a trip to the historic town to give Citro readers the rundown.

How to holiday solo (and enjoy every minute)

Profound adventures might just await if you embrace the simplicity of solitude on your next journey.

Flying soon? Safeguard your health in the air

If you're the person who feels sick before you board your flight, read this to determine what's right for you and other passengers on board.

Housesitting: the ultimate hack for budget travel

In this article, Citro explains how housesitting works, the best way to get started, and common pitfalls to look out for.

5 enriching ideas to think about before you travel again

Whether you prefer luxe cruising or basic camping, there's no denying that travel frees the mind and spirit.

The stars of 'travel guides' open up about travelling after 50

Kevin Moloney and Janetta Stones, the dynamic stars of Travel Guides on Channel 9, have become famous for discovering the world's hidden gems and sharing their unforgettable escapades with us all.In this exclusive interview, we step into their world as they generously share their most coveted travel hacks, reveal invaluable tips for travelers after 50, and grant us a glimpse into their awe-inspiring adventures.

Re-imagining Alaska: A journey from Australia to an unknown frontier

Traverse the wild and captivating frontiers of Alaska with Australian writer Margaret McKay as she takes in a tapestry of stunning landscapes and captivating wildlife and dog sled encounters.Margaret has taken a cruise and glass-roofed train through Alaska and shows us her dream itinerary which includes glaciers, historic mushing towns and unique buildings made of driftwood.

Health

Elevate your wellbeing with evidence-led health news

How to advocate for yourself at doctor's appointments

Do you feel like your GP is brushing aside your symptoms and concerns? Find out how to advocate for yourself to get the health care you need and deserve.

Behind the buzz: medicinal cannabis

Is medicinal cannabis a friend or foe? Demand for medicinal cannabis is booming, but experts are divided on its safety and efficacy. What conditions has it been proven to treat, how can you get it and are there risks?

Is intermittent fasting really the fountain of youth? Here's what the science says

From weight loss to longevity, the list of intermittent fasting’s evidence-based benefits keeps growing. And the best part is you don’t have to go hungry!

7 surprising ways to get a better night's sleep

Sleep is one of those things we don’t really think about until we’re not getting enough. But once you’re exhausted, it can feel like that’s all you think about.

Full-fat dairy products may be healthier than we thought

Cheese lovers, rejoice! The latest evidence suggests that whole dairy isn’t the health risk it’s long been made out to be and it may even improve some health markers.

Need a doctor? Citro’s new partner Instant Consult can help with that

Citro is proud to partner with innovative online healthcare provider Instant Consult. You can quickly see a qualified GP day or night without ever leaving home.

8 best and worst oils for your health

Coconut and canola and olive, oh my! Our guide to the best and worst cooking oils helps you make healthy choices that can keep illness at bay and may even increase your longevity.

Losing weight on new drugs like GLP-1s – why medication alone isn’t enough

Management of chronic conditions like obesity is complex and requires a multifaceted approach, including a need to mitigate the loss of vital fat-free mass.

Control your blood pressure with the DASH diet

The DASH diet isn’t another fad - it’s an evidence-based eating plan that can help prevent and control high blood pressure. With these simple swaps and sample menus, you’ll be on your way to better health within weeks.

How to reduce inflammation and slow ageing

As we get older, inflammation in our bodies increases and can lead to chronic illness. But there are 7 simple ways we can stop “inflammageing” in its tracks.

8 health conditions that can be mistaken for depression but aren't

Feel exhausted and low? Health conditions that mimic depression are a real thing and you may need to help your GP or doctor understand the full picture when making an accurate diagnosis.

Men's sexual health: removing shame and stigma

A new report has found more than 70% of Australian men feel stigma and reluctance to treat intimate health issues.

A lifetime of health and preventative care from Citro's new partner

Citro is partnering with innovative digital clinics Juniper and Pilot to deliver proactive and preventive healthcare that allows all Australians to age with support and medically backed treatments (while saving the public healthcare purse).

Secure your sensitive health data when using telehealth

In an increasingly online world, health providers must leverage digital technologies to deliver more accessible forms of healthcare — here’s how to keep your sensitive health data safe while using it.

Giving men's health the finger

An enlarged prostate gland is the most common prostate disease in Australia. While debate rages about early detection of prostate cancer - which affects 1 in 6 men over the age of 70 - writer Mark Dapin explains how men can take the finger with good grace.

How to keep teeth for life (and what to do if you can’t)

Did you know that keeping your natural teeth is not only the key to looking younger, but is important for eating, drinking, breathing and speaking. Health writer Paula Goodyer explains how we can keep our teeth for life.

