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Money

Smart finance moves for the re-wirement to retirement

101 clever ways to save money and live a richer life

It’s a fallacy that you need to live a life of deprivation in order to save money – and we’ve rounded up 101 ways to prove it.

All the reasons why being 60 and older is a good thing

Sure, the bod’s a bit creakier and the patience a little thinner, but otherwise turning 60 is a super positive thing. Here are the many reasons to celebrate turning 60 and getting older.By Bron Maxabella

9 free grocery apps that will save you money at the supermarket

The price of groceries seems to rise every time we step foot in the supermarket. Lucky for us, these free grocery apps offer a way to keep more of your money in your pocket.

Why you must have at least one credit card BEFORE age 60... it's absolutely vital

‍Credit card companies won’t leave us alone – until we hit 60! Learn the surprising reason to secure credit before retirement and the wealth-building perks you could miss out on if you don’t.

4 ways to spend your dwindling cash that will boost your wellbeing

Spending money and your overall wellbeing are scientifically linked in some very interesting ways...

Want to refinance but over 50? Here’s how you still can

Yes, you can still refinance, or even first-time finance, after 50, says Nicole Pedersen-McKinnon. You just need to be able to show them the money and have a good exit strategy.

Christmas Giving: Menopause Alliance Australia helps women celebrate their second act

Not every charity can say they potentially help a whopping 50% of Australia’s population, but that’s exactly what Menopause Alliance Australia plans to do.

30 ways to hack your Velocity Frequent Flyers points

It’s easy to accelerate your Velocity Frequent Flyer points so you can take to the skies sooner rather than later. In fact, you’re probably already shopping at many of these places anyway…

Die with zero? I’m on track for that, thanks Bill

Mark Dapin reckons he might as well jump on the Bill Perkins ‘Die with Zero’ bandwagon – he’s heading that way anyway.

Floor the accelerator and pay off your mortgage in the next 7 years

Think paying off your mortgage before you retire is a pipe-dream? It’s more achievable than you think thanks to Nicole Pedersen-McKinnon’s proven strategies.

How much it pays to put off retirement for another 5 years

As Australians reinvent what it means to get older, there's no rush to stop working. Bron Maxabella does the sums to explain just how much more you can have in your pocket if you keep working for 5 years longer (on your terms, of course).

21 investment quotes to inspire you to save and grow your wealth

Investing should be like watching paint dry or watching grass grow, says AMP’s chief economist Dr Shane Oliver. He’s collected 21 of his best quotes to inspire people to stick with the long game of investing for future income.

How to spot an SMS scam before they steal from you

At Tangerine, customer safety and security are top priorities. Citro’s telco partner explains the smart ways to spot whether an SMS is a scam or legitimate, and encourages everyone to report and forward suspicious texts to 7226 (SCAM) to help block them.

11 impressive things you might not know your Seniors Card can do

If your government-issued Seniors Card is growing dust in your wallet, it’s time to dig it out. This far-reaching program can save you money and enrich your life in some very unexpected ways.

How to save money when you make big purchases

If you're dawdling about a dryer, tentative about a TV, or cautious about a car, you need to read these tips to make spending big feel more manageable.

Build a better balance: how to freelance after 50

While the notion of launching a freelancing career often seems tailored for younger professionals, there’s a growing wave of over 50s rewriting this narrative. If you find yourself at the crossroads of reinvention, yearning to build a fulfilling encore career – this article is your compass. In this article, we’ll uncover the steps towards building the freelance career of your dreams – with some handy tips from people who’ve been there, done that.

The 5 pillars of an epic (& financially secure) retirement

Macquarie Dictionary says we retire troops from battle, retire to bed and retire from the workforce. Here's how to financially secure one that's epic and just right for you.

Are you shoring up your wallet for insurance price hikes?

Are you feeling the pinch of skyrocketing insurance premiums?

Stay out of scams' way: how to avoid being milked

In the wild west, snake oil salesmen would skilfully present a product, espousing wonderful results at an exclusive price just for you.

Protect your loved ones with advanced planning

Imagine securing not just your legacy but also your peace of mind. It begins with a single, crucial step - advance planning of your legal and medical affairs.

7 ways to make debt disappear

As retirement rears its head, the anticipation of more leisure time need not be overshadowed by lingering debts. If financial concerns are dampening your retirement dreams, here are 7 actionable debt tips to consider.

5 foundations for financial security (regardless of age)

Like happiness, financial security can sometimes seem elusive: a faraway dream of 'one day’ when income, investments and planning magically align. But there is reassurance in knowing your future is well taken care of. Author and financial advisor Helen Baker explains her 5 foundations of financial security, especially for people who think the dream of financial security is too far away.

9 surprising ways to make extra cash (and have fun doing it)

Remote work, side hustles, micro-businesses: if you’re looking to make some extra cash, there’s really never a better time to do it than during a cost of living crisis. Whether you’re still in the workforce and want to make some money, or you’ve retired but want to boost your income, Carolyn Tate explores the myriad opportunities to choose from.

6 checks to make on your next super statement

Most superannuation funds mail out their statements to members during September and October. If you’re still accumulating super, there are 6 checks worth doing to ensure everything is on track for the retirement you want.

6 ways to generate passive income

The allure of passive income lies in its promise of financial freedom and flexibility. This holy grail of financial freedom offers the promise of earning money with minimal effort. Of course at Citro, we know that what's too good to be true usually is. But Carolyn Tate came up with these ideas to get you thinking (and earning).

