Home / Feed

Curated for you

Sign up to Citro’s free weekly newsletter to become a member 
Sign up today

Money

Smart finance moves for the re-wirement to retirement
How a home reversion scheme can get you an instant lump sum
A home reversion scheme means you get to stay in your home and simultaneously access some of the equity you hold in it… Too good to be true? Nicole Pedersen-McKinnon runs through the pros and cons.
Die with zero? I’m on track for that, thanks Bill
Mark Dapin reckons he might as well jump on the Bill Perkins ‘Die with Zero’ bandwagon – he’s heading that way anyway.
Cash poor with a paid off home? How reverse mortgages and the home equity access scheme compare
If you’ve got money locked away in the equity in your home borrowing against it can make a huge difference to your lifestyle. Nicole Pedersen-McKinnon compares two of your options.
The pros and cons of the government’s home equity access scheme
The Home Equity Access Scheme could be a way for you to cost-effectively access the equity in your home. Nicole Pedersen-McKinnon runs the numbers.
Modest vs comfortable living in retirement
Writer Mark Dapin never gave much thought to money, but now he details what life would look like on Australia’s recommended retirement budgets.
Nicole’s super boosters: 7 ways to swell your super fund in a single financial year
With the clock ticking until you happily clock off for good, you don’t want to let any of this bonus retirement wealth go to waste.
The pros and cons of a reverse mortgage: we run the scenarios
Many retirees who’ve paid off their home find themselves asset rich, but cash poor. Is tapping into our home equity through a reverse mortgage a good solution?
Beyond your bank balance: 5 numbers you should know by 50
Most of us can be irrational about our personal finances as retirement fears take over - will you have enough? Fear not: by getting a grip on these 5 numbers you can sort your future in one fell swoop.
How to make extra cash from your car (no Uber driving necessary!)
Forget being an Uber driver, there’s another fantastic way to make extra cash from the four-wheels sitting idle in your driveaway. The best part? No driving required.
4 steps to get on top of your household bills permanently
Bills, bills, bills - they can seem never ending, but with these practical steps you can gain control of your finances to become a budget wrangler extraordinaire.
These expert insights will make buying your next used car a breeze
Expert guidance can make all the difference when you’re buying a used car - whether you’re a first-time buyer or a seasoned pro.
Want to save $2500 a year? Stop binning perfectly good food
You could be throwing away thousands of dollars if you chuck out food as soon as it reaches the “best before” date, or regularly bin leftovers because you don’t know how long they’ve been there. Get to know the use-by, best-before and shelf-life rules to save big.
Ditching maths for a bigger equation: superannuation
From being expelled from maths class to (half) understanding superannuation ... it's been a long journey for this writer, who doesn't want to 'retire' but draws down 10% of his super so he can continue working.
Get in the black after a grey divorce
Going through a divorce is financially traumatic at any age but can be especially hard if you planned your retirement income based on the cheaper living costs of being a couple rather than a single. 
Worried about the $1.9m transfer balance cap on super? Try this online tool
If you’re planning your retirement and worried about hitting the $1.9m transfer balance cap, Nicole Pedersen-McKinnon has found a superannuation calculator you might want to play around with to estimate your future retirement income.
How to unlock the benefits of home ownership if you're still renting
More than a quarter of Australians over 50 don’t yet own - or even pay off - their own home. - if you’re one of them then this article is for you.
Subscribing to a car? Yes, it’s a thing and it could save you $$$
Forget traditional ownership, a car subscription is ideal for drivers who value convenience and flexibility. Plus car maintenance becomes someone else’s problem.
Why paying for financial advice can leave you with more in your pocket
Want to get richer? With a little bit of help from a professional, we can all make more from our existing income and retirement plans - around 5% more each year, according to one report.
Reviewed: a new free tool to help you take control of your super
Learn how to take control of your superannuation and check if it’s performing with a secure free online tool from the Australian Government that you can personalise to your age to check you’ll be on track for the retirement you want. It’s best for people with a MySuper fund.
Your $109,385 super opportunity thanks to the 2024 Budget
Think Government Budgets are boring? Well listen up, because if you're still working you have a major opportunity to boost your superannuation and live better when you officially retire if you put your tax cuts and energy rebate to good use.
Helping your kids buy their first home? Read this first
There’s now a good chance your children won’t be able to buy their first home without your financial assistance - here's what you need to know to make sure the help doesn't make family relationships more fraught.
6 ways to pimp your superannuation before the end of the financial year
If you’re not yet retired, you could get a head start on your superannuation admin now to boost your retirement income later on (and save you from last-minute stress). Here’s how to maximise your super benefits before you do your tax return.
The economics of happiness 
Happy people live longer, are healthier and more sociable. But young people are unhappier than ever. AMP Chief Economist Dr Shane Oliver dives in to explain more.
7 household items people will pay to hire from you
Are you a sitting on a gold mine in your garage? Perhaps you have a spare room you can rent out? Citro’s ingenious writer Carolyn Tate has come up with 7 things you can hire out to make extra money.
5 things you need to know to get cut-price dental
Slash your dental expenses with these smart and savvy tips to keep your pearly whites in great shape. With 3 in 10 Australians estimated to have moderate to severe gum disease (which causes tooth loss - eep!) it's important to get your teeth into these 5 tips.
How to find the right professional financial advisor for you
Time to sort your finances and get professional advice? Here’s how to find the right licensed advisor for you and make sure your finances support your unique wealth, lifestyle and health goals.
9 creative ways to save on your grocery bills
There really are some clever ways to keep saving on regular purchases like groceries. Try these ideas on for size and see if they suit you.
Where is the Australian housing market headed?
We all know Australian house prices are sky-high, but Dr Shane Oliver untangles the complexity to explore the long term investment returns
The pitfalls and benefits of renting in retirement
More Australians - both young and old - will need to rent a home thanks to Australia's sky-high property prices. For some people, owning a home in one city while renting in a cheaper location to pocket the price difference can make sense. Others will need to weigh up the pitfalls and benefits of each option, particularly if they want to avoid the financial stress of renting, which impacted a quarter of retired renters in 2020.
Personal and general financial advice: what’s the difference?
Understanding the distinction between 'personal financial advice' and 'general financial advice' is worth understanding, especially if you want guidance to set up a financially secure retirement.
12 old-school skills that can make you extra cash
Cash in on your old school DIY skills by setting up an online side hustle. If you can sew a button, assemble IKEA furniture or cook with panache, then you might just have some cash to earn. 
How to decide if you need bushfire insurance
Our wide, brown land does come with its challenges, especially insurance affordability. Here’s what you need to know if you live in a bushfire-prone area and want to stay insured.
7 lasting financial impacts from the COVID pandemic
It’s 4 years since the COVID lockdowns started. Just as a sound can reverberate around a room, the effects of the pandemic continue to reverberate in economies. Putting aside the long-term health impacts this article by Dr Shane Oliver looks at 7 key lasting economic impacts. 
Understand the ‘4% rule’ and why you must drawdown your super
Superannuation nest eggs can be complex and subject to weird rules and regulations, including drawdown rules. Nigel Bowen busts the myths on retirement planning and explains Australia’s drawdown rules.
Work less, boost your super - understand transitioning to retirement
Want to work less hours while fattening up your superannuation? Australia's clever superannuation system offers a Transition to Retirement pension - also called TTR - as a way to facilitate semi-retirement and tax saving before you make the leap to complete retirement.
The frustration-free way to bank securely online
The days of bank tellers spending time with customers to withdraw, deposit or pay bills at a local branch are rapidly drawing to an end. Here’s how to embrace online banking on the web and in your bank's app while still getting all the support and help you need to avoid painful time-wasting while also remaining secure.
How to decide if you need flood insurance
Insuring your home against a flood is a cost that can skyrocket, depending on where you live. Here's what to know about getting the right comprehensive insurance for your needs.
The art of cashing in at retirement
There were lots of Australians in the past who relied solely on the Age Pension. There will be lots of Australians in the future who rely exclusively on their super funds. Between those two groups of people, there will be those who need to think hard about how they balance different types of retirement income to support the lifestyle they've become accustomed to. This article is for them.
5 ways to avoid the private health insurance price hikes
Here are 5 fast fixes for the coming 3.03% health insurance prices hikes. Finance educator Nicole Pedersen-McKinnon explains the easy ways the 14.7 million Australians who have private health insurance cover can ease the wallet shock of the price rises, effective from April 1 this year.
21 investment quotes to inspire you to save and grow your wealth
Investing should be like watching paint dry or watching grass grow, says AMP’s chief economist Dr Shane Oliver. He’s collected 21 of his best quotes to inspire people to stick with the long game of investing for future income.
5 ways to stop leaking money (and a downloadable tracker to help you)
It’s rare to find anyone with a watertight budget, but if your day-to-day spending is leaking like a faulty tap it’s time for a wrench.
Calculating retirement - a Citro guide
Financial educator Nicole Pedersen-McKinnon explains what you need to know about 5 popular online retirement calculators - and how to punch the numbers into them wisely.
Oliver’s insights into recession risks, rates and Swiftonomics
AMP’s chief economist Shane Oliver dishes out his best insights on how investment markets and the economy are likely to perform - including his thoughts on Taylor Swift’s potential boost to the Aussie economy.
How much it pays to put off retirement for another 5 years
As Australians reinvent what it means to get older, there's no rush to stop working. Bron Maxabella does the sums to explain just how much more you can have in your pocket if you keep working for 5 years longer (on your terms, of course).
How to switch mobile phone providers without the pain
If you’ve been thinking about switching your mobile phone provider, but given up because it’s fiddly or too hard, this guide is for you. It may sound technical or overwhelming, but changing mobile providers - and keeping your existing number - is simpler than you think.
Cracking the annuities code: get retirement income certainty
Annuities are a financial product that have fallen out of favour. An annuity offers a different kind of certainty for people looking for retirement income without riding the wild rollercoaster of share markets or other investments.
5 ways to save money on your car (that don’t involve catching the bus)
When it comes to running a car, costs can creep up on you. One minute, you’re happily driving around town without a care in the world, and the next you’re shelling out half the value of the car because your floor mats need realigning.* Carolyn Tate shares the 5 best ways to keep your money in your pocket when it comes to running your car.