Treating belly fat before it makes you chronically ill

‍Did you know the apple body shape that’s common in post-menopausal women can cause a number of serious health conditions? Here’s how the new wave of metabolic health drugs can not only help you lose belly fat, but prevent these conditions robbing your good health.

Arthritis, inflammation and how to avoid pain

One in 5 Australians over the age of 45 has osteoarthritis. The latest science reveals inflammation causes the pain, not wear and tear on the joints. Paula Goodyer explains the best way to tackle it.

Self-care when you care for others

If you’re the type of selfless carer who puts everyone else’s needs ahead of your own, consider the old saying: 'you can’t pour from an empty cup'. Here's how to avoid the very real problem of burning out while caring for someone you love.

How staying hydrated can save your life

Feeling thirsty is the body’s natural defence against dehydration, but as we age, our thirst signals can diminish and put us at risk of severe dehydration - especially on hot days or after exercise.

Almond, soy, rice or oat milk - are they better than dairy?

Choosing from the vast array of milks at the supermarket has become more complex than decoding the human genome. From regular cow’s milk to A2 and soy to oat, Sabrina Rogers-Anderson investigates the pros and cons of each type of milk.

How food is engineered to keep us eating

Can’t seem to put down the chip packet or ice cream tub until it’s empty? Spoiler alert: it’s not your fault. Around the world, scientists are busy designing foods that are as addictive as opioids. Sabrina Rogers-Anderson investigates.

A Living Will (and why your advanced care directive matters)

Most of us understand that our last Will and testament distributes our financial assets, but what about a Living Will? Your Living Will should be a clear, well-written health care directive that you can share with your loved ones, doctors and even place on your MyHealth record to ensure you're in full control of your health.

10 lifestyle swaps for longevity - a Citro guide

Statistically, we are destined to live longer lifespans than our grandparents. Health writer Paula Goodyer has summarised the latest longevity science into 10 simple ways to put the quality back into the quantity of extra years we will get

Private health insurance literally saved my life after breast cancer

Thinking about dropping private health to save on costs? Read the stats (and personal story) you should know first.

How to nourish your brain to avoid the D-word

Science suggests around 40% of dementia cases could be preventable, with healthier lifestyle habits one reason why rates of dementia are falling in some countries. Paula Goodyer explains what we can all do to maintain our brain.

The surprising benefits of private health insurance for Australians

Private health insurance is a cost that can offer real benefits when you understand what you’re paying for. Citro partner nib explains 12 common benefits of having private health insurance.

Worrying about everything? Try these 4 ideas

Stress and worry is a natural response to uncertainty - plenty of people worry about the future every now and then. But when do natural worries become overwhelming? The Happiness Institute’s Dr Tim Sharp and nib explain what to do so you can prevent your worries turning into a health problem.

Resolving body aches and pains: how to choose between a physio, osteo or chiro

A bad back plagues many Australians at some stage of their lives. Pain is the most common symptom and it can be hard to manage without the help of an allied health professional - but which professional should you choose? Citro partner nib explains the difference between a physiotherapist, osteopath or chiropractor.

The quick heart health check that could extend your life

Coronary heart disease is the single biggest cause of death in Australia, but it’s easy to lower your risk of dying from a heart attack or stroke. Around one in 9 adults aged 75 and older live with coronary heart disease, so Citro partner nib explains the quick heart health check that everyone should do to modify their risk of becoming a statistic.

Empowering savvier health choices with Citro and nib

Australians are living longer and most of us want our increased lifespan to include full mobility, sparkling cognitive function and enjoyable days with family or friends. Citro’s new partnership with nib will help our members achieve that.

Stay fit for a fraction of the price

Get finance educator Nicole Pedersen-McKinnon 's roadmap to affordable fitness – she's devised 4 smart ways to claim exercise costs so you can save big $$$ while staying healthy.

8 surprising benefits of your Medicare card

Beyond visits to the GP, Medicare covers a host of lesser-known services ranging from mental health treatment to overseas medical care. Sabrina Rogers-Anderson reveals how to make the most of your little green Medicare card.

4 pillars for optimal skin health as we get older

Go beyond superficial beauty standards with skin expert Julie Lardner's guide to holistically nurturing your skin from the inside out. She explains her blueprint for healthy skin ageing.

Can a diabetes drug called metformin improve the way we age?

From weight loss to heart protection, is there anything the new wave of diabetes medications can’t do? Scientists are studying how one drug called Metformin might even halt cognitive decline and prevent cancer, writes Sabrina Rogers-Anderson.