Don't sell your home until you understand the downsizer bonus

If you sell a family home that you've lived in for more than 10 years, you can use part of the proceeds to top up a less-than-healthy super balance (without paying any tax in the process). Nigel Bowen explains how this lucrative bonus worth $300,000 per person or $600,000 for a couple works.

Don't die intestate - the perils of passing without a Will

Why make a Will when it might be challenged anyway? Margaret McKay explains the complicated ins and outs of dying without proper legal documents in place like a Will - and why it's worth doing.

Gifts and loans: how to safeguard your relationships

Balancing generosity with sound financial and legal advice matters. It can be hard to see someone you care about struggling financially but gifting or lending money can affect age pension entitlements and your tax position. Whether you have a lot to give or a little, Margaret McKay explains your rights and responsibilities.

Estate matters: an essential guide to probate

Probate is the name of the legal process through which a person who has passed away's estate is administered according to their legal wishes, usually through their Will. The probate process settles the affairs of the departed and safeguards the rights of beneficiaries and creditors. While probate laws vary from one Australian state or territory to another, there are fundamental steps that are common to most cases, writes Margaret McKay.

How to make a free Will online

Online Wills work for some people but aren’t ideal for everyone. Here’s what you need to know about making a digital Will to make sure you don’t leave a headache behind for your loved ones.

6 awesome cards and concessions older Australians should apply for

From Medicare through to Seniors cards, here are 6 great cards that make living in Australia cheaper and better for older Australians. Sure, some of these cards have eligibility requirements, but take a look at what’s on offer (including Citro’s new card, available to all our members).

Understanding superannuation and how retirement income works

Have you ever wanted to understand more about retirement income sources and how money works once you officially stop accumulating superannuation? Nicole Pedersen-McKinnon explains the basics of how superannuation income streams work (and how they fit in with the age pension and tax).

Unlock your entitlements: 12 amazing benefits for older Australians

Australia has a raft of benefits lurking within its retirement income and health system, often with confusing eligibility and application processes. Carolyn Tate summarises 12 great support services, concessions and rebates available to many older Australians.

Fabulously frugal ways to make a budget (without busting your lifestyle)

We all know there is a cost of living crisis out there, but Carolyn Tate has come up with ways to beat rising costs (without turning into a Scrooge). Here is the simple way to budget so you can continue to live well.

Is now the time to go into business for yourself?

Running your own freelance or microbusiness can be a great pathway to retirement, where you earn a few dollars and get to do work on your own terms. Flying Solo’s Suze English explains Hemi Hossain’s advice for starting your own microbusiness.

How much is too much to pay for your home broadband internet?

With home broadband price hikes on the radar this month, how much should you pay to keep your home broadband plan going?

8 ways to reduce your internet costs

Can we maximise our connectivity but minimise our internet bills? With broadband costs rising, Carolyn Tate has uncovered 8 savvy ways to reduce your ongoing home internet costs.

9 hacks to lower your mobile phone costs

Are your mobile phone costs creeping too high? Margaret McKay has just investigated how to get hers lower and she shares her hacks with Citro.

Fraudproof online shopping: 4 ways to secure yourself against scams

Interested in all the Black Friday deals available online? So much to buy! So much to save! With the endless choices of purchasing online comes the risk of being fooled, but here's how to stay safe from scams and fraud when online shopping.

9 no-nonsense tips to invest for future wealth and income

If you have superannuation, you're already a passive investor in shares, bonds or other asset classes. If you want to become an active investor to grow your assets to become a future income stream, then listen up to AMP's head of investment strategy and chief economist Shane Oliver's advice.

3 enriching phases of superannuation: what you should know

In 1992, the Australian Government introduced the compulsory Superannuation Guarantee (SG) to pay a percentage of all workers' wages into a super fund that would be invested and 'preserved' for them until retirement. Margaret McKay explains the 3 phases of superannuation that you need to understand to take advantage of it.

Smarter telco and internet

Managing a household budget when cost of living pressures rise means it's ALWAYS time to check out Citro partners. Our new telco partner Tangerine is an Aussie-owned company, who are making home telco setups simple and good value with no lock-in contracts.

7 easy ways to cut mobile phone costs

Amid the ongoing challenge of the escalating cost of living, finding ways to reduce your monthly expenses and save money remains a top priority. Citro partner Tangerine explains how.

8 actions to save big on energy bills

Energy and utility bills have soared so Citro asked Carolyn Tate to uncover 8 simple actions and lifestyle tweaks that can deliver Citro members big savings on energy use so they can pay less to keep the lights on.

8 ways to save your mobile data

Mobile data is as much a part of our lives as our smartphones and devices. It has enabled us to connect, create and communicate like never before. Citro partner Tangerine explains the 8 best ways to minimise your data use (and costs).

17 things you can do right now to save big on your energy bill

Do you want to save big on your power bill? Then add these 16 tips and tricks to your repertoire. These easy adjustments are small enough that you can start today and will mean passive savings for you, plus being able to do your bit for the environment.

5 ways to spot an impersonation scam

These days a call from your utility provider, a text about a parcel or an email from your bank can all be potential traps laid by scammers. Citro’s partner Tangerine explains how to avoid impersonation scams - and what to do if you think you’ve been stung.