4 things to know about risk and retirement income
Risk. Reward. Repeat. That's the secret sauce of how some people create wealth over time, versus those who don't. Alex Brooks helps explain why knowing your risk tolerance is vital, especially if you want to retire one day.
Oliver’s insights into investments, super and housing in 2024
AMP’s chief economist Shane Oliver dishes out his best insights on how investments, property and superannuation are likely to perform in the year ahead. 
Peak pension: a sweet retirement income strategy
There is a counter-intuitive truth to Australia’s retirement income system - people with lower superannuation balances can get higher retirement incomes than those with more money. Huh? It’s true. Alex Brooks explains what Peak Pension is and how it works.
Age Pension 101: terms worth knowing to cash in during retirement
Understand the Age Pension - and its quirky terms and language. Alex Brooks explains.
Don’t be a dinosaur: how to use digital payments securely
Australia is rapidly becoming a cashless society with less than 13% of payments made with cash in 2022. Rosalyn Page explains how the new breed of digital payment technologies work so you can choose what’s right for you (and protect yourself from scams).
Should you pay for your funeral so your family don't have to?
Should you cover your own funeral costs so your family doesn't have to? Margaret McKay explains how to pre-pare or pre-pay for the funeral you truly want.
11 ways to make retirement income last as long as you do
The nagging worry of running out of money in retirement can keep you up at night. With a little planning and foresight, these 11 actionable strategies can ensure your money lasts as long as you do.
Navigating life’s trickier moments with Gathered Here
Citro’s new partner Gathered Here makes all things end-of-life less gloomy by offering simple digital tools and services that make advanced planning, funerals, Wills and probate easy for you and your family.
7 top legal tips to make your Will watertight
Your Will outlines your last wishes and how to distribute your estate and assets to the people you love or the causes you care about. Citro partner Gathered Here’s lawyer Rica Ehlers explains all the top tips to make sure your Will does the right thing by your loved ones.
Direct cremations: the no-fuss funeral option to think about
Depart from the conventional rituals of a sombre funeral and think about the simplicity and efficiency of Australia’s fastest-growing funeral option - a direct cremation. Citro partner Gathered Here explains.
Gas vs electricity: a surprising switch that could save up to $450 a year
Could this be one way to beat rising energy prices? Monash University has estimated switching from gas to electricity could save each Australian household around $450 a year while also accelerating the decarbonisation of Australia's economy. Carolyn Tate dives in to explain - the catch is that it might take some households 10 years to plan the switch.
How to spot an SMS scam before they steal from you
At Tangerine, customer safety and security are top priorities. Citro’s telco partner explains the smart ways to spot whether an SMS is a scam or legitimate, and encourages everyone to report and forward suspicious texts to 7226 (SCAM) to help block them.
5 ways to spot an impersonation scam
These days a call from your utility provider, a text about a parcel or an email from your bank can all be potential traps laid by scammers. Citro’s partner Tangerine explains how to avoid impersonation scams - and what to do if you think you’ve been stung.
17 things you can do right now to save big on your energy bill
Do you want to save big on your power bill? Then add these 16 tips and tricks to your repertoire. These easy adjustments are small enough that you can start today and will mean passive savings for you, plus being able to do your bit for the environment.
8 ways to save your mobile data
Mobile data is as much a part of our lives as our smartphones and devices. It has enabled us to connect, create and communicate like never before. Citro partner Tangerine explains the 8 best ways to minimise your data use (and costs).
8 actions to save big on energy bills
Energy and utility bills have soared so Citro asked Carolyn Tate to uncover 8 simple actions and lifestyle tweaks that can deliver Citro members big savings on energy use so they can pay less to keep the lights on.
7 easy ways to cut mobile phone costs
Amid the ongoing challenge of the escalating cost of living, finding ways to reduce your monthly expenses and save money remains a top priority. Citro partner Tangerine explains how.
Smarter telco and internet
Managing a household budget when cost of living pressures rise means it's ALWAYS time to check out Citro partners. Our new telco partner Tangerine is an Aussie-owned company, who are making home telco setups simple and good value with no lock-in contracts.
3 enriching phases of superannuation: what you should know
In 1992, the Australian Government introduced the compulsory Superannuation Guarantee (SG) to pay a percentage of all workers' wages into a super fund that would be invested and 'preserved' for them until retirement. Margaret McKay explains the 3 phases of superannuation that you need to understand to take advantage of it.
9 no-nonsense tips to invest for future wealth and income
If you have superannuation, you're already a passive investor in shares, bonds or other asset classes. If you want to become an active investor to grow your assets to become a future income stream, then listen up to AMP's head of investment strategy and chief economist Shane Oliver's advice.
9 hacks to lower your mobile phone costs
Are your mobile phone costs creeping too high? Margaret McKay has just investigated how to get hers lower and she shares her hacks with Citro.
8 ways to reduce your internet costs
Can we maximise our connectivity but minimise our internet bills? With broadband costs rising, Carolyn Tate has uncovered 8 savvy ways to reduce your ongoing home internet costs.
Is now the time to go into business for yourself?
Running your own freelance or microbusiness can be a great pathway to retirement, where you earn a few dollars and get to do work on your own terms. Flying Solo’s Suze English explains Hemi Hossain’s advice for starting your own microbusiness.
Fabulously frugal ways to make a budget (without busting your lifestyle)
We all know there is a cost of living crisis out there, but Carolyn Tate has come up with ways to beat rising costs (without turning into a Scrooge). Here is the simple way to budget so you can continue to live well.
Unlock your entitlements: 12 amazing benefits for older Australians
Australia has a raft of benefits lurking within its retirement income and health system, often with confusing eligibility and application processes. Carolyn Tate summarises 12 great support services, concessions and rebates available to many older Australians.
Understanding superannuation and how retirement income works
Have you ever wanted to understand more about retirement income sources and how money works once you officially stop accumulating superannuation? Nicole Pedersen-McKinnon explains the basics of how superannuation income streams work (and how they fit in with the age pension and tax).
6 awesome cards and concessions older Australians should apply for
From Medicare through to Seniors cards, here are 6 great cards that make living in Australia cheaper and better for older Australians. Sure, some of these cards have eligibility requirements, but take a look at what’s on offer (including Citro’s new card, available to all our members).
How to make a free Will online
Online Wills work for some people but aren’t ideal for everyone. Here’s what you need to know about making a digital Will to make sure you don’t leave a headache behind for your loved ones.
Estate matters: an essential guide to probate
Probate is the name of the legal process through which a person who has passed away's estate is administered according to their legal wishes, usually through their Will. The probate process settles the affairs of the departed and safeguards the rights of beneficiaries and creditors. While probate laws vary from one Australian state or territory to another, there are fundamental steps that are common to most cases, writes Margaret McKay.
Gifts and loans: how to safeguard your relationships
Balancing generosity with sound financial and legal advice matters. It can be hard to see someone you care about struggling financially but gifting or lending money can affect age pension entitlements and your tax position. Whether you have a lot to give or a little, Margaret McKay explains your rights and responsibilities.
Don't die intestate - the perils of passing without a Will
Why make a Will when it might be challenged anyway? Margaret McKay explains the complicated ins and outs of dying without proper legal documents in place like a Will - and why it's worth doing.
Don't sell your home until you understand the downsizer bonus
If you sell a family home that you've lived in for more than 10 years, you can use part of the proceeds to top up a less-than-healthy super balance (without paying any tax in the process). Nigel Bowen explains how this lucrative bonus worth $300,000 per person or $600,000 for a couple works.
6 ways to generate passive income
The allure of passive income lies in its promise of financial freedom and flexibility. This holy grail of financial freedom offers the promise of earning money with minimal effort. Of course at Citro, we know that what's too good to be true usually is. But Carolyn Tate came up with these ideas to get you thinking (and earning).
6 checks to make on your next super statement
Most superannuation funds mail out their statements to members during September and October. If you’re still accumulating super, there are 6 checks worth doing to ensure everything is on track for the retirement you want.
9 surprising ways to make extra cash (and have fun doing it)
Remote work, side hustles, micro-businesses: if you’re looking to make some extra cash, there’s really never a better time to do it than during a cost of living crisis. Whether you’re still in the workforce and want to make some money, or you’ve retired but want to boost your income, Carolyn Tate explores the myriad opportunities to choose from.
5 foundations for financial security (regardless of age)
Like happiness, financial security can sometimes seem elusive: a faraway dream of 'one day’ when income, investments and planning magically align. But there is reassurance in knowing your future is well taken care of. Author and financial advisor Helen Baker explains her 5 foundations of financial security, especially for people who think the dream of financial security is too far away.
5 industries where older workers are unretiring and thriving
It doesn’t seem that long ago that when we hit the magic 60 mark, retirement was the expected result. We’d be given a gold watch, if we were lucky, and be sent on our way to see out our ‘golden years’ gardening and meeting our friends down at the RSL.
7 ways to make debt disappear
As retirement rears its head, the anticipation of more leisure time need not be overshadowed by lingering debts. If financial concerns are dampening your retirement dreams, here are 7 actionable debt tips to consider.
Protect your loved ones with advanced planning
Imagine securing not just your legacy but also your peace of mind. It begins with a single, crucial step - advance planning of your legal and medical affairs.
The 5 pillars of an epic (& financially secure) retirement
Macquarie Dictionary says we retire troops from battle, retire to bed and retire from the workforce. Here's how to financially secure one that's epic and just right for you.
Build a better balance: how to freelance after 50
While the notion of launching a freelancing career often seems tailored for younger professionals, there’s a growing wave of over 50s rewriting this narrative. If you find yourself at the crossroads of reinvention, yearning to build a fulfilling encore career – this article is your compass. In this article, we’ll uncover the steps towards building the freelance career of your dreams – with some handy tips from people who’ve been there, done that.
How to save money when you make big purchases
If you're dawdling about a dryer, tentative about a TV, or cautious about a car, you need to read these tips to make spending big feel more manageable.