5 health myths about age busted

Becoming older does NOT inevitably lead to cognitive decline, sickness or frailty. Carolyn Tate investigates the health myths about ageing so you can live your best life (and know when you need to get help from your doctor or healthcare professional).

Vitamins and supplements for winter immunity

During winter, viruses like the flu and the common cold spread more quickly. Cold temperatures also encourage more people to stay indoors — putting them in close contact with potentially sick individuals.

Catching zzz’s with zeal: supplements that support sleep

If you have occasional sleep disturbances, supplements like magnesium or the ayurvedic plant ashwagandha may help your sleep routine. While it's important to consult with your doctor before taking supplements that could interact with other medication, this is the lowdown on supplements known for their potential to promote restful sleep.

Immune health and how the B-team of vitamins support ageing

Our immune system is a complex piece of biological machinery that keeps illness at bay. As we age, our immune function may work less effectively. If we also have a poorer appetite, it can be harder to get all the nutrients we need for good health. This article explains how the B group of vitamins support immune function.

6 things to know about supplementing your nutrition as you get older

Our need for good nutrition amplifies with age, yet the intricate nuances of individual lifestyle and diet often necessitates a closer look. Enter the realm of supplementation — a gateway to unlocking the potential of personalised nutrition.

Activate your inner ally: get your gut microbiome to blossom

Your gut is said to be the second brain, especially now that science has uncovered the links between our gut microbiota and brain, immune and even skin health. Read on to find out more.

Live better with vitality delivered to your door

Australians are in love with supplements and vitamins - especially quality products made in Australia without any nasties. Citro’s new partner Vitable tailors daily vitamin packs to individual needs and delivers it to your door, making vitality cost-efficient, simple and easy.

When you're the oldest person at the gym, here's what you need to know

Here’s how to build confidence and get on track to become your healthiest self. Whether you’re a seasoned fitness enthusiast or stepping into the gym for the first time, these tips will help get you in the door and make your gym sessions as enjoyable as possible.

3 ways to reduce your risk of dementia

Dementia is an intimidating degenerative brain condition. Citro partner nib and Dr Preeya Alexander explain the practical steps we can all take to reduce the risks of dementia.

Dementia and cognitive decline 101

‍Dementia and cognitive decline are not normal parts of ageing, but a disease that demands management and caring. It’s tough for the person diagnosed, but can be tougher on those caring for them. Alex Brooks explains.

How to prevent age-related hearing loss

Becoming deaf as you age is not inevitable. And yes, you can intervene to prevent age-related hearing loss, explains health writer Paula Goodyer.

Decoding female hair loss and thinning

It's not only men who lose their hair or go thin on top - it happens to some women, especially as we get older. Julie Lardner explains the tips, tricks and treatments available to help.

Stay steady: 5 crucial elements of balance and how to test yours

Our balance allows us stand or move without falling - and balance helps us recover if we trip. We may take it for granted while we have it, but our balance can make a big difference in our health and safety in 5 key ways.

8 habits that slow ageing by up to 6 years

While there's no miraculous anti-ageing elixir just yet, American scientists have announced 8 health measures they say will slow the body's ageing process by as much as 6 years. The findings are based on a study of 6,500 adults and have just been presented at the American Heart Association (AHA) Scientific Sessions conference in Philadelphia.

5 reasons to check your iron levels next time you visit the doctor

Keeping an eye on your iron levels can be your key to preserving emotional wellbeing, energising your life, maintaining cognitive function, safeguarding your cardiovascular health, and fortifying your bones. Here are 5 reasons to keep tabs on your iron levels.

3 healthy longevity recipes from Professor Luigi Fontana

Professor Luigi Fontana, M.D., Ph.D. is a highly skilled physician scientist who is recognised as the leading world expert on longevity. He shares 3 longevity recipes from his latest book with Citro.

Hello muscles: 10 benefits of strength training

Health writer Paula Goodyer weighs just 52kg and can deadlift 90kg, more than she could 30 years ago. The author of Fit and Firm For Ever had a light bulb moment 6 years ago to invest in staying strong. And science backs her up, as she writes in this article for Citro.

How to retire without jeopardising your health

The first year of retiring from full-time work can be associated with lower life satisfaction and depression as well as physical health problems. Carolyn Tate explores what can go wrong and how to avoid it.

Understanding elder abuse

Abuse is harmful at any age, but for older Australians, it can be financially and psychologically devastating. This article delves into a deeply uncomfortable and unsettling topic that remains in the shadows, with many victims silently suffering. Margarent McKay explains what must be done if you suspect it's happening to someone you care for, or even yourself.