Gas vs electricity: a surprising switch that could save up to $450 a year

Could this be one way to beat rising energy prices? Monash University has estimated switching from gas to electricity could save each Australian household around $450 a year while also accelerating the decarbonisation of Australia's economy. Carolyn Tate dives in to explain - the catch is that it might take some households 10 years to plan the switch.

Direct cremations: the no-fuss funeral option to think about

Depart from the conventional rituals of a sombre funeral and think about the simplicity and efficiency of Australia’s fastest-growing funeral option - a direct cremation. Citro partner Gathered Here explains.

7 top legal tips to make your Will watertight

Your Will outlines your last wishes and how to distribute your estate and assets to the people you love or the causes you care about. Citro partner Gathered Here’s lawyer Rica Ehlers explains all the top tips to make sure your Will does the right thing by your loved ones.

Navigating life’s trickier moments with Gathered Here

Citro’s new partner Gathered Here makes all things end-of-life less gloomy by offering simple digital tools and services that make advanced planning, funerals, Wills and probate easy for you and your family.

11 ways to make retirement income last as long as you do

The nagging worry of running out of money in retirement can keep you up at night. With a little planning and foresight, these 11 actionable strategies can ensure your money lasts as long as you do.

Should you pay for your funeral so your family don't have to?

Should you cover your own funeral costs so your family doesn't have to? Margaret McKay explains how to pre-pare or pre-pay for the funeral you truly want.

Don’t be a dinosaur: how to use digital payments securely

Australia is rapidly becoming a cashless society with less than 13% of payments made with cash in 2022. Rosalyn Page explains how the new breed of digital payment technologies work so you can choose what’s right for you (and protect yourself from scams).

Age Pension 101: terms worth knowing to cash in during retirement

Understand the Age Pension - and its quirky terms and language. Alex Brooks explains.

Peak pension: a sweet retirement income strategy

There is a counter-intuitive truth to Australia’s retirement income system - people with lower superannuation balances can get higher retirement incomes than those with more money. Huh? It’s true. Alex Brooks explains what Peak Pension is and how it works.

Talkback: the 52-week money challenge

A challenge is better than a new years resolution - it’s a way to experiment with new habits. Try these money-saving challenges and let us know how you go.

Oliver’s insights into investments, super and housing in 2024

AMP’s chief economist Shane Oliver dishes out his best insights on how investments, property and superannuation are likely to perform in the year ahead.

4 things to know about risk and retirement income

Risk. Reward. Repeat. That's the secret sauce of how some people create wealth over time, versus those who don't. Alex Brooks helps explain why knowing your risk tolerance is vital, especially if you want to retire one day.

Cracking the annuities code: get retirement income certainty

Annuities are a financial product that have fallen out of favour. An annuity offers a different kind of certainty for people looking for retirement income without riding the wild rollercoaster of share markets or other investments.

How to switch mobile phone providers without the pain

If you’ve been thinking about switching your mobile phone provider, but given up because it’s fiddly or too hard, this guide is for you. It may sound technical or overwhelming, but changing mobile providers - and keeping your existing number - is simpler than you think.

Oliver’s insights into recession risks, rates and Swiftonomics

AMP’s chief economist Shane Oliver dishes out his best insights on how investment markets and the economy are likely to perform - including his thoughts on Taylor Swift’s potential boost to the Aussie economy.

Calculating retirement - a Citro guide

Financial educator Nicole Pedersen-McKinnon explains what you need to know about 5 popular online retirement calculators - and how to punch the numbers into them wisely.

5 ways to stop leaking money (and a downloadable tracker to help you)

It’s rare to find anyone with a watertight budget, but if your day-to-day spending is leaking like a faulty tap it’s time for a wrench.

5 ways to avoid the private health insurance price hikes

Here are 5 fast fixes for the coming 3.03% health insurance prices hikes. Finance educator Nicole Pedersen-McKinnon explains the easy ways the 14.7 million Australians who have private health insurance cover can ease the wallet shock of the price rises, effective from April 1 this year.

The art of cashing in at retirement

There were lots of Australians in the past who relied solely on the Age Pension. There will be lots of Australians in the future who rely exclusively on their super funds. Between those two groups of people, there will be those who need to think hard about how they balance different types of retirement income to support the lifestyle they've become accustomed to. This article is for them.

How to decide if you need flood insurance

Insuring your home against a flood is a cost that can skyrocket, depending on where you live. Here's what to know about getting the right comprehensive insurance for your needs.

The frustration-free way to bank securely online

The days of bank tellers spending time with customers to withdraw, deposit or pay bills at a local branch are rapidly drawing to an end. Here’s how to embrace online banking on the web and in your bank's app while still getting all the support and help you need to avoid painful time-wasting while also remaining secure.

TTR: the secret superannuation strategy that will maximise your retirement income

Want to work less hours while fattening up your superannuation? Australia's clever superannuation system offers a Transition to Retirement pension - also called TTR - as a way to facilitate semi-retirement and tax saving before you make the leap to complete retirement.

Understand the ‘4% rule’ and why you must drawdown your super

Superannuation nest eggs can be complex and subject to weird rules and regulations, including drawdown rules. Nigel Bowen busts the myths on retirement planning and explains Australia’s drawdown rules.

7 lasting financial impacts from the COVID pandemic

It’s 4 years since the COVID lockdowns started. Just as a sound can reverberate around a room, the effects of the pandemic continue to reverberate in economies. Putting aside the long-term health impacts this article by Dr Shane Oliver looks at 7 key lasting economic impacts.