Health

Elevate your wellbeing with evidence-led health news 
5 magnesium-rich foods to eat to support heart health
Anyone who loves their coffee - no, really, really loves their coffee - knows how painful the idea of giving it up can be. But do you actually have to?
5 types of exercises for a more satisfying sex life
Not feeling as saucy or limber as you used to be in the bedroom? These exercises can help you get your mojo back.
Feeling sluggish? 7 ways to increase your energy to get ready for spring
If winter leaves you feeling more fight than fit, it’s time to take steps to boost your energy levels.
Beyond yuck: the lowdown on getting a colonoscopy
Ready, set, prep! The colonoscopy is a vital screening procedure to prevent colorectal cancer. Sure, it’s not the most pleasant procedure to think about, but it isn’t as bad as you imagine.
Gut instinct: how to prevent age-related digestive issues like heartburn
There’s a lot of mystery around the gut and what exactly goes on in there. For the most part… you simply don’t want to know. But here’s what you can do to avoid these common gut-related health conditions as you age.
6 myths about mental health when you're over 50
It’s often said that an old dog can’t learn new tricks… but older humans definitely can! Our brains retain a remarkable ability to adapt and change throughout life, positively affecting mental health after 50.
Your secret weapon against frailty: muscle power
Muscle power begins to decline during our 30s, but it doesn’t have to. Now is the time to take back your power to prevent immobility and frailty.
It's time to say goodbye to frequent UTIs
Getting a UTI is no fun, but if you’re experiencing 3 or more a year, there may be something more going on.
5 ways to get online help with mental health
We all struggle with our mental health sometimes. Here are five digital solutions to help you manage your mental health.
Dry July: 7 ways to catch up with friends that don’t involve a drink
For the ‘sober curious’, Dry July can be a great way to kick off an alcohol-free lifestyle. But how exactly do people manage to stay social?
Hold that thought: try these simple strategies to improve your memory
Just like you need to exercise your body to keep fit, the more you exercise your brain, the better.
6 simple habits you need to avoid getting sick
Combine a sensible lifestyle with a few daily habits to help reduce your chance of developing ill-health.
5 warning signs of eye disease you shouldn’t ignore
Protect your precious vision by staying ahead of eye disease and have any early symptoms checked sooner rather than later.
9 signs you need a hearing test (at any age)
Remember: the sooner hearing loss is picked up, the sooner it can be treated.
Super-agers: What we can learn from octogenarians who defy cognitive decline
With approximately 7% of the older Australian population demonstrating cognitive abilities similar to people several decades younger, scientists are scrambling to unlock the secrets of these so-called “super-agers”. Here’s what they know.
The body contouring procedures men want most
If your body hang-ups are getting you down, there’s plenty you can do to feel good about yourself again.
A CITRO GUIDE: Mastering menopause
A diet that is rich in anti-inflammatory foods such as fruit, vegetables, pulses, whole grains, olive oil, nuts, seeds, and fish can help counter stress in the body during the perimenopause and menopause.
What you need to know about anaesthetics, age and surgery risks 
As we get older, the risks of surgery and anaesthesia become higher. That means we should all understand our need for surgery and anaesthetics as early as possible - and do our best to look after ourselves.
Wait times and costs for 6 common surgeries  
‍This guide to costs and wait times to access Australia’s 6 most common surgeries for older Australians can help you work out whether it’s worth having treatment in the public system or paying a little more to go private.
Is it too late to start botox when you're already over 50?
You swore you’d never get anti-wrinkle injections, but your crow’s feet keep taunting you in the mirror. Have you left it too late?
The smart tech you need if you live with hearing loss
Clever technology can make life with hearing loss not only easier, but also more enjoyable.
6 practical ways to combat the social isolation of hearing loss
Don’t let hearing loss keep you at home – amp up your social life with these key strategies to keep the conversation flowing.
Fresh eyes: will Medicare cover your eyelid surgery?
While it’s natural for the skin around our eyes to age, it’s also natural to want to tighten things up if we can. Especially if Medicare is covering most of the cost…
A CITRO GUIDE: Vital health checks for Australians aged 50 to 60
Live your best life for longer by staying up to date with the health checks and vaccinations for Aussies aged 50 to 60 years old.
Maintain brain health with the MIND diet
Keen to beat your grandkids at Scrabble well into old age? The MIND diet has been shown to boost brain health and protect against dementia.
How to advocate for yourself at the doctors
Do you feel like your GP is brushing aside your symptoms and concerns? Find out how to advocate for yourself to get the health care you need and deserve.
Behind the buzz: medicinal cannabis
Is medicinal cannabis a friend or foe? Demand for medicinal cannabis is booming, but experts are divided on its safety and efficacy. What conditions has it been proven to treat, how can you get it and are there risks?
Is intermittent fasting really the fountain of youth? Here's what the science says
From weight loss to longevity, the list of intermittent fasting’s evidence-based benefits keeps growing. And the best part is you don’t have to go hungry! 
7 surprising ways to get a better night's sleep
Sleep is one of those things we don’t really think about until we’re not getting enough. But once you’re exhausted, it can feel like that’s all you think about.
Full-fat dairy products may be healthier than we thought
Cheese lovers, rejoice! The latest evidence suggests that whole dairy isn’t the health risk it’s long been made out to be and it may even improve some health markers.
Need a doctor? Citro’s new partner Instant Consult can help with that
Citro is proud to partner with innovative online healthcare provider Instant Consult. You can quickly see a qualified GP day or night without ever leaving home.
8 best and worst oils for your health
Coconut and canola and olive, oh my! Our guide to the best and worst cooking oils helps you make healthy choices that can keep illness at bay and may even increase your longevity.
Losing weight on new drugs like GLP-1s – why medication alone isn’t enough
Management of chronic conditions like obesity is complex and requires a multifaceted approach, including a need to mitigate the loss of vital fat-free mass.
Control your blood pressure with the DASH diet
The DASH diet isn’t another fad - it’s an evidence-based eating plan that can help prevent and control high blood pressure. With these simple swaps and sample menus, you’ll be on your way to better health within weeks.
How to reduce inflammation and slow ageing
As we get older, inflammation in our bodies increases and can lead to chronic illness. But there are 7 simple ways we can stop “inflammageing” in its tracks.
8 health conditions that can be mistaken for depression but aren't
Feel exhausted and low? Health conditions that mimic depression are a real thing and you may need to help your GP or doctor understand the full picture when making an accurate diagnosis.
Men's sexual health: removing shame and stigma
A new report has found more than 70% of Australian men feel stigma and reluctance to treat intimate health issues.
A lifetime of health and preventative care from Citro's new partner
Citro is partnering with innovative digital clinics Juniper and Pilot to deliver proactive and preventive healthcare that allows all Australians to age with support and medically backed treatments (while saving the public healthcare purse).
Secure your sensitive health data when using telehealth
In an increasingly online world, health providers must leverage digital technologies to deliver more accessible forms of healthcare — here’s how to keep your sensitive health data safe while using it.
Giving men's health the finger
An enlarged prostate gland is the most common prostate disease in Australia. While debate rages about early detection of prostate cancer - which affects 1 in 6 men over the age of 70 - writer Mark Dapin explains how men can take the finger with good grace.
How to keep teeth for life (and what to do if you can’t)
Did you know that keeping your natural teeth is not only the key to looking younger, but is important for eating, drinking, breathing and speaking. Health writer Paula Goodyer explains how we can keep our teeth for life.
Treating belly fat before it makes you chronically ill
‍Did you know the apple body shape that’s common in post-menopausal women can cause a number of serious health conditions? Here’s how the new wave of metabolic health drugs can not only help you lose belly fat, but prevent these conditions robbing your good health.
Arthritis, inflammation and how to avoid pain
One in 5 Australians over the age of 45 has osteoarthritis. The latest science reveals inflammation causes the pain, not wear and tear on the joints. Paula Goodyer explains the best way to tackle it.
Self-care when you care for others
If you’re the type of selfless carer who puts everyone else’s needs ahead of your own, consider the old saying: 'you can’t pour from an empty cup'. Here's how to avoid the very real problem of burning out while caring for someone you love.
How staying hydrated can save your life
Feeling thirsty is the body’s natural defence against dehydration, but as we age, our thirst signals can diminish and put us at risk of severe dehydration - especially on hot days or after exercise.
Almond, soy, rice or oat milk - are they better than dairy?
Choosing from the vast array of milks at the supermarket has become more complex than decoding the human genome. From regular cow’s milk to A2 and soy to oat, Sabrina Rogers-Anderson investigates the pros and cons of each type of milk.
How food is engineered to keep us eating
Can’t seem to put down the chip packet or ice cream tub until it’s empty? Spoiler alert: it’s not your fault. Around the world, scientists are busy designing foods that are as addictive as opioids. Sabrina Rogers-Anderson investigates.
A Living Will (and why your advanced care directive matters)
Most of us understand that our last Will and testament distributes our financial assets, but what about a Living Will? Your Living Will should be a clear, well-written health care directive that you can share with your loved ones, doctors and even place on your MyHealth record to ensure you're in full control of your health.
A CITRO GUIDE: 10 lifestyle swaps for longevity
Statistically, we are destined to live longer lifespans than our grandparents. Health writer Paula Goodyer has summarised the latest longevity science into 10 simple ways to put the quality back into the quantity of extra years we will get
Private health insurance literally saved my life after breast cancer
Thinking about dropping private health to save on costs? Read the stats (and personal story) you should know first.
How to nourish your brain to avoid the D-word
Science suggests around 40% of dementia cases could be preventable, with healthier lifestyle habits one reason why rates of dementia are falling in some countries. Paula Goodyer explains what we can all do to maintain our brain.
The surprising benefits of private health insurance for Australians
Private health insurance is a cost that can offer real benefits when you understand what you’re paying for. Citro partner nib explains 12 common benefits of having private health insurance.
Worrying about everything? Try these 4 ideas
Stress and worry is a natural response to uncertainty - plenty of people worry about the future every now and then. But when do natural worries become overwhelming? The Happiness Institute’s Dr Tim Sharp and nib explain what to do so you can prevent your worries turning into a health problem.