1 in 3 will get shingles - there's a new free vaccine for over 65s

Vaccination can be a controversial topic, but so too is shingles, a debilitating virus that lurks in our systems after chicken pox. Around 1 in 3 Australians will experience shingles in their lifetime and for 20% of those people, something called post-herpetic neuralgia (PHN) leaves them with nerve pain that doesn't go away. Should you get the new vaccine?

5 proven ways to boost your happiness

The "Happiness Wave" study from the University of Queensland sheds light on the contentment and happiness of older Australians, debunking the notion of middle-age blues. Carolyn Tate explains.

Mediterranean diet 101: healthy eating for healthy ageing

Sarah Coleman dives in to explain the holistic and science-backed health benefits of the Mediterranean diet, a flexible eating style that has proven health benefits for all ages, but especially for people over 50.

Pickleball and a passion for the Olympics

Pickleball is played on a court one-quarter of the size of a traditional tennis court. It's said to be the fastest growing sport in America and it's now on Australian shores, where this Australian basketballer has taken to it with relish.

Bridge: why it's more than a game of cards

The game of bridge can be more addictive than poker machines, according to its devotees. And whether you call the game whist, contract bridge, auction bridge or just plain ol' vanilla bridge, there's an active world of clubs, conferences, competitions and friendship to be found, according to Margaret McKay.

Natural therapies to get you a good night's sleep

Serenity in slumber is a gift that becomes increasingly valuable with age. Naturopath Sarah Coleman uncovers a treasury of natural sleep enhancers, offering a drug-free pathway to tranquil nights.

Eye spy: how to look after your vision as you age

Once we hit the age of 40, presbyopia - or inability to focus - tends to strike. The good news is that this common vision problem affecting around one-quarter of all people with ageing eyes tends to stop worsening as you get older. Here are 13 things you need to know about caring for your eyesight to avoid the vision problems that strike as we age.

Why real men need to eat vegetables

Prostate cancer is a daunting reality for many Australian men, but emerging research brings hope in the form of a simple solution: a diet rich in vegetables.

Build a cancer-resistant body: the exercise connection you need to know

Harness the natural healing power of exercise as Paula Goodyer explains its role in preventing cancer. She writes that science is showing new ways that physical activity interacts with our body's systems to create an environment that's hostile to cancer cells.

How ultra-processed foods mess with our health

We once blamed saturated fat, salt, and sugar for dietary woes, but ultra-processed foods have emerged on the nutritional stage and they have a complex impact on our health.

Make your sleep habits as clean as your sheets

Naturopath Sarah Coleman tells Citro the key 'practices' we all need to keep our sleep hygiene habits strong.

5 ways lasers and dermatologists can reverse skin ageing

Understand the skin ageing exposome and the new lasers and energy-based devices dermatologists use to rectify the damage that shows up on our faces once we hit our 50s and 60s.

Rethink the just one drink mindset

Daily alcohol consumption - even a glass a day - increases blood pressure, according to a new analysis published in the journal Hypertension.

Nature’s golden anti-inflammatory: turmeric and curcumin

Naturopath and herbalist Sarah Coleman from Kitchen Apothecary explains turmeric health benefits..

10 signs your ageing parents may need more help than you think

10 signs you need to look for to avoid the guilt of starting a conversation too late..

Holistic home remedy: sore throat syrup recipe

Make this soothing syrup created by naturopath and herbalist Sarah Coleman of The Kitchen Apothecary.

Science can now reprogram cells to be younger

Harvard Medical School researchers have found a way to reprogram cells to a younger state.

Why Nordic walking is a workout worth weighing up

Say hello to Nordic walking – the invigorating workout that's captured our hearts (and legs!).

How to get better medical care with digital health

From streaming to food delivery, we like having services at our fingertips.

Finance

Smart finance moves for the re-wirement to retirement

Helping your kids buy their first home? Read this first

There’s now a good chance your children won’t be able to buy their first home without your financial assistance - here's what you need to know to make sure the help doesn't make family relationships more fraught.

6 ways to pimp your superannuation before the end of the financial year

If you’re not yet retired, you could get a head start on your superannuation admin now to boost your retirement income later on (and save you from last-minute stress). Here’s how to maximise your super benefits before you do your tax return.

The economics of happiness

Happy people live longer, are healthier and more sociable. But young people are unhappier than ever. AMP Chief Economist Dr Shane Oliver dives in to explain more.

7 household items people will pay to hire from you

Are you a sitting on a gold mine in your garage? Perhaps you have a spare room you can rent out? Citro’s ingenious writer Carolyn Tate has come up with 7 things you can hire out to make extra money.