How to decide if you need bushfire insurance

Our wide, brown land does come with its challenges, especially insurance affordability. Here’s what you need to know if you live in a bushfire-prone area and want to stay insured.

12 old-school skills that can make you extra cash

Cash in on your old school DIY skills by setting up an online side hustle. If you can sew a button, assemble IKEA furniture or cook with panache, then you might just have some cash to earn.

Personal and general financial advice: what’s the difference?

Understanding the distinction between 'personal financial advice' and 'general financial advice' is worth understanding, especially if you want guidance to set up a financially secure retirement.

The pitfalls and benefits of renting in retirement

More Australians - both young and old - will need to rent a home thanks to Australia's sky-high property prices. For some people, owning a home in one city while renting in a cheaper location to pocket the price difference can make sense. Others will need to weigh up the pitfalls and benefits of each option, particularly if they want to avoid the financial stress of renting, which impacted a quarter of retired renters in 2020.

Where is the Australian housing market headed?

We all know Australian house prices are sky-high, but Dr Shane Oliver untangles the complexity to explore the long term investment returns

9 creative ways to save on your grocery bills

There really are some clever ways to keep saving on regular purchases like groceries. Try these ideas on for size and see if they suit you.

How to find the right professional financial advisor for you

Time to sort your finances and get professional advice? Here’s how to find the right licensed advisor for you and make sure your finances support your unique wealth, lifestyle and health goals.

5 things you need to know to get cut-price dental

Slash your dental expenses with these smart and savvy tips to keep your pearly whites in great shape. With 3 in 10 Australians estimated to have moderate to severe gum disease (which causes tooth loss - eep!) it's important to get your teeth into these 5 tips.

7 household items people will pay to hire from you

Are you a sitting on a gold mine in your garage? Perhaps you have a spare room you can rent out? Citro’s ingenious writer Carolyn Tate has come up with 7 things you can hire out to make extra money.

The economics of happiness

Happy people live longer, are healthier and more sociable. But young people are unhappier than ever. AMP Chief Economist Dr Shane Oliver dives in to explain more.

6 ways to pimp your superannuation before the end of the financial year

If you’re not yet retired, you could get a head start on your superannuation admin now to boost your retirement income later on (and save you from last-minute stress). Here’s how to maximise your super benefits before you do your tax return.

Helping your kids buy their first home? Read this first

There’s now a good chance your children won’t be able to buy their first home without your financial assistance - here's what you need to know to make sure the help doesn't make family relationships more fraught.

Your $109,385 super opportunity thanks to the 2024 Budget

Think Government Budgets are boring? Well listen up, because if you're still working you have a major opportunity to boost your superannuation and live better when you officially retire if you put your tax cuts and energy rebate to good use.

Reviewed: a new free tool to help you take control of your super

Learn how to take control of your superannuation and check if it’s performing with a secure free online tool from the Australian Government that you can personalise to your age to check you’ll be on track for the retirement you want. It’s best for people with a MySuper fund.

Why paying for financial advice can leave you with more in your pocket

Want to get richer? With a little bit of help from a professional, we can all make more from our existing income and retirement plans - around 5% more each year, according to one report.

Subscribing to a car? Yes, it’s a thing and it could save you $$$

Forget traditional ownership, a car subscription is ideal for drivers who value convenience and flexibility. Plus car maintenance becomes someone else’s problem.

How to unlock the benefits of home ownership if you're still renting

More than a quarter of Australians over 50 don’t yet own - or even pay off - their own home. - if you’re one of them then this article is for you.

Worried about the $1.9m transfer balance cap on super? Try this online tool

If you’re planning your retirement and worried about hitting the $1.9m transfer balance cap, Nicole Pedersen-McKinnon has found a superannuation calculator you might want to play around with to estimate your future retirement income.

Get in the black after a grey divorce

Going through a divorce is financially traumatic at any age but can be especially hard if you planned your retirement income based on the cheaper living costs of being a couple rather than a single.

Ditching maths for a bigger equation: superannuation

From being expelled from maths class to (half) understanding superannuation ... it's been a long journey for this writer, who doesn't want to 'retire' but draws down 10% of his super so he can continue working.

These expert insights will make buying your next used car a breeze

Expert guidance can make all the difference when you’re buying a used car - whether you’re a first-time buyer or a seasoned pro.

4 steps to get on top of your household bills permanently

Bills, bills, bills - they can seem never ending, but with these practical steps you can gain control of your finances to become a budget wrangler extraordinaire.

How to make extra cash from your car (no Uber driving necessary!)

Forget being an Uber driver, there’s another fantastic way to make extra cash from the four-wheels sitting idle in your driveaway. The best part? No driving required.

Beyond your bank balance: 5 numbers you should know by 50

Most of us can be irrational about our personal finances as retirement fears take over - will you have enough? Fear not: by getting a grip on these 5 numbers you can sort your future in one fell swoop.

The pros and cons of a reverse mortgage: we run the scenarios

Many retirees who’ve paid off their home find themselves asset rich, but cash poor. Is tapping into our home equity through a reverse mortgage a good solution?

Nicole’s super boosters: 7 ways to swell your super fund in a single financial year

With the clock ticking until you happily clock off for good, you don’t want to let any of this bonus retirement wealth go to waste.

Modest vs comfortable living in retirement

Writer Mark Dapin never gave much thought to money, but now he details what life would look like on Australia’s recommended retirement budgets.