Resolving body aches and pains: how to choose between a physio, osteo or chiro
A bad back plagues many Australians at some stage of their lives. Pain is the most common symptom and it can be hard to manage without the help of an allied health professional - but which professional should you choose? Citro partner nib explains the difference between a physiotherapist, osteopath or chiropractor.
The quick heart health check that could extend your life
Coronary heart disease is the single biggest cause of death in Australia, but it’s easy to lower your risk of dying from a heart attack or stroke. Around one in 9 adults aged 75 and older live with coronary heart disease, so Citro partner nib explains the quick heart health check that everyone should do to modify their risk of becoming a statistic.
Empowering savvier health choices with Citro and nib
Australians are living longer and most of us want our increased lifespan to include full mobility, sparkling cognitive function and enjoyable days with family or friends. Citro’s new partnership with nib will help our members achieve that.
Stay fit for a fraction of the price
Get finance educator Nicole Pedersen-McKinnon 's roadmap to affordable fitness – she's devised 4 smart ways to claim exercise costs so you can save big $$$ while staying healthy.
8 surprising benefits of your Medicare card
Beyond visits to the GP, Medicare covers a host of lesser-known services ranging from mental health treatment to overseas medical care. Sabrina Rogers-Anderson reveals how to make the most of your little green Medicare card.
4 pillars for optimal skin health as we get older
Go beyond superficial beauty standards with skin expert Julie Lardner's guide to holistically nurturing your skin from the inside out. She explains her blueprint for healthy skin ageing.
Can a diabetes drug called metformin improve the way we age?
From weight loss to heart protection, is there anything the new wave of diabetes medications can’t do? Scientists are studying how one drug called Metformin might even halt cognitive decline and prevent cancer, writes Sabrina Rogers-Anderson.
5 health myths about age busted
Becoming older does NOT inevitably lead to cognitive decline, sickness or frailty. Carolyn Tate investigates the health myths about ageing so you can live your best life (and know when you need to get help from your doctor or healthcare professional).
Vitamins and supplements for winter immunity
During winter, viruses like the flu and the common cold spread more quickly. Cold temperatures also encourage more people to stay indoors — putting them in close contact with potentially sick individuals.
Catching zzz’s with zeal: supplements that support sleep
If you have occasional sleep disturbances, supplements like magnesium or the ayurvedic plant ashwagandha may help your sleep routine. While it's important to consult with your doctor before taking supplements that could interact with other medication, this is the lowdown on supplements known for their potential to promote restful sleep.
Immune health and how the B-team of vitamins support ageing
Our immune system is a complex piece of biological machinery that keeps illness at bay. As we age, our immune function may work less effectively. If we also have a poorer appetite, it can be harder to get all the nutrients we need for good health. This article explains how the B group of vitamins support immune function.
6 things to know about supplementing your nutrition as you get older
Our need for good nutrition amplifies with age, yet the intricate nuances of individual lifestyle and diet often necessitates a closer look. Enter the realm of supplementation — a gateway to unlocking the potential of personalised nutrition.
Activate your inner ally: get your gut microbiome to blossom
Your gut is said to be the second brain, especially now that science has uncovered the links between our gut microbiota and brain, immune and even skin health. Read on to find out more.
Live better with vitality delivered to your door
Australians are in love with supplements and vitamins - especially quality products made in Australia without any nasties. Citro’s new partner Vitable tailors daily vitamin packs to individual needs and delivers it to your door, making vitality cost-efficient, simple and easy.
When you're the oldest person at the gym, here's what you need to know
Here’s how to build confidence and get on track to become your healthiest self. Whether you’re a seasoned fitness enthusiast or stepping into the gym for the first time, these tips will help get you in the door and make your gym sessions as enjoyable as possible.
3 ways to reduce your risk of dementia
Dementia is an intimidating degenerative brain condition. Citro partner nib and Dr Preeya Alexander explain the practical steps we can all take to reduce the risks of dementia.
Dementia and cognitive decline 101
‍Dementia and cognitive decline are not normal parts of ageing, but a disease that demands management and caring. It’s tough for the person diagnosed, but can be tougher on those caring for them. Alex Brooks explains.
How to prevent age-related hearing loss
Becoming deaf as you age is not inevitable. And yes, you can intervene to prevent age-related hearing loss, explains health writer Paula Goodyer.
Decoding female hair loss and thinning
It's not only men who lose their hair or go thin on top - it happens to some women, especially as we get older. Julie Lardner explains the tips, tricks and treatments available to help.
Stay steady: 5 crucial elements of balance and how to test yours
Our balance allows us stand or move without falling - and balance helps us recover if we trip. We may take it for granted while we have it, but our balance can make a big difference in our health and safety in 5 key ways.
8 habits that slow ageing by up to 6 years
While there's no miraculous anti-ageing elixir just yet, American scientists have announced 8 health measures they say will slow the body's ageing process by as much as 6 years. The findings are based on a study of 6,500 adults and have just been presented at the American Heart Association (AHA) Scientific Sessions conference in Philadelphia.
5 reasons to check your iron levels next time you visit the doctor
Keeping an eye on your iron levels can be your key to preserving emotional wellbeing, energising your life, maintaining cognitive function, safeguarding your cardiovascular health, and fortifying your bones. Here are 5 reasons to keep tabs on your iron levels.
3 healthy longevity recipes from Professor Luigi Fontana
Professor Luigi Fontana, M.D., Ph.D. is a highly skilled physician scientist who is recognised as the leading world expert on longevity. He shares 3 longevity recipes from his latest book with Citro.
Hello muscles: 10 benefits of strength training
Health writer Paula Goodyer weighs just 52kg and can deadlift 90kg, more than she could 30 years ago. The author of Fit and Firm For Ever had a light bulb moment 6 years ago to invest in staying strong. And science backs her up, as she writes in this article for Citro.
How to retire without jeopardising your health
The first year of retiring from full-time work can be associated with lower life satisfaction and depression as well as physical health problems. Carolyn Tate explores what can go wrong and how to avoid it.
Protect and respect: how to fight against elder abuse
Abuse is harmful at any age, but for older Australians, it can be financially and psychologically devastating. This article delves into a deeply uncomfortable and unsettling topic that remains in the shadows, with many victims silently suffering. Margarent McKay explains what must be done if you suspect it's happening to someone you care for, or even yourself.
1 in 3 will get shingles - there's a new free vaccine for over 65s
Vaccination can be a controversial topic, but so too is shingles, a debilitating virus that lurks in our systems after chicken pox. Around 1 in 3 Australians will experience shingles in their lifetime and for 20% of those people, something called post-herpetic neuralgia (PHN) leaves them with nerve pain that doesn't go away. Should you get the new vaccine?
5 proven ways to boost your happiness
The "Happiness Wave" study from the University of Queensland sheds light on the contentment and happiness of older Australians, debunking the notion of middle-age blues. Carolyn Tate explains.
Mediterranean diet 101: healthy eating for healthy ageing
Sarah Coleman dives in to explain the holistic and science-backed health benefits of the Mediterranean diet, a flexible eating style that has proven health benefits for all ages, but especially for people over 50.
Pickleball and a passion for the Olympics
Pickleball is played on a court one-quarter of the size of a traditional tennis court. It's said to be the fastest growing sport in America and it's now on Australian shores, where this Australian basketballer has taken to it with relish.
Bridge: why it's more than a game of cards
The game of bridge can be more addictive than poker machines, according to its devotees. And whether you call the game whist, contract bridge, auction bridge or just plain ol' vanilla bridge, there's an active world of clubs, conferences, competitions and friendship to be found, according to Margaret McKay.
Natural therapies to get you a good night's sleep
Serenity in slumber is a gift that becomes increasingly valuable with age. Naturopath Sarah Coleman uncovers a treasury of natural sleep enhancers, offering a drug-free pathway to tranquil nights.
Presbyopia: an annoying but natural vision change
Once we hit the age of 40, presbyopia - or inability to focus - tends to strike. The good news is that this common vision problem affecting around one-quarter of all people with ageing eyes tends to stop worsening as you get older. Here are 13 things you need to know about caring for your eyesight to avoid the vision problems that strike as we age.
Why real men need to eat vegetables
Prostate cancer is a daunting reality for many Australian men, but emerging research brings hope in the form of a simple solution: a diet rich in vegetables.
Build a cancer-resistant body: the exercise connection you need to know
Harness the natural healing power of exercise as Paula Goodyer explains its role in preventing cancer. She writes that science is showing new ways that physical activity interacts with our body's systems to create an environment that's hostile to cancer cells.
How ultra-processed foods mess with our health
We once blamed saturated fat, salt, and sugar for dietary woes, but ultra-processed foods have emerged on the nutritional stage and they have a complex impact on our health.
Make your sleep habits as clean as your sheets
Naturopath Sarah Coleman tells Citro the key 'practices' we all need to keep our sleep hygiene habits strong.
5 ways lasers and dermatologists can reverse skin ageing
Understand the skin ageing exposome and the new lasers and energy-based devices dermatologists use to rectify the damage that shows up on our faces once we hit our 50s and 60s.
Rethink the just one drink mindset
Daily alcohol consumption - even a glass a day - increases blood pressure, according to a new analysis published in the journal Hypertension.
Nature’s golden anti-inflammatory: turmeric and curcumin
Naturopath and herbalist Sarah Coleman from Kitchen Apothecary explains turmeric health benefits..
10 signs your ageing parents may need more help than you think
10 signs you need to look for to avoid the guilt of starting a conversation too late..
Holistic home remedy: sore throat syrup recipe
Make this soothing syrup created by naturopath and herbalist Sarah Coleman of The Kitchen Apothecary.
Science can now reprogram cells to be younger
Harvard Medical School researchers have found a way to reprogram cells to a younger state.
Why Nordic walking is a workout worth weighing up
Say hello to Nordic walking – the invigorating workout that's captured our hearts (and legs!).
How to get better medical care with digital health
From streaming to food delivery, we like having services at our fingertips.