5 things you need to know to get cut-price dental

Slash your dental expenses with these smart and savvy tips to keep your pearly whites in great shape. With 3 in 10 Australians estimated to have moderate to severe gum disease (which causes tooth loss - eep!) it's important to get your teeth into these 5 tips.

How to find the right professional financial advisor for you

Time to sort your finances and get professional advice? Here’s how to find the right licensed advisor for you and make sure your finances support your unique wealth, lifestyle and health goals.

9 creative ways to save on your grocery bills

There really are some clever ways to keep saving on regular purchases like groceries. Try these ideas on for size and see if they suit you.

Where is the Australian housing market headed?

We all know Australian house prices are sky-high, but Dr Shane Oliver untangles the complexity to explore the long term investment returns

The pitfalls and benefits of renting in retirement

More Australians - both young and old - will need to rent a home thanks to Australia's sky-high property prices. For some people, owning a home in one city while renting in a cheaper location to pocket the price difference can make sense. Others will need to weigh up the pitfalls and benefits of each option, particularly if they want to avoid the financial stress of renting, which impacted a quarter of retired renters in 2020.

Personal and general financial advice: what’s the difference?

Understanding the distinction between 'personal financial advice' and 'general financial advice' is worth understanding, especially if you want guidance to set up a financially secure retirement.

12 'old school' skills that can make you extra cash

Cash in on your old school DIY skills by setting up an online side hustle. If you can sew a button, assemble IKEA furniture or cook with panache, then you might just have some cash to earn.

How to decide if you need bushfire insurance

Our wide, brown land does come with its challenges, especially insurance affordability. Here’s what you need to know if you live in a bushfire-prone area and want to stay insured.

7 lasting financial impacts from the COVID pandemic

It’s 4 years since the COVID lockdowns started. Just as a sound can reverberate around a room, the effects of the pandemic continue to reverberate in economies. Putting aside the long-term health impacts this article by Dr Shane Oliver looks at 7 key lasting economic impacts.

Understand the ‘4% rule’ and why you must drawdown your super

Superannuation nest eggs can be complex and subject to weird rules and regulations, including drawdown rules. Nigel Bowen busts the myths on retirement planning and explains Australia’s drawdown rules.

Work less, boost your super - understand transitioning to retirement

Want to work less hours while fattening up your superannuation? Australia's clever superannuation system offers a Transition to Retirement pension - also called TTR - as a way to facilitate semi-retirement and tax saving before you make the leap to complete retirement.

The frustration-free way to bank securely online

The days of bank tellers spending time with customers to withdraw, deposit or pay bills at a local branch are rapidly drawing to an end. Here’s how to embrace online banking on the web and in your bank's app while still getting all the support and help you need to avoid painful time-wasting while also remaining secure.

How to decide if you need flood insurance

Insuring your home against a flood is a cost that can skyrocket, depending on where you live. Here's what to know about getting the right comprehensive insurance for your needs.

The art of cashing in at retirement

There were lots of Australians in the past who relied solely on the Age Pension. There will be lots of Australians in the future who rely exclusively on their super funds. Between those two groups of people, there will be those who need to think hard about how they balance different types of retirement income to support the lifestyle they've become accustomed to. This article is for them.

5 ways to avoid the private health insurance price hikes

Here are 5 fast fixes for the coming 3.03% health insurance prices hikes. Finance educator Nicole Pedersen-McKinnon explains the easy ways the 14.7 million Australians who have private health insurance cover can ease the wallet shock of the price rises, effective from April 1 this year.

21 investment quotes to inspire you to save and grow your wealth

Investing should be like watching paint dry or watching grass grow, says AMP’s chief economist Dr Shane Oliver. He’s collected 21 of his best quotes to inspire people to stick with the long game of investing for future income.

5 ways to stop leaking money (and a downloadable tracker to help you)

It’s rare to find anyone with a watertight budget, but if your day-to-day spending is leaking like a faulty tap it’s time for a wrench.

Calculating retirement - a Citro guide

Financial educator Nicole Pedersen-McKinnon explains what you need to know about 5 popular online retirement calculators - and how to punch the numbers into them wisely.

Oliver’s insights into recession risks, rates and Swiftonomics

AMP’s chief economist Shane Oliver dishes out his best insights on how investment markets and the economy are likely to perform - including his thoughts on Taylor Swift’s potential boost to the Aussie economy.

How much it pays to put off retirement for another 5 years

As Australians reinvent what it means to get older, there's no rush to stop working. Bron Maxabella does the sums to explain just how much more you can have in your pocket if you keep working for 5 years longer (on your terms, of course).