The pros and cons of the government’s home equity access scheme

The Home Equity Access Scheme could be a way for you to cost-effectively access the equity in your home. Nicole Pedersen-McKinnon runs the numbers.

Cash poor with a paid off home? How reverse mortgages and the home equity access scheme compare

If you’ve got money locked away in the equity in your home borrowing against it can make a huge difference to your lifestyle. Nicole Pedersen-McKinnon compares two of your options.

Health

Elevate your wellbeing with evidence-led health news

How to stay safe from bites and stings this summer‍

There’s nothing worse than waking up covered in bug bites, but fortunately there’s a lot you can do to send pesky insects packing.

Wake up, Australia! We have a blood sugar problem

Rates of diabetes in Australia have risen by 32% over the last 10 years, but fortunately some key lifestyle changes can lower your risk.

Why grandparents are critical in teaching kids healthy habits

Grandparents now care for around 1 in 5 Aussie kids while their parents work, so it’s more important than ever for them to help establish lifelong healthy habits.‍

How to get over your aversion to exercise and make it a habit

Have you been trying to make friends with exercise for years but somehow you’d still prefer to tackle the ironing pile than break a sweat? No, you’re not alone and yes, you can learn to love it.

Christmas drinks anyone? Why alcohol before bedtime leaves you awake at 3am

A drink or two before bed is a great way to wind down before sleep... isn't it?

4 tips to help your loved one with dementia enjoy the festive season

A safe, welcoming home environment is key to maximising the enjoyment of everyone at Christmas – especially people living with dementia.

Banishing beer bellies and man boobs

Nutritionist Faye James explains the science-based health and wellbeing advice to help men aged over 50 reclaim their abs (and health and vitality).

How to stay fit for a fraction of the price

Get finance educator Nicole Pedersen-McKinnon 's roadmap to affordable fitness – she's devised 4 smart ways to claim exercise costs so you can save big $$$ while staying healthy.

Good ways to rejuvenate your gut health (yep, including a poo transplant)

Growing evidence points to the role gut health plays in maintaining good overall health… and poo transplants may ironically be key to keeping things nice.

5 magnesium-rich foods to eat to support heart health

Anyone who loves their coffee - no, really, really loves their coffee - knows how painful the idea of giving it up can be. But do you actually have to?

How to prevent age-related hearing loss

Becoming deaf as you age is not inevitable. And yes, you can intervene to prevent age-related hearing loss, explains health writer Paula Goodyer.

What to say to a teenager when they tell you they hate their body

The Butterfly Foundation says 1 in 4 teens have significant body image worries. Whether you’re dealing with a child, grandchild or friend, here’s what the foundation’s Manager of Education Services, Helen Bird, says you can do when a teenager hates their body.

Private health insurance literally saved my life after breast cancer

Thinking about dropping private health to save on costs? Read the stats (and personal story) you should know first.

The quick heart health check that could extend your life

Coronary heart disease is the single biggest cause of death in Australia, but it’s easy to lower your risk of dying from a heart attack or stroke. Around one in 9 adults aged 75 and older live with coronary heart disease, so Citro partner nib explains the quick heart health check that everyone should do to modify their risk of becoming a statistic.

How to get better medical care with digital health

From streaming to food delivery, we like having services at our fingertips.

Why Nordic walking is a workout worth weighing up

Say hello to Nordic walking – the invigorating workout that's captured our hearts (and legs!).

Science can now reprogram cells to be younger

Harvard Medical School researchers have found a way to reprogram cells to a younger state.

Holistic home remedy: sore throat syrup recipe

Make this soothing syrup created by naturopath and herbalist Sarah Coleman of The Kitchen Apothecary.

10 signs your ageing parents may need more help than you think

10 signs you need to look for to avoid the guilt of starting a conversation too late..

Nature’s golden anti-inflammatory: turmeric and curcumin

Naturopath and herbalist Sarah Coleman from Kitchen Apothecary explains turmeric health benefits..

Rethink the just one drink mindset

Daily alcohol consumption - even a glass a day - increases blood pressure, according to a new analysis published in the journal Hypertension.

Black bean and sweet potato burrito recipe

Combine fibre-rich sweet potatoes with protein-packed black beans to make a satisfying burrito that is not only meat-free but works for a lunch or dinner. This recipe has been developed by nutritionist Faye James and can be made in less than 20 minutes.

Plant-based laksa and laksa paste recipe

Great for a lunch or dinner, this plant-based laksa is whipped up with a homemade paste that can be made in advance and stored in the fridge for up to 3 months. Recipe developed by nutritionist Faye James.

5 ways lasers and dermatologists can reverse skin ageing

Understand the skin ageing exposome and the new lasers and energy-based devices dermatologists use to rectify the damage that shows up on our faces once we hit our 50s and 60s.

Make your sleep habits as clean as your sheets

Naturopath Sarah Coleman tells Citro the key 'practices' we all need to keep our sleep hygiene habits strong.

How ultra-processed foods mess with our health

We once blamed saturated fat, salt, and sugar for dietary woes, but ultra-processed foods have emerged on the nutritional stage and they have a complex impact on our health.

Build a cancer-resistant body: the exercise connection you need to know

Harness the natural healing power of exercise as Paula Goodyer explains its role in preventing cancer. She writes that science is showing new ways that physical activity interacts with our body's systems to create an environment that's hostile to cancer cells.