Lifestyle

Inspired writing and healthy recipes to help you live better 
Grandparenting without friction: 5 tips to nurture your relationship without overstepping
‍Grandparenting is one of the sweetest parts about getting older. Here’s how to offer your priceless wisdom without overstepping.
9 low-cost ways to meet a new love (or make a new friend)
Get sparks flying without your funds flying away too. These budget date ideas will expand your world without shrinking your wallet.
Our favourite podcasts to pair with your morning coffee
Listening to a podcast is the ideal way to kick back and ease into the day. Whether you want to expand your general knowledge, learn about current affairs or just have a laugh, we’ve found a few you’ll love.
10 of the best apps to help you learn a new skill
Taking on a new skill challenge has never been easier thanks to our smartphones. If you’ve got something you want to learn, there’s an app for that!
Think sharehouses are just for young people? Think again!
We asked 3 people how they came to have flatmates later in life. It turns out that sharehouse living offers the perfect blend of companionship, affordability and flexibility.
How a hobby can improve your mental health
‍Not only can your hobbies make you a more interesting, well-rounded person, they can actually do wonders for your mental health. Sign us up!
Dating app inspo: 2 couples who said ‘I do’ after swiping right
It’s not just Gen Z and Millennials looking for love online – plenty of older people are on the apps too. And, guess what, for some it’s the best thing they ever did.
Should your senior parents still be driving?  
Are your older parents still safe on the road? Ask them these 6 questions to help them assess their driving suitability.
The hidden stress of retirement: tips to adjust to your new ‘relaxed’ life
As retirement approaches, most of us eagerly anticipate this next chapter, but it's natural to feel apprehensive about what lies ahead. Here’s how to ease retirement stress and put your worries to rest.
Why leave home? Get everything you need delivered to your door
From haircuts to chefs to bog rolls, these days you can arrange to have anything you need turn up at your door. Even a six-pack…
7 ways to spoil your best friend this winter
If you’re feeling the cold, so are your furry friends! Keep them warm, cosy and healthy this winter with these tips.
9 pawsitive tips for downsizing with pets
When it's time to downsize your living space, here are all the tips you need to bring your furry friends along or even adopt a new pet once you're settled in.
How to conquer loneliness (without technology)
Loneliness impacts both younger and older people, with Healthdirect saying it can lead to physical and mental symptoms that affect our health. Here are some ideas to help you connect in person with others.
Gut-friendly baked oats with peaches
Get your morning off to a tummy-friendly start with a hearty oat breakfast. It will power you right through until lunch.
Start a micro-habit to nudge your way to better health
A micro-habit is a tiny, almost effortless action that can lead to significant personal improvements in your health. Research shows it’s a great way to trigger a cascade of positive behaviour change.
Ties that bind: when loving someone turns you into their carer
If you’re feeling the weight of caring for a parent, partner or friend, these are the best resources to access professional help and take some of the load off your plate.
Gluten-free spinach and ricotta fritters recipe
Creamy ricotta and tangy goat’s feta make these fritters delicious as a light main meal, appetiser or healthy snack. They are delicious hot out of the pan.
8 sneaky hacks for stress-free parties (your secret's safe with us)
These breezy strategies will make you look like an effortless host with little effort required.
5 topical skin treatments that actually work
Want to turn back the clock without going under the knife? These 5 evidence-based topical treatments will help treat your skin concerns and restore your glow.
9 must-know tips for safer driving in the wet
While it’s never ideal, driving in wet weather can be made safer with a big helping of know-how and perhaps a little dose of not-now.
Healthy pesto gnocchi recipe
Craving pasta but don’t want the carb overload? Try making this gnocchi made from cauliflower, almond meal and psyllium husk.
Vegetable sausage rolls recipe
These delicious rolls are high in fibre and delicious for a lunch or picnics. Makes 16 rolls. Takes 10 minutes to prepare and 25 minutes of cooking time.
Fun ways to care for a pet without the hefty price tag
Here are the perfect workarounds for those of us who love animals but can’t commit to the permanency of being a pet owner.
High fibre and high flavour Tex Mex tortilla recipe
Elevate your Tex Mex night with these healthy high-fibre tortillas stuffed with the richness of the tangy zest of Mexican spices.
Turkey mince flatbreads recipe
Made with psyllium husk and coconut flour, these flatbreads have a unique flavour that will have you coming back for more. Top with a high protein turkey mince for a deliciously different dinner or lunch.
Make your life instantly easier with these subscriptions
If you thought subscriptions were only for magazines and television, you’re in for a treat… actually, treats are just one of the clever things you can subscribe to.
From hydration to hazards: 6 must-try home hacks
‍The internet is full of so many hacks and shortcuts. Clean your toilets with denture tablets! Make your sink sparkle with vinegar! We’ve rounded up some low effort tips that can make a big impact on your everyday living.
A benefit to help ageing parents get home-delivered meals, cleaning and more
Meet the Home Care Package, an Australian Government benefit that has been boosted with 24,100 extra places from July 1 this year. Here’s what you need to know about how to apply and what you’ll need to contribute if your parents or loved ones are eligible.
Healthy fish and zips recipe
If you love heading out for takeaway, this recipe offers a healthy and tasty version of fish and chips, without the trans fats or heavy kilojoule load.
Miso barramundi recipe
This keto-friendly fish recipe is delicious when made with any white fleshy fish, but Australian barramundi tastes best.
How to create the ultimate 'insperience'
Have you heard? Staying in is the new going out. Creating an unforgettable 'insperience' - a delightful experience within the confines of your own home - has now become an art form.
How to chat to loved ones and friends with dementia
When your bestie or parents have dementia, here's how to keep communicating well.
5 places it’s entirely ok to haggle on price
Haggling, bargaining, negotiating - whatever term you prefer, the art of striking a great deal might seem like something you only do on holiday - but it’s not. Want lower prices? Learn how to haggle effectively right here in Australia.
The basics of backing up your smartphone
Imagine this: All your photos, videos, phone numbers and notes—vanished. Scary, right? Not if you've hit 'backup'. Here’s how to make sure your phone is sorted to save your precious memories.
Cali roll bowl recipe
Love California sushi rolls? Try this bowl version made with soy-friendly ingredients to boost your wellbeing with gut-friendly wholefoods.
Healthy chow mein recipe
Stir-fried noodles go up a notch on the nutrition ladder by swapping out traditional noodles for zoodles (zucchini noodles) or low carb konjac noodles, which are readily available in large supermarkets. You can also buy konjac noodles online.
Rekindling lost connections: how to find old friends
‍The digital age means it’s never been easier to reach out and reconnect with the people who have left a mark on our lives. Here’s how to reconnect and find old buddies.
5 ways to beat procrastination and ignite action  
Whether it’s tackling your superannuation plans or cleaning the bathroom, here’s how to turn your human tendency to procrastinate into a bias for action.
Gluten-free no-sugar Anzac biscuits recipe
If you want your traditional Anzac Day treat without the gluten or high gycaemic load of traditional sugar, try this recipe by nutritionist Faye James.
How to leave a legacy that means something
Want to leave your mark on the world or at the very least on your family? Here are 9 ways to ensure your hard work and values are remembered long after you’re gone.
Healthy Asian buddha bowl recipe
Packed with grains, protein, vegetables, dressings and healthy sprinkles, buddha bowls are easy to tailor to different diets and tastes. This version by Faye James is gluten-free, high-protein and high in fibre.
Tales of greybeard and the Middle-Aged Blokes Club
When Nigel Bowen’s beard turned grey, he abruptly entered the Middle Aged Blokes Club and found some remarkable benefits.
Your essential first aid kit for camping and caravanning - don't be caught out
Exploring Australia's wilderness is an exciting adventure, but being prepared for common first aid events is crucial. Check your kit against our checklist before your next trip to prevent accidents from graduating to full blown disasters.
Brain-friendly bathroom fixes
If you’re caring for an ageing parent or loved one, you’ll know that little changes around your house can make life much easier and safer for everyone. Carolyn Tate delves into the experts' advice on how to renovate or alter the bathroom to make it the most functional room in the house.
Healthy savoury egg muffins recipe
Packed with asparagus and mushrooms these vegetarian and keto egg muffins make a great breakfast, brilliant lunchbox filler or picnic pack up.
10 things I learned from parenting my parents
Mitch Gibson’s life turned on a dime when her mum’s back problem spiralled into surgery, undiagnosed osteoporosis and then a brain bleed. She shares some of the advice she wishes others had shared with her as her dad was diagnosed with dementia and her parents moved into residential aged care.
6 workplace trends older people should know
If you’ve blown out more than 50 birthday candles, the chances are your relationship to work and employment is evolving and shifting. Allison Tait has interviewed the experts to find out what will maximise your employability so you can work for profit, pleasure or whatever else tickles your fancy.
10 smart tech devices to help ageing parents stay independent
New technology like sensors, connected appliances and even smart watches can help people overcome mobility and health issues to stay at home and live independently for longer.
How to age-proof your resume to nab that job
Do you need to tighten up your resume to snare the right job? Today's digital job boards and fast-paced recruiting means hiring managers spend less than 10 seconds screening out resumes and rarely give any feedback about why. Here are 9 tips to help your resume get past the gatekeepers so you can get an interview and keep thriving in the workplace.
A late-life career change could be exactly what you need
Are you one of the many older Australians considering a shift in your career? Read one man's later-in-life career change that's opened up a whole world of possibility and purpose.
Healthy (and cheap) vegetable frittata recipe
Packed full of veggies and tangy feta cheese, this simple recipe created by nutritionist Faye James can help use up the vegetables that would otherwise go off in your crisper. It's easy to batch cook and have for lunches or even take on a picnic. , I simply love this recipe when I'm busy and on the road a lot. Batch cook and portion up for meal prep.
Fintech Citro launches Australia's first rewards program for those approaching and in retirement
Australia’s integrated content and rewards fintech platform, Citro, has today unveiled a market-first rewards program that provides access to savings.
Ageing is inevitable, weakness is not - how to foster strength
Annette Bening and Jodie Foster’s sculpted bodies ignite the screen in the new Netflix movie, Nyad. Aged 63 and 61 respectively, each actor muscled up for the movie to play real life heroes Diana Nyad - who swum from Cuba to Florida - and Bonnie Stoller. This movie is on Citro's age-positive movie list - give it a watch and enjoy.
No more missed moments: 6 ways to digitally connect with the grandkids
Keep the connection and bond with your grandchildren with these savvy - and simple - ideas from Margaret McKay to forge digital intimacy (especially if you live far away).
Beyond she and he: navigating gender identities and sexuality