How to switch mobile phone providers without the pain

If you’ve been thinking about switching your mobile phone provider, but given up because it’s fiddly or too hard, this guide is for you. It may sound technical or overwhelming, but changing mobile providers - and keeping your existing number - is simpler than you think.

Cracking the annuities code: get retirement income certainty

Annuities are a financial product that have fallen out of favour. An annuity offers a different kind of certainty for people looking for retirement income without riding the wild rollercoaster of share markets or other investments.

5 ways to save money on your car (that don’t involve catching the bus)

When it comes to running a car, costs can creep up on you. One minute, you’re happily driving around town without a care in the world, and the next you’re shelling out half the value of the car because your floor mats need realigning.* Carolyn Tate shares the 5 best ways to keep your money in your pocket when it comes to running your car.

4 things to know about risk and retirement income

Risk. Reward. Repeat. That's the secret sauce of how some people create wealth over time, versus those who don't. Alex Brooks helps explain why knowing your risk tolerance is vital, especially if you want to retire one day.

Oliver’s insights into investments, super and housing in 2024

AMP’s chief economist Shane Oliver dishes out his best insights on how investments, property and superannuation are likely to perform in the year ahead.

Peak pension: a sweet retirement income strategy

There is a counter-intuitive truth to Australia’s retirement income system - people with lower superannuation balances can get higher retirement incomes than those with more money. Huh? It’s true. Alex Brooks explains what Peak Pension is and how it works.

Age Pension 101: terms worth knowing to cash in during retirement

Understand the Age Pension - and its quirky terms and language. Alex Brooks explains.

Don’t be a dinosaur: how to use digital payments securely

Australia is rapidly becoming a cashless society with less than 13% of payments made with cash in 2022. Rosalyn Page explains how the new breed of digital payment technologies work so you can choose what’s right for you (and protect yourself from scams).

Should you pay for your funeral so your family don't have to?

Should you cover your own funeral costs so your family doesn't have to? Margaret McKay explains how to pre-pare or pre-pay for the funeral you truly want.

11 ways to make retirement income last as long as you do

The nagging worry of running out of money in retirement can keep you up at night. With a little planning and foresight, these 11 actionable strategies can ensure your money lasts as long as you do.

Navigating life’s trickier moments with Gathered Here

Citro’s new partner Gathered Here makes all things end-of-life less gloomy by offering simple digital tools and services that make advanced planning, funerals, Wills and probate easy for you and your family.

7 top legal tips to make your Will watertight

Your Will outlines your last wishes and how to distribute your estate and assets to the people you love or the causes you care about. Citro partner Gathered Here’s lawyer Rica Ehlers explains all the top tips to make sure your Will does the right thing by your loved ones.

Direct cremations: the no-fuss funeral option to think about

Depart from the conventional rituals of a sombre funeral and think about the simplicity and efficiency of Australia’s fastest-growing funeral option - a direct cremation. Citro partner Gathered Here explains.

Gas vs electricity: a surprising switch that could save up to $450 a year

Could this be one way to beat rising energy prices? Monash University has estimated switching from gas to electricity could save each Australian household around $450 a year while also accelerating the decarbonisation of Australia's economy. Carolyn Tate dives in to explain - the catch is that it might take some households 10 years to plan the switch.

How to spot an SMS scam before they steal from you

At Tangerine, customer safety and security are top priorities. Citro’s telco partner explains the smart ways to spot whether an SMS is a scam or legitimate, and encourages everyone to report and forward suspicious texts to 7226 (SCAM) to help block them.

5 ways to spot an impersonation scam

These days a call from your utility provider, a text about a parcel or an email from your bank can all be potential traps laid by scammers. Citro’s partner Tangerine explains how to avoid impersonation scams - and what to do if you think you’ve been stung.

16 easy ways to save on your power bill

Do you want to save big on your power bill? Then add these 16 tips and tricks to your repertoire. These easy adjustments are small enough that you can start today and will mean passive savings for you, plus being able to do your bit for the environment.

8 ways to save your mobile data

Mobile data is as much a part of our lives as our smartphones and devices. It has enabled us to connect, create and communicate like never before. Citro partner Tangerine explains the 8 best ways to minimise your data use (and costs).

8 actions to save big on energy bills

Energy and utility bills have soared by 12% in the past year, but Carolyn Tate has uncovered 7 lifestyle tweaks that can deliver big savings on your energy use, and how much you have to pay to keep the lights on.

7 easy ways to cut mobile phone costs

Amid the ongoing challenge of the escalating cost of living, finding ways to reduce your monthly expenses and save money remains a top priority. Citro partner Tangerine explains how.