Why real men need to eat vegetables

Prostate cancer is a daunting reality for many Australian men, but emerging research brings hope in the form of a simple solution: a diet rich in vegetables.

Presbyopia: an annoying but natural vision change

Once we hit the age of 40, presbyopia - or inability to focus - tends to strike. The good news is that this common vision problem affecting around one-quarter of all people with ageing eyes tends to stop worsening as you get older. Here are 13 things you need to know about caring for your eyesight to avoid the vision problems that strike as we age.

Natural therapies to get you a good night's sleep

Serenity in slumber is a gift that becomes increasingly valuable with age. Naturopath Sarah Coleman uncovers a treasury of natural sleep enhancers, offering a drug-free pathway to tranquil nights.

Pickleball and a passion for the Olympics

Pickleball is played on a court one-quarter of the size of a traditional tennis court. It's said to be the fastest growing sport in America and it's now on Australian shores, where this Australian basketballer has taken to it with relish.

Mediterranean diet 101: healthy eating for healthy ageing

Sarah Coleman dives in to explain the holistic and science-backed health benefits of the Mediterranean diet, a flexible eating style that has proven health benefits for all ages, but especially for people over 50.

5 proven ways to boost your happiness

The "Happiness Wave" study from the University of Queensland sheds light on the contentment and happiness of older Australians, debunking the notion of middle-age blues. Carolyn Tate explains.

1 in 3 will get shingles - there's a new free vaccine for over 65s

Vaccination can be a controversial topic, but so too is shingles, a debilitating virus that lurks in our systems after chicken pox. Around 1 in 3 Australians will experience shingles in their lifetime and for 20% of those people, something called post-herpetic neuralgia (PHN) leaves them with nerve pain that doesn't go away. Should you get the new vaccine?

Protect and respect: how to fight against elder abuse

Abuse is harmful at any age, but for older Australians, it can be financially and psychologically devastating. This article delves into a deeply uncomfortable and unsettling topic that remains in the shadows, with many victims silently suffering. Margarent McKay explains what must be done if you suspect it's happening to someone you care for, or even yourself.

How to retire without jeopardising your health

The first year of retiring from full-time work can be associated with lower life satisfaction and depression as well as physical health problems. Carolyn Tate explores what can go wrong and how to avoid it.

Hello muscles: 10 benefits of strength training

Health writer Paula Goodyer weighs just 52kg and can deadlift 90kg, more than she could 30 years ago. The author of Fit and Firm For Ever had a light bulb moment 6 years ago to invest in staying strong. And science backs her up, as she writes in this article for Citro.

5 reasons to check your iron levels next time you visit the doctor

Keeping an eye on your iron levels can be your key to preserving emotional wellbeing, energising your life, maintaining cognitive function, safeguarding your cardiovascular health, and fortifying your bones. Here are 5 reasons to keep tabs on your iron levels.

8 habits that slow ageing by up to 6 years

While there's no miraculous anti-ageing elixir just yet, American scientists have announced 8 health measures they say will slow the body's ageing process by as much as 6 years. The findings are based on a study of 6,500 adults and have just been presented at the American Heart Association (AHA) Scientific Sessions conference in Philadelphia.

Decoding female hair loss and thinning

It's not only men who lose their hair or go thin on top - it happens to some women, especially as we get older. Julie Lardner explains the tips, tricks and treatments available to help.

Dementia and cognitive decline 101

‍Dementia and cognitive decline are not normal parts of ageing, but a disease that demands management and caring. It’s tough for the person diagnosed, but can be tougher on those caring for them. Alex Brooks explains.

3 ways to reduce your risk of dementia

Dementia is an intimidating degenerative brain condition. Citro partner nib and Dr Preeya Alexander explain the practical steps we can all take to reduce the risks of dementia.

When you're the oldest person at the gym, here's what you need to know

Here’s how to build confidence and get on track to become your healthiest self. Whether you’re a seasoned fitness enthusiast or stepping into the gym for the first time, these tips will help get you in the door and make your gym sessions as enjoyable as possible.

Live better with vitality delivered to your door

Australians are in love with supplements and vitamins - especially quality products made in Australia without any nasties. Citro’s new partner Vitable tailors daily vitamin packs to individual needs and delivers it to your door, making vitality cost-efficient, simple and easy.

Activate your inner ally: get your gut microbiome to blossom

Your gut is said to be the second brain, especially now that science has uncovered the links between our gut microbiota and brain, immune and even skin health. Read on to find out more.

6 things to know about supplementing your nutrition as you get older

Our need for good nutrition amplifies with age, yet the intricate nuances of individual lifestyle and diet often necessitates a closer look. Enter the realm of supplementation — a gateway to unlocking the potential of personalised nutrition.

Immune health and how the B-team of vitamins support ageing

Our immune system is a complex piece of biological machinery that keeps illness at bay. As we age, our immune function may work less effectively. If we also have a poorer appetite, it can be harder to get all the nutrients we need for good health. This article explains how the B group of vitamins support immune function.

Catching zzz’s with zeal: supplements that support sleep

If you have occasional sleep disturbances, supplements like magnesium or the ayurvedic plant ashwagandha may help your sleep routine. While it's important to consult with your doctor before taking supplements that could interact with other medication, this is the lowdown on supplements known for their potential to promote restful sleep.

Vitamins and supplements for winter immunity

During winter, viruses like the flu and the common cold spread more quickly. Cold temperatures also encourage more people to stay indoors — putting them in close contact with potentially sick individuals.