Not that long ago, we only used words like ‘heterosexual’ and ‘homosexual’ to describe sexual identity. Today, same-sex marriage is legal and there’s literally a rainbow of words to learn and understand.
Should grandparents discipline their grandkids?
Disciplining children has always been controversial - should you smack, should you use a naughty corner, should you take away privileges? Grandparents and discipline might be even more controversial.
Planning to relocate to retire? 6 things to think about first
Relocating when you retire - or begin de-accumulating your superannuation and investments - can have a huge material impact on your long term financial plans. Here are 6 key things to think about before you make the move.
10 places for Australians to retire overseas - a Citro guide
Retiring overseas is one way to access cheaper food and living expenses while improving desirable lifestyle factors, like travelling or being closer to your cultural roots.
Healthy gluten-free meat pie recipe
What's more Australian than a hearty meat pie? Try this recipe developed by Faye James, which is perfect if you follow a gluten or grain-free diet. The pastry is light and crispy while the filling is rich and satisfying.
Not feeling the Granny vibe? 20 fun names for grandparents
Does being called Granny or Grandpa make you feel more ancient than the Rosetta Stone? Channel your inner Betty White with these fun and quirky alternatives.
Lemon grass fish pops with green mango salad recipe
If a cake pop and a fish cake got together and spawned, you’d have something resembling this dish. Divide by the lowest common denominator and you have your self a Fish Pop. You could also grill these skewer-free, and scatter slices of the lemon grass on top to serve.
Broccoli steaks with tkemali recipe
Broccoli is meaty by nature, particularly when chargrilled like this. If you can find smaller heads with leaves attached, they’ll make an especially dramatic addition to the table –like an edible centrepiece.
Seven-spice butternut tagine recipe
Few dishes can boast being both moreish – in that you just cannot ever have enough – and Moorish, as in pertaining to north African cuisine. Tagine is one of them.
What to say to a teenager when they tell you they hate their body
The Butterfly Foundation says 1 in 4 teens have significant body image worries. Whether you’re dealing with a child, grandchild or friend, here’s what the foundation’s Manager of Education Services, Helen Bird, says you can do when a teenager hates their body.
Healthy chicken and mushroom quinoa risotto recipe
Next time you have leftover barbecue chicken, whip up this tasty risotto with the leftovers. Quick. Easy. Delicious. Quinoa is a grain that can be used in place of rice or cous cous that's gluten-free and delicious served hot or cold.
Spicy yellow dahl recipe
Rich in antioxidants, immune-boosting spices, fibre and protein, this lentil dahl is super easy to make and always a weeknight winner that can be batch-made and frozen for future meals when you can't be bothered to cook.
Matching great food to the right wine
Have you ever wondered how to match wine with food? Or why people go for white wine with fish and red wine with beef? Naked Wines and Mark Pollard explain.
Uncorking joy with Naked Wines
Wine is one of those things that can bring people together over a table, a barbecue or even the couch. Citro’s new partner Naked Wines gives our members a healthy $100 cashback.
What temperature should wine be served? A winemaker explains
Ever wondered what the best temperature is to drink a big bold red? A crisp Rosé? Bubbles?! Naked Wines’ winemaker James-Paul Marin from Enfant Terrible in South Australia explains.
Facial recognition technology: a Citro explainer
Facial recognition technology is the new PIN number – it can open our smartphones and secures our banking apps. Rosalyn Page explains how the technology works and how governments use it in policing and security.
Zingy lo carb pad thai noodles recipe
Thai takeaway is always tempting, but often comes laden with fat and makes you feel all bloated and heavy afterwards. Try nutritionist Faye James' low carb recipe, which has a light sugar-free sauce and is vegetarian. If you want to add some added protein, throw in some chicken thighs, prawns or even a nice tofu.
9 fun home entertaining ideas that aren't a barbecue
What Aussie doesn’t love a good barbie? Sometimes home entertaining needs more spice, more sauce or a dash of creativity. Why not try these inspired ideas from Carolyn Tate next time you have a gathering of family or friends.
13 expert tips for entertaining on a budget
Transforming your home into an entertainment haven doesn't have to be an expensive exercise. With a few strategic updates and sly creative touches, you can turn your living space into an entertainer's paradise, even on a budget. Carolyn Tate explains.
Lo carb pasta carbonara recipe
Nutritionist Faye James has turned carb-heavy carbonara pasta into a grain-free and dairy-free recipe so you can enjoy all the richness of this dish but without the bloat.
Hearty and healthy keto waffle recipe
These waffles are made with cauliflower and cheese to create a hot and melt-in-the-mouth breakfast, lunch or dinner. Try serving them with a side of poached eggs, mashed avo and crispy bacon for a protein-rich brunch. Recipe developed by nutritionist Faye James.
7 home chores that could save you money in the long run
Got a little extra time to spare today and want to save money? These 7 chores around the house and garden could save you money in the long run by preventing unnecessary damage and decay.
Putting the zing back into an established relationship
Is a sizzling sex life still possible when you’ve been together for years? Oui oui oui! Try these 6 tips from sexologists to reinject passion into your relationship, writes Sabrina Rogers-Anderson.
How to declutter and rightsize without stress
Our housing requirements change throughout our lives. Decluttering gives everyone a chance to cultivate a deeper connection with their living environment. Carolyn Tate finds the bonus of rightsizing our belongings to our living space isn't just a tidier home but also a sense of wellbeing and improved mental health.
Should grandparents be paid for child care?
Providing regular care for your grandchildren can be deeply rewarding, but also taxing. Should you be compensated for your time? Sabrina Rogers-Anderson investigates.
Grow your own microgreens on your kitchen bench
If you have ever been to a fancy cafe or restaurant, you have almost certainly had a dish garnished with 'vegetable confetti'. Also known as microgreens, these delicate, vibrant baby greens burst with flavour and nutrition. The great news is that Sarah Coleman has explained how you can easily grow them at home all year round with minimal space and effort.
Donating your body to science and other altruistic acts
Do you want to change a life — or perhaps many lives — with a final act of generosity? Margaret McKay explains why you might want to consider donating your body to science rather than burying or burning your remains?
6 quirky final farewells — how to say goodbye memorably
One day it will be time to depart this unique and wonderful life you’re having, and if you’d like to end on a high note, then read Margaret McKay's best suggestions to ensure you have a funeral that those attending won’t forget.
Royal ripples: the King's abdication drama
On December 11 in 1936, King Edward VIII gave up the throne so he could marry the divorced woman he loved, a thin tall American socialite named Wallis Simpson. While the American public campaigned for Simpson to become Queen, the Australian media kept their coverage reverent and respectful of the royal family.
Lost Australian history: Eureka stockade's rebels
When a gold miner was murdered on the Victorian goldfields in 1854, open rebellion broke out against British soldiers and Australia's first ragtag bunch of agitators swore allegiance to the Eureka Flag and paved the way for universal male suffrage.
Fraudproof online shopping: 4 ways to secure yourself against scams
Interested in all the Black Friday deals available online? So much to buy! So much to save! With the endless choices of purchasing online comes the risk of being fooled, but here's how to stay safe from scams and fraud when online shopping.
Lost Australian history: when the princess married her prince in 1947
As an outpost of the British Empire, post-war Australia got itself in a spin for the November 20, 1947 wedding of Princess Elizabeth to her third cousin Philip Mountbatten on November 20, 1947.
9 delicious campfire recipes to get on the fire
Will you be camping or caravanning over the holidays? Try these nutritious campfire recipes that Carolyn Tate has tried and tested to fuel your nature-loving getaway.
Vegan chocolate cake recipe
Looking for a chocolate cake recipe that's so good you won't notice it's plant-based? Try Faye James keto-friendly chocolate cake recipe.
Lost Australian history: our little digger
More than 100 years ago, Australia had its own controversial Donald Trump-style leader as Prime Minister. With his colourful personality, fervent speeches, and a career spanning several decades, Billy Hughes was kicked out of his own political party but went on to represent 4 different parties in his long carrer in politics.
Lost Australian history November 6
Forgotten Australia podcaster Michael Adams details the books, bookies and gambles that made Australian history.
10 forgotten Aussie movie classics
If your memory of 1980s Aussie movies is restricted to Crocodile Dundee and MadMax II, you’re missing out on a bunch of hidden gems from a vintage decade for Antipodean cinema. Paul Merrill has rummaged through the dusty archives for Citro to uncover some true blue Aussie classics, all available to rent or stream…
Snip and sip: how to grow your own herbal tea
Go from plant pot to teapot with these easy instructions to grow, harvest and drink your own fragrant herbal teas. With the right supplies and a little guidance from naturopath Sarah Coleman, you can become your own herbal tea connoisseur.
Awesome ways to skip the bottle shop queues
Looking to elevate your wine game without breaking the bank? Read Drinks Digest founder Alana House's recommendations on how to uncork the world of value wines available online. She reveals the hidden truths about those $7 bottles of wine and the magic of finding quality wines that won't disappoint your palate.
Online dating after 50: how to avoid toads (and scammers)
Julie Greig started dating online a few years after she was widowed at 54. Her book, Kissing Toads, teaches you how to start and enjoy your online dating life while avoiding scammers and con artists. She shares a small excerpt with Citro, but the book also includes information on how to start dating online, what to put in your profile and more.
100 years ago, Melbourne went mad with Spooks on Halloween
Lost Australian history October 30 to November 6
How to grow your own food fast: quick-growing veggies for beginner gardeners
Eating fresh herbs, fruits and vegetables is great for our health. And so is gardening, which keeps us active, engaged and in touch with nature. Sarah Coleman explains how easy it is to grow your own, however small your harvest may be.
Camping comfort essentials
There's something magical about camping – the sense of adventure, the simplicity of life, and the beauty of nature. However, adding a few comfort essentials to your camping gear can make your trip even more special, explains Carolyn Tate.
Facing aloneness: coping with loneliness after loss
Kindness is not just a virtue to extend to others; it's also a vital ingredient for self-compassion. In the face of grief, loneliness or new circumstances, Margaret McKay explore the complexities of social isolation and the silent struggles that often go unnoticed.
What rights do grandparents have if the parents divorce?
If you're a grandparent struggling to see your grandchildren following your own child's divorce or separation, you're not alone. Margaret McKay looks into the complexities of grandparent rights in the face of adversity, offering insights into the legal landscape and emotional challenges.
Embracing the grey
Whether you call it salt and pepper, silver, pewter or charcoal, grey hair happens to all of us. Of course some people go grey in their 20s while others don’t see the first sign of silver until they are over 50. Plenty choose to cover up grey by colouring their hair, but a new round of female celebrities are urging us to stop the bother. Bron Maxabella explains ...