Smarter telco and internet

Managing a household budget when cost of living pressures rise means it's ALWAYS time to check out Citro partners. Our new telco partner Tangerine is an Aussie-owned company, who are making home telco setups simple and good value with no lock-in contracts.

3 enriching phases of superannuation: what you should know

In 1992, the Australian Government introduced the compulsory Superannuation Guarantee (SG) to pay a percentage of all workers' wages into a super fund that would be invested and 'preserved' for them until retirement. Margaret McKay explains the 3 phases of superannuation that you need to understand to take advantage of it.

9 no-nonsense tips to invest for future wealth and income

If you have superannuation, you're already a passive investor in shares, bonds or other asset classes. If you want to become an active investor to grow your assets to become a future income stream, then listen up to AMP's head of investment strategy and chief economist Shane Oliver's advice.

9 hacks to lower your mobile phone costs

Are your mobile phone costs creeping too high? Margaret McKay has just investigated how to get hers lower and she shares her hacks with Citro.

8 ways to reduce your internet costs

Can we maximise our connectivity but minimise our internet bills? With broadband costs rising, Carolyn Tate has uncovered 8 savvy ways to reduce your ongoing home internet costs.

Is now the time to go into business for yourself?

Running your own freelance or microbusiness can be a great pathway to retirement, where you earn a few dollars and get to do work on your own terms. Flying Solo’s Suze English explains Hemi Hossain’s advice for starting your own microbusiness.

Fabulously frugal ways to make a budget (without busting your lifestyle)

We all know there is a cost of living crisis out there, but Carolyn Tate has come up with ways to beat rising costs (without turning into a Scrooge). Here is the simple way to budget so you can continue to live well.

Unlock your entitlements: 12 amazing benefits for older Australians

Australia has a raft of benefits lurking within its retirement income and health system, often with confusing eligibility and application processes. Carolyn Tate summarises 12 great support services, concessions and rebates available to many older Australians.

Understanding superannuation and how retirement income works

Have you ever wanted to understand more about retirement income sources and how money works once you officially stop accumulating superannuation? Nicole Pedersen-McKinnon explains the basics of how superannuation income streams work (and how they fit in with the age pension and tax).

6 awesome cards and concessions older Australians should apply for

From Medicare through to Seniors cards, here are 6 great cards that make living in Australia cheaper and better for older Australians. Sure, some of these cards have eligibility requirements, but take a look at what’s on offer (including Citro’s new card, available to all our members).

How to make a free Will online

Online Wills work for some people but aren’t ideal for everyone. Here’s what you need to know about making a digital Will to make sure you don’t leave a headache behind for your loved ones.

Estate matters: an essential guide to probate

Probate is the name of the legal process through which a person who has passed away's estate is administered according to their legal wishes, usually through their Will. The probate process settles the affairs of the departed and safeguards the rights of beneficiaries and creditors. While probate laws vary from one Australian state or territory to another, there are fundamental steps that are common to most cases, writes Margaret McKay.

Gifts and loans: how to safeguard your relationships

Balancing generosity with sound financial and legal advice matters. It can be hard to see someone you care about struggling financially but gifting or lending money can affect age pension entitlements and your tax position. Whether you have a lot to give or a little, Margaret McKay explains your rights and responsibilities.

Don't die intestate - the perils of passing without a Will

Why make a Will when it might be challenged anyway? Margaret McKay explains the complicated ins and outs of dying without proper legal documents in place like a Will - and why it's worth doing.

Don't sell your home until you understand the downsizer bonus

If you sell a family home that you've lived in for more than 10 years, you can use part of the proceeds to top up a less-than-healthy super balance (without paying any tax in the process). Nigel Bowen explains how this lucrative bonus worth $300,000 per person or $600,000 for a couple works.

6 ways to generate passive income

The allure of passive income lies in its promise of financial freedom and flexibility. This holy grail of financial freedom offers the promise of earning money with minimal effort. Of course at Citro, we know that what's too good to be true usually is. But Carolyn Tate came up with these ideas to get you thinking (and earning).

6 checks to make on your next super statement

Most superannuation funds mail out their statements to members during September and October. If you’re still accumulating super, there are 6 checks worth doing to ensure everything is on track for the retirement you want.

9 surprising ways to make extra cash (and have fun doing it)

Remote work, side hustles, micro-businesses: if you’re looking to make some extra cash, there’s really never a better time to do it than during a cost of living crisis. Whether you’re still in the workforce and want to make some money, or you’ve retired but want to boost your income, Carolyn Tate explores the myriad opportunities to choose from.