5 health myths about age busted

Becoming older does NOT inevitably lead to cognitive decline, sickness or frailty. Carolyn Tate investigates the health myths about ageing so you can live your best life (and know when you need to get help from your doctor or healthcare professional).

Can a diabetes drug called metformin improve the way we age?

From weight loss to heart protection, is there anything the new wave of diabetes medications can’t do? Scientists are studying how one drug called Metformin might even halt cognitive decline and prevent cancer, writes Sabrina Rogers-Anderson.

8 surprising benefits of your Medicare card

Beyond visits to the GP, Medicare covers a host of lesser-known services ranging from mental health treatment to overseas medical care. Sabrina Rogers-Anderson reveals how to make the most of your little green Medicare card.

Empowering savvier health choices with Citro and nib

Australians are living longer and most of us want our increased lifespan to include full mobility, sparkling cognitive function and enjoyable days with family or friends. Citro’s new partnership with nib will help our members achieve that.

Resolving body aches and pains: how to choose between a physio, osteo or chiro

A bad back plagues many Australians at some stage of their lives. Pain is the most common symptom and it can be hard to manage without the help of an allied health professional - but which professional should you choose? Citro partner nib explains the difference between a physiotherapist, osteopath or chiropractor.

Worrying about everything? Try these 4 ideas

Stress and worry is a natural response to uncertainty - plenty of people worry about the future every now and then. But when do natural worries become overwhelming? The Happiness Institute’s Dr Tim Sharp and nib explain what to do so you can prevent your worries turning into a health problem.

The surprising benefits of private health insurance for Australians

Private health insurance is a cost that can offer real benefits when you understand what you’re paying for. Citro partner nib explains 12 common benefits of having private health insurance.

How to nourish your brain to avoid the D-word

Science suggests around 40% of dementia cases could be preventable, with healthier lifestyle habits one reason why rates of dementia are falling in some countries. Paula Goodyer explains what we can all do to maintain our brain.

A CITRO GUIDE: 10 lifestyle swaps for longevity

Statistically, we are destined to live longer lifespans than our grandparents. Health writer Paula Goodyer has summarised the latest longevity science into 10 simple ways to put the quality back into the quantity of extra years we will get

A Living Will (and why your advanced care directive matters)

Most of us understand that our last Will and testament distributes our financial assets, but what about a Living Will? Your Living Will should be a clear, well-written health care directive that you can share with your loved ones, doctors and even place on your MyHealth record to ensure you're in full control of your health.

How food is engineered to keep us eating

Can’t seem to put down the chip packet or ice cream tub until it’s empty? Spoiler alert: it’s not your fault. Around the world, scientists are busy designing foods that are as addictive as opioids. Sabrina Rogers-Anderson investigates.

Almond, soy, rice or oat milk - are they better than dairy?

Choosing from the vast array of milks at the supermarket has become more complex than decoding the human genome. From regular cow’s milk to A2 and soy to oat, Sabrina Rogers-Anderson investigates the pros and cons of each type of milk.

How staying hydrated can save your life

Feeling thirsty is the body’s natural defence against dehydration, but as we age, our thirst signals can diminish and put us at risk of severe dehydration - especially on hot days or after exercise.

Self-care when you care for others

If you’re the type of selfless carer who puts everyone else’s needs ahead of your own, consider the old saying: 'you can’t pour from an empty cup'. Here's how to avoid the very real problem of burning out while caring for someone you love.

Arthritis, inflammation and how to avoid pain

One in 5 Australians over the age of 45 has osteoarthritis. The latest science reveals inflammation causes the pain, not wear and tear on the joints. Paula Goodyer explains the best way to tackle it.

Treating belly fat before it makes you chronically ill

‍Did you know the apple body shape that’s common in post-menopausal women can cause a number of serious health conditions? Here’s how the new wave of metabolic health drugs can not only help you lose belly fat, but prevent these conditions robbing your good health.

How to keep teeth for life (and what to do if you can’t)

Did you know that keeping your natural teeth is not only the key to looking younger, but is important for eating, drinking, breathing and speaking. Health writer Paula Goodyer explains how we can keep our teeth for life.

Giving men's health the finger

An enlarged prostate gland is the most common prostate disease in Australia. While debate rages about early detection of prostate cancer - which affects 1 in 6 men over the age of 70 - writer Mark Dapin explains how men can take the finger with good grace.

Secure your sensitive health data when using telehealth

In an increasingly online world, health providers must leverage digital technologies to deliver more accessible forms of healthcare — here’s how to keep your sensitive health data safe while using it.

A lifetime of health and preventative care from Citro's new partner

Citro is partnering with innovative digital clinics Juniper and Pilot to deliver proactive and preventive healthcare that allows all Australians to age with support and medically backed treatments (while saving the public healthcare purse).

Men's sexual health: removing shame and stigma

A new report has found more than 70% of Australian men feel stigma and reluctance to treat intimate health issues.

8 health conditions that can be mistaken for depression but aren't

Feel exhausted and low? Health conditions that mimic depression are a real thing and you may need to help your GP or doctor understand the full picture when making an accurate diagnosis.

How to reduce inflammation and slow ageing

As we get older, inflammation in our bodies increases and can lead to chronic illness. But there are 7 simple ways we can stop “inflammageing” in its tracks.