Travel

Go further with Citro destination inspiration and budget hacks 
He Said, She Said: Was a first-time holiday to Japan a hit for both husband and wife?
He was super keen to go, she was ‘interested enough’… So did Japan turn on a great holiday for both our travellers?
10 of the best distilleries to visit around Australia
Australia has a range of craft distilleries brewing everything from ginger beer through to whisky and gin and it’s worth getting hands-on to understand the craft behind your favourite tipple.
9 of east coast Australia’s best retro motels to visit
Take a getaway into Australia’s past and tour the east coast’s must-visit vintage motels.
I gave my husband a Ferrari for his birthday
If you’ve ever dreamed of gunning it in a cherry red Ferrari at an eye-watering 320 km per hour in the birthplace of Ferrari itself, this one’s for you.
10 lessons from 10 years of travelling alone as a woman
Travelling solo can be daunting, but as Nirvana Bhandary discovered, it’s also the most freeing thing you’ll ever do.
He Said, She Said: Was visiting Antarctica cool for both husband and wife?
What’s a trip to Antarctica really like? We asked Andrew and Leonie to each tell us about their recent experience.
9 tips for travelling with an existing medical condition
With the right planning and precautions, managing a chronic condition needn’t clip your wings. Here’s how to keep travelling for as long as you want.
7 great island holidays where you won’t need a passport
Want to travel to beautiful places without jet lag or passport hassles? Bookmark one of Australia’s many beautiful islands for your next getaway.
The trail less travelled: 5 lesser-known hikes for adventure-seekers
Whether you’re taking your first hiking steps or ready to take on a challenge, shun the crowds by stepping out onto one of these under-the-radar trails.
Need to recharge? 7 great Aussie health and wellness retreats
Relax, rejuvenate, repeat: here’s how to find some great Australian destinations to breathe and revitalise.
Best houseboats for an Aussie holiday on the water
If you love the idea of waking up with waterfront views without forking out hundreds on hotels, these houseboats could be your perfect next holiday.
6 expert vet tips for travelling with your dog
Dog owners know that our four-legged friends are more than mere passengers on a road trip - they're happy tourists, willing photo subjects and instant conversation starters. Dr Katrina Warren explains how to take your best friend on a road trip.‍
12 caravan additions that will make your life a little easier
Little upgrades can make a world of difference to your caravanning experience. Consider these 12 items as essential as packing your swimmers.
Add these iconic Australian events to your bucket list
Want to be one of those people who are just magically in the know about exciting local events? From sports, music, culture, festivals, food and wine, here’s the best place to start for events in Australia. 
Transform your travels: 8 amazing Aussie wildlife volunteer experiences
Love Aussie wildlife and want to do your bit to give back? Adding a few days of volunteering could be the perfect way to do your bit for the environment, explore new parts of the country and get out into nature.
Thrilling Iceland: black sands, gushing waterfalls and glaciers
‍From glaciers to hot springs, Iceland’s dramatic southern coastline will transport you through ancient landscapes carved by ice and fire.
Can you really take a long road trip in an electric vehicle?
Let’s face it, there’s no such thing as a ‘short drive’ in Australia. If you’re tripping, you’re committing. Which begs the question: can you really road trip in an EV?
6 ways to work Qantas’ new frequent flyer points to fly free
Fly further for less with these top strategies to fly free (and further) using the new Qantas frequent flyer hacks.
Close encounters of the wildlife kind in Antarctica
Antarctica is a destination for people with bold bucket lists - it’s cold, wild and icy. The driest continent on the planet is filled with magical wildlife and scenery best experienced from the vantage of a cruise ship, a zodiac or even a kayak.
6 survival tips for travelling with grown-up kids
Would a holiday with your adult children be fab family fun in the sun, or a bickering getaway where all you want to do it get away? Here’s how to avoid the latter…
Vietnam's untold Aussie war stories
More than 60,000 Australians fought in the Vietnam War, including about 19,000 national servicemen whose birthdays were drawn from a lottery barrel between 1965 and 1972. Writer and historian Dr Mark Dapin – who wrote The Nashos' War: Australian National Servicemen and Vietnam (2014) and Australia's Vietnam: Myth vs History (2018) – shares his experience of the South-East Asian country where 523 Australians died in the war.
Why a repositioning cruise could be just the ticket
One in 4 of us want to book a cruise this year and there’s a new type of cruise to look out for - a ‘repositioning cruise’. It's a budget-friendly option that's big on luxury.
22 amazing things to do in Vietnam
Vietnam is just 8 to 12 hours flying time from Australia and offers rich experiences you can’t get anywhere else. Here are 22 amazing things to do if you’re lucky enough to travel there.
11 of the best stargazing spots to visit in Australia
Discover Australia's best stargazing locations, from Mudgee Observatory in New South Wales to Uluru in the Northern Territory. Whether you're an expert or a novice, these spots offer incredible celestial sights. Australia's wide-open spaces and minimal light pollution allow and array of ideal destinations for stargazing enthusiasts, so get inspired and start planning your next stargazing holiday.
Australia’s 10 best food and wine festivals
Unleash your inner epicurean and plan your travel around Australia based on some of our best food and wine festivals.
Secure your smartphone for overseas travel - a Citro guide
Travelling overseas can be a smartphone security nightmare unless you prep and secure your device before you get on the plane. Get these 10 cyber-savvy moves to protect your smartphone by Rosalyn Page
If you love Rome, try Turin, Matera or Bergamo
Italy has got to be on everyone's must-visit list, but don't forget the country's smaller cities, which offer a fantastico Italian experience (without the crowds or big price tags).
If you love London, try York, Nottingham or Norwich
From medieval streets to historic castles, uncover the rich history and hidden gems of these lesser-known English cities for a unique and unforgettable adventure. Writer Bron Maxabella explores York, Nottingham and Norwich as additions or alternatives to your next British holiday.
Back o’ Bourke and beyond
Embark on a breathtaking journey through the heart of Australia, from the historic mining town of Broken Hill to the outback oasis of Longreach, exploring iconic landscapes and rich cultural heritage along the way. Prepare to be inspired and captivated by the beauty and history of this remarkable region alongside writer Margaret McKay, and then start planning a trip of your own.
Best budget overseas trips from Australia
Discover overseas travel destinations that offer the perfect blend of activities, sightseeing, stunning scenery, and delicious food—all without breaking the bank! From the breathtaking landscapes of Vietnam to the vibrant culture of India, these holiday destinations have it all, at prices that won't leave a dent in your savings.
How to spend less on a cruise than you would at home
The queen of stinge-spiration, finance educator Nicole Pedersen-McKinnon, has shared her 5 easy ways to save while you cruise the high seas. Yes, yes, we know you have to pay for the cruise - though you get 5% cashback if you buy with P&O on your Citro Card.
Into the wild: road tripping through America's national parks
Citro writer Margaret McKay travelled across north-western America’s national parks in a rented car to take in the majestic canyons of Zion National Park, surreal landscapes of Bryce Canyon and Yellowstone and beyond, encountering wildlife, jewels and ancient dwellings.
8 mindful ways to make long haul travel accessible and enjoyable
Age need not be a barrier to enjoying travel overseas. Carolyn Tate has uncovered the easy tips and tracks to make long haul flying and travelling that little bit easier.
Cruise curious? Top tips for first-timers
Cruising? You might not be sure it’s for you, but if you are curiously determined to give it a try, then Carolyn Tate explains the failsafe ways to prepare for smooth sailing.
7 Aussie destinations that will make you feel like you’re overseas
Forget hefty long-haul flights, visas and tricky arrangements; domestic travel costs less both physically and mentally. Citro partner Designer Journeys explains exactly where to head to feel like you’ve had a glam overseas trip.
White cliffs of Dover, medieval castles and a town called Sandwich
Step back in time to the medieval British town of Sandwich, which sadly looks nothing like a sandwich but everything like a biscuit tin lid come to life. Learn about the window tax, seismic instability, and the art of marital banter during earthquakes.
8 amazing benefits of holding an Australian passport
Those little blue books we take overseas do more than just let us escape on holidays. Allison Tait discovers why an Australian passport is a solid gold ticket to travel and other amazing benefits.
Love Paris? Try Lyon, Nantes or Montpellier
If you’d rather skip the crowds, expense and queues of Paris, Bron Maxabella has rounded up the next-best cities to visit in France for a dose of Parisian-style delight.
Australia's amazing natural wonders that must be seen to be believed
Australia's beauty and magic can come alive in ways you've never imagined. Read this article to discover new places in Australia that awaken your sense of wonder.
12 dog-friendly holiday homes in Australia
If you love your pooch - and who doesn't? - you’ll know just how hard it can be to find a great holiday home that welcomes your mate as much as it welcomes you. Here are 12 holiday homes that will.
Bass Strait's Flinders Island, the forgotten land bridge to the mainland
In the whipping winds of Bass Strait, just 54km from Tasmania's northeast tip lies Flinders Island, a natural paradise of stunning seas, rocks, beaches and coves. Andrew Bain explains why the island is a must-visit (especially for adventure-seekers).
9 awe-inspiring First Nations travel experiences
Unearthing Australia's Indigenous roots is not only awe-inspiring but makes for a great travel experience, too. Carolyn Tate uncovers some of the best.
Travel safely with Freely travel insurance
Freely offers travel insurance with optional add-ons that means you only pay for the cover you need on the days you need it – plus their app has built-in safety alerts and a button that connects you with medical and emergency specialists 24-hours a day.
Be free to enjoy travel with Citro’s new partner
If you leave home to travel domestically or internationally, then it’s a good idea to consider getting travel insurance. Citro’s new partner Freely not only offers COVID-19 cover, but also covers older Australians with a 15% cashback offer for our members.
10 great Australian driving destinations
Australia is full of diverse landscapes, inspiring road trips and quirky stopovers. See if any of these 10 ideas ignite your passion to get out and take a driving holiday.
Travel to the glittering outback for gems (including opals)
Margaret McKay has journeyed into the fiery desert heart of Australia, where the sunsets blaze like the opals that are mined in some of the quirkiest bush towns you’ll find. Discover the captivating tales of opal mining.
Don't forget your best friend: Australia's best dog-friendly campsites
Camping is a brilliant way to get away from it all, relax, and strip life back to its simple moments. If you have a furry, four-legged best friend, then you might want to put these campground destinations on your must-visit list.
Craft your travel dreams with Citro partner Designer Journeys
Do you have a dream travel destination in mind, but fear it’s too hard to book, plan or navigate your way around on your own when you get there? Enter Designer Journeys, Citro’s travel partner to help you make your best (travel) years even better.
Untamed Abruzzo: where Italy’s wolves, bears, castles and beautiful villages await
Abruzzo’s breathtaking mountains are home to Italy’s amazing wildlife, historic castles and gorgeous villages that have a charm beyond the Italian cliches of Venice or ancient Rome. Andrew Bain explains.
Caravanning bliss: 6 tips to ensure your campsite becomes a neighbourly haven
The shared spaces of caravan parks and campgrounds are intimate communities. Carolyn Tate explains the little things novices and seasoned adventurers alike can embrace to endear yourself to fellow wanderers and forge friendships on the road.
10 of Australia's best birdwatching spots
From the tropical paradises of the Daintree to the rugged beauty of the Blue Mountains, Australia's birdwatching destinations are as diverse as the feathered species they nurture. Carolyn Tate explores a mosaic of avian wonders.
Festival fun for people who want to rock on
If you love music festivals showcasing hits from the 1950s to the 1980s, then make a date in your calendar and get out your map to plot a course to Australia's best east coast gatherings. You’ve earned the right to let loose and have a blast.
Forget the wineglass, Tasmania has other stunning beaches worth a visit
While Tasmania isn't known for its sunny beach weather, it is well-known for its natural beauty and rugged coastline. Adventurer - and Tassie local - Andrew Bain - explores the other beaches tourists should take in when they visit the Apple Isle.
Cruising Canada’s Klondike in a motorhome
Former AFL player and radio and TV presenter Peter "Spida" Everitt shares his Klondike travel diary with Citro. Spida and his family explored Canada’s sprawling wilderness and wildlife in a motorhome (also called an RV - or recreational vehicle).
Marvels, monkeys and oddities: unveiling Japan's quirkier side
You’d need a heart of ice not to fall in love with the snow monkeys of Jigokudani Monkey Park in Japan. They are as cute as grandchildren – although their wizened faces look more like grandparents – and as photogenic as, well… monkeys in snow.
Wild coast, crays, a calcified forest and other King Island treats
Most of us know King Island for its delicious cheese and beef, but adventurer Andrew Bain explains to Citro why this rugged island nestled in the tempestuous embrace of Bass Strait offers so much more for travellers.
A creative Greek island paradise of Hydra
Australian artists like Sidney Nolan and authors Charmian Clift and her husband George Johnston lived cheaply on the Greek Island of Hydra during the 1950s and 1960s, along with singer Leonard Cohen. The prices on the island have gone up since that time, as writer Pony Louder explains after visiting Hydra to research her next book.
What to expect on a cruise to nowhere (that was also a comedy cruise)
When writer Alana House booked herself a comedy cruise to nowhere, she got more than a few laughs and surprises. This experienced cruising traveller explains the weird and wonderful things that can happen at sea.
Spida's top 5 fishing spots in Australia
Whether it's chasing barra or reeling in red snapper, there are plenty of picturesque places across Australia to fish. Great Australian Doorstep host Peter Everitt and his wife Sheree share their top 5 fishing spots with Citro.
The art of minimalist travel
In a world where travel often conjures images of bustling airports, overstuffed suitcases, and jam-packed itineraries, taking a minimalist approach to travel can transform your journey.Citro outlines this easy paradigm shift to help make travel more effortless and wonderful. It will not only change your packing technique but possibly also your sense of wellbeing and enjoyment.
Australia's best coastal campsites for tranquil beach escapes
Pristine beaches? Tick! Quiet and calming? Double tick! Carolyn Tate has travelled all over the countryside to find 10 of Australia's best beachside camping spots.
Risky skiplagging: the grey area of travel the airlines hate
A controversial practice known as 'skiplagging' has become a sly travel hack to nab cheaper airfares. It's a risky move that Citro explains.
Timor Leste: Where legends and hearts converge for a cause
Julia Zaetta travelled to Timor Leste to volunteer with Father Chris Riley's Youth Off The Streets Overseas Relief Fund. The Island nation - and the kids - stole her heart. She shares her trip with Citro.
Destination Seniors Card
A gold candle - and a gold card - can make a birthday sparkle, or not. Writer Mark Dapin travelled to Vanuatu for his 60th birthday, the age many Australians can receive a Seniors Card.
Hobart unmasked: the hidden treasures of Tasmania's southern capital
Imagine a getaway so captivating that it leaves you daydreaming about relocating to the very place you just visited. That's precisely the kind of spellbinding experience Hobart, Tasmania, cast upon Alana House during her 4-night escape to the Tasmanian capital city.
9 great solo holiday destinations
Carolyn Tate comes up with 9 great travel destinations that solo travellers can put on their bucket list.
Kimberley cruising chronicles: waterfalls, wildlife and Aboriginal art
Writer Alana House is a cruise junkie but she didn’t want to visit The Kimberley - until she actually did.
Business and first class: waste or wonderful?
Citro columnist Mark Dapin explains his creeping love of first class travel, perving on caravan parking and the need for bigger bathrooms when he travels these days.
5 great walking holidays for any budget and fitness level (including super hard!)
Whether you prefer to get your feet moving alongside your thoughts or enjoy the company of an enthusiastic and knowledgeable tour guide - there’s a walk for everybody. Here are Citro's 5 must-visit walks perfect for travel enthusiasts.
Ziplines, skiing and snow action in Switzerland (yep, even for over 60s)
Travel with Julia Zaetta and speed, hurtle, fly and glide over Switzerland's glorious alps.
Travel back in time to historic Carcoar
Historic Carcoar is where actor Rebel Wilson is currently shooting her new movie. Podcaster and writer Michael Adams takes a trip to the historic town to give Citro readers the rundown.
How to holiday solo (and enjoy every minute)
Profound adventures might just await if you embrace the simplicity of solitude on your next journey.
Flying soon? Safeguard your health in the air
If you're the person who feels sick before you board your flight, read this to determine what's right for you and other passengers on board.
Housesitting: the ultimate hack for budget travel
In this article, Citro explains how housesitting works, the best way to get started, and common pitfalls to look out for.
5 enriching ideas to think about before you travel again
Whether you prefer luxe cruising or basic camping, there's no denying that travel frees the mind and spirit.
The stars of 'travel guides' open up about travelling after 50
Kevin Moloney and Janetta Stones, the dynamic stars of Travel Guides on Channel 9, have become famous for discovering the world's hidden gems and sharing their unforgettable escapades with us all.In this exclusive interview, we step into their world as they generously share their most coveted travel hacks, reveal invaluable tips for travelers after 50, and grant us a glimpse into their awe-inspiring adventures.
Re-imagining Alaska: A journey from Australia to an unknown frontier
Traverse the wild and captivating frontiers of Alaska with Australian writer Margaret McKay as she takes in a tapestry of stunning landscapes and captivating wildlife and dog sled encounters.Margaret has taken a cruise and glass-roofed train through Alaska and shows us her dream itinerary which includes glaciers, historic mushing towns and unique buildings made of driftwood.
Discovering the magic of the Pacific islands by sea
There's something truly special about the Pacific Islands, a certain magic that can't be found anywhere else in the world. From the breathtaking landscapes of Fiji and Vanuatu to the vibrant cultures of Samoa and Tonga, these islands are a must-see for any traveller looking to add some adventure and relaxation to their bucket list.