5 foundations for financial security (regardless of age)

Like happiness, financial security can sometimes seem elusive: a faraway dream of 'one day’ when income, investments and planning magically align. But there is reassurance in knowing your future is well taken care of. Author and financial advisor Helen Baker explains her 5 foundations of financial security, especially for people who think the dream of financial security is too far away.

5 industries where older workers are unretiring and thriving

It doesn’t seem that long ago that when we hit the magic 60 mark, retirement was the expected result. We’d be given a gold watch, if we were lucky, and be sent on our way to see out our ‘golden years’ gardening and meeting our friends down at the RSL.

7 ways to make debt disappear

As retirement rears its head, the anticipation of more leisure time need not be overshadowed by lingering debts. If financial concerns are dampening your retirement dreams, here are 7 actionable debt tips to consider.

Protect your loved ones with advanced planning

Imagine securing not just your legacy but also your peace of mind. It begins with a single, crucial step - advance planning of your legal and medical affairs.

The 5 pillars of an epic (& financially secure) retirement

Macquarie Dictionary says we retire troops from battle, retire to bed and retire from the workforce. Here's how to financially secure one that's epic and just right for you.

Build a better balance: how to freelance after 50

While the notion of launching a freelancing career often seems tailored for younger professionals, there’s a growing wave of over 50s rewriting this narrative. If you find yourself at the crossroads of reinvention, yearning to build a fulfilling encore career – this article is your compass. In this article, we’ll uncover the steps towards building the freelance career of your dreams – with some handy tips from people who’ve been there, done that.

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12 words for retirement that are, well, better than retirement

We asked Citro’s community for better words to describe retirement, given it is a negative word that means withdrawing or retreating. Here’s what our members say.

Talkback: saying goodbye to Iris Apfel

Iris Apfel blazed a trail to ensure older people could be seen as design and fashion icons, but she has sadly passed away at the age of 102.

Talkback: share what your pet means to you

A study of nearly 8000 people aged over 50 has found that pet ownership may be associated with slower cognitive decline among older adults living alone.

Would you pay a fee to keep using cash?

With just 13% of Australians using cash to transact, could there come a time when people are charged a fee to use bank notes and coins to make payments?

Talkback: the 52-week money challenge

A challenge is better than a new years resolution - it’s a way to experiment with new habits. Try these money-saving challenges and let us know how you go.

Do you hate the word retired? Dame Judi Dench does

We all have words that rile us up - for 89-year-old Dame Judi Dench, it's the word 'retirement'. Is there a better way to describe it?

Talkback: Should superannuation be spent or saved for a rainy day?

The Treasury has released a report that says too many of us don't understand superannuation, and try to save it rather than spend it. What do you think?

Talkback: Which songs sing summer to you?

Music has a magical ability to etch memories into our minds. Share the songs or artists that instantly say summer to you.

Term deposit interest rates are on the rise - are they smarter than savings accounts?

Term deposits allow you to earn more interest on your idle cash. Alex Brooks asks if term deposits are a smarter alternative to savings accounts ...

Why is ageism so socially accepted?

Why are we so scared of getting old? We've come such a long way to close the gender and race gap, but the fear of old age seems alive and well, just as most of us are blessed enough to start living longer lifespans than our forebears.

Talkback: what date should your Christmas tree be up?

When is it Christmas o'clock at your house? Alex Brooks dives into the traditional - and not-so-traditional - rules around putting up your tree this Christmas.

Pasta, gnocchi and comfort eating - what's your go-to recipe?

The 2009 Masterchef winner Julie Goodwin has joined Cameron Daddo as a Citro ambassador and she's sharing a gnocchi recipe from her new book.

How much is too much to pay for your home broadband internet?

With home broadband price hikes on the radar this month, how much should you pay to keep your home broadband plan going?

Can you believe Perfect Match's double entendres?

Perfect Match was a TV dating show that used to air at 5.30pm during the 1980s. In 1987 the show brought in fresh-faced Cameron Daddo as host to spice things up - and, boy, did they make things spicy for a 5.30pm family viewing timeslot! Share your thoughts in the comments below.

Talkback: celebrating older women on magazine covers

Magazines used to be notorious for obsessing over youth, perpetuating the myth that beauty fades with age. Tell us what you think of these new covers hitting newstands around the world.

Will AI make it better or worse to get older?

Artificial Intelligence brings so many benefits - but could it also entrench ageism, as Monash University researchers warn?

What were the best things about the 1980s?

So much about the 1980s was great, but so much rightly deserved to be cancelled and never seen again.

Are you shoring up your wallet for insurance price hikes?

Are you feeling the pinch of skyrocketing insurance premiums?

Smoothie talking: what's your best smoothie recipe?

Share your best smoothie recipe or tip

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