Control your blood pressure with the DASH diet

The DASH diet isn’t another fad - it’s an evidence-based eating plan that can help prevent and control high blood pressure. With these simple swaps and sample menus, you’ll be on your way to better health within weeks.

Losing weight on new drugs like GLP-1s – why medication alone isn’t enough

Management of chronic conditions like obesity is complex and requires a multifaceted approach, including a need to mitigate the loss of vital fat-free mass.

Need a doctor? Citro’s new partner Instant Consult can help with that

Citro is proud to partner with innovative online healthcare provider Instant Consult. You can quickly see a qualified GP day or night without ever leaving home.

Full-fat dairy products may be healthier than we thought

Cheese lovers, rejoice! The latest evidence suggests that whole dairy isn’t the health risk it’s long been made out to be and it may even improve some health markers.

7 surprising ways to get a better night's sleep

Sleep is one of those things we don’t really think about until we’re not getting enough. But once you’re exhausted, it can feel like that’s all you think about.

Is intermittent fasting really the fountain of youth? Here's what the science says

From weight loss to longevity, the list of intermittent fasting’s evidence-based benefits keeps growing. And the best part is you don’t have to go hungry!

Behind the buzz: medicinal cannabis

Is medicinal cannabis a friend or foe? Demand for medicinal cannabis is booming, but experts are divided on its safety and efficacy. What conditions has it been proven to treat, how can you get it and are there risks?

How to advocate for yourself at the doctors

Do you feel like your GP is brushing aside your symptoms and concerns? Find out how to advocate for yourself to get the health care you need and deserve.

Maintain brain health with the MIND diet

Keen to beat your grandkids at Scrabble well into old age? The MIND diet has been shown to boost brain health and protect against dementia.

A CITRO GUIDE: Vital health checks for Australians aged 50 to 60

Live your best life for longer by staying up to date with the health checks and vaccinations for Aussies aged 50 to 60 years old.

Fresh eyes: will Medicare cover your eyelid surgery?

While it’s natural for the skin around our eyes to age, it’s also natural to want to tighten things up if we can. Especially if Medicare is covering most of the cost…

6 practical ways to combat the social isolation of hearing loss

Don’t let hearing loss keep you at home – amp up your social life with these key strategies to keep the conversation flowing.

The smart tech you need if you live with hearing loss

Clever technology can make life with hearing loss not only easier, but also more enjoyable.

Is it too late to start botox when you're already over 50?

You swore you’d never get anti-wrinkle injections, but your crow’s feet keep taunting you in the mirror. Have you left it too late?

Wait times and costs for 6 common surgeries

‍This guide to costs and wait times to access Australia’s 6 most common surgeries for older Australians can help you work out whether it’s worth having treatment in the public system or paying a little more to go private.

What you need to know about anaesthetics, age and surgery risks

As we get older, the risks of surgery and anaesthesia become higher. That means we should all understand our need for surgery and anaesthetics as early as possible - and do our best to look after ourselves.

A CITRO GUIDE: Mastering menopause

A diet that is rich in anti-inflammatory foods such as fruit, vegetables, pulses, whole grains, olive oil, nuts, seeds, and fish can help counter stress in the body during the perimenopause and menopause.

The body contouring procedures men want most

If your body hang-ups are getting you down, there’s plenty you can do to feel good about yourself again.

Super-agers: What we can learn from octogenarians who defy cognitive decline

With approximately 7% of the older Australian population demonstrating cognitive abilities similar to people several decades younger, scientists are scrambling to unlock the secrets of these so-called “super-agers”. Here’s what they know.

Start a micro-habit to nudge your way to better health

A micro-habit is a tiny, almost effortless action that can lead to significant personal improvements in your health. Research shows it’s a great way to trigger a cascade of positive behaviour change.

9 signs you need a hearing test (at any age)

Remember: the sooner hearing loss is picked up, the sooner it can be treated.

5 warning signs of eye disease you shouldn’t ignore

Protect your precious vision by staying ahead of eye disease and have any early symptoms checked sooner rather than later.

6 simple habits you need to avoid getting sick

Combine a sensible lifestyle with a few daily habits to help reduce your chance of developing ill-health.

Hold that thought: try these simple strategies to improve your memory

Just like you need to exercise your body to keep fit, the more you exercise your brain, the better.

7 ways to catch up with friends that don’t involve a drink

For the ‘sober curious’, Dry July can be a great way to kick off an alcohol-free lifestyle. But how exactly do people manage to stay social?

5 ways to get online help with mental health

We all struggle with our mental health sometimes. Here are five digital solutions to help you manage your mental health.

It's time to say goodbye to frequent UTIs

Getting a UTI is no fun, but if you’re experiencing 3 or more a year, there may be something more going on.

Your secret weapon against frailty: muscle power

Muscle power begins to decline during our 30s, but it doesn’t have to. Now is the time to take back your power to prevent immobility and frailty.

Lifestyle

Inspired writing and healthy recipes to help you live better

10 forgotten Aussie movie classics

If your memory of 1980s Aussie movies is restricted to Crocodile Dundee and MadMax II, you’re missing out on a bunch of hidden gems from a vintage decade for Antipodean cinema. Paul Merrill has rummaged through the dusty archives for Citro to uncover some true blue Aussie classics, all available to rent or stream…

Christmas can be hazardous for pets – here’s what to look out for

At this busy time of year it can be too easy to overlook the needs of our smallest family members. Here's what to do to keep your pet safe and comfy during the festivities.