Talkback

Join the Citro circle and be part of our community 
Relocating for retirement: Australia’s top retirement destinations
Citro, an Australian fintech company backed by AMP, has today released its inaugural research report on the top retirement destinations for Australians.
12 words for retirement that are, well, better than retirement
We asked Citro’s community for better words to describe retirement, given it is a negative word that means withdrawing or retreating. Here’s what our members say.
Talkback: saying goodbye to Iris Apfel
Iris Apfel blazed a trail to ensure older people could be seen as design and fashion icons, but she has sadly passed away at the age of 102.
Talkback: share what your pet means to you
A study of nearly 8000 people aged over 50 has found that pet ownership may be associated with slower cognitive decline among older adults living alone.
Would you pay a fee to keep using cash?
With just 13% of Australians using cash to transact, could there come a time when people are charged a fee to use bank notes and coins to make payments?
Talkback: the 52-week money challenge
A challenge is better than a new years resolution - it’s a way to experiment with new habits. Try these money-saving challenges and let us know how you go.
Do you hate the word retired? Dame Judi Dench does
We all have words that rile us up - for 89-year-old Dame Judi Dench, it's the word 'retirement'. Is there a better way to describe it?
Talkback: Should superannuation be spent or saved for a rainy day?
The Treasury has released a report that says too many of us don't understand superannuation, and try to save it rather than spend it. What do you think?
Talkback: Which songs sing summer to you?
Music has a magical ability to etch memories into our minds. Share the songs or artists that instantly say summer to you.
Term deposit interest rates are on the rise - are they smarter than savings accounts?
Term deposits allow you to earn more interest on your idle cash. Alex Brooks asks if term deposits are a smarter alternative to savings accounts ...
Why is ageism so socially accepted?
Why are we so scared of getting old? We've come such a long way to close the gender and race gap, but the fear of old age seems alive and well, just as most of us are blessed enough to start living longer lifespans than our forebears.
Talkback: what date should your Christmas tree be up?
When is it Christmas o'clock at your house? Alex Brooks dives into the traditional - and not-so-traditional - rules around putting up your tree this Christmas.
Pasta, gnocchi and comfort eating - what's your go-to recipe?
The 2009 Masterchef winner Julie Goodwin has joined Cameron Daddo as a Citro ambassador and she's sharing a gnocchi recipe from her new book.
How much is too much to pay for your home broadband internet?
With home broadband price hikes on the radar this month, how much should you pay to keep your home broadband plan going?
Can you believe Perfect Match's double entendres?
Perfect Match was a TV dating show that used to air at 5.30pm during the 1980s. In 1987 the show brought in fresh-faced Cameron Daddo as host to spice things up - and, boy, did they make things spicy for a 5.30pm family viewing timeslot! Share your thoughts in the comments below.
Talkback: celebrating older women on magazine covers
Magazines used to be notorious for obsessing over youth, perpetuating the myth that beauty fades with age. Tell us what you think of these new covers hitting newstands around the world.
Will AI make it better or worse to get older?
Artificial Intelligence brings so many benefits - but could it also entrench ageism, as Monash University researchers warn?
What were the best things about the 1980s?
So much about the 1980s was great, but so much rightly deserved to be cancelled and never seen again.
Are you shoring up your wallet for insurance price hikes?
Are you feeling the pinch of skyrocketing insurance premiums?
Smoothie talking: what's your best smoothie recipe?
Share your best smoothie recipe or tip

E-books

Download our free Citro guides - a deep-dive into the info that matters most

Fun facts and trivia

Sign up to play trivia and games and learn new Australian history each week

Games

Sign up to play trivia and games and learn new Australian history each week

Get more out of life.

Elevate your lifestyle with the free weekly Citro newsletter.
Exclusive deals, trusted information and inspiring new ideas for over 40s.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Learn how we collect and use your information by visiting our Privacy policy

Get more out of life.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Learn how we collect and use your information by visiting our Privacy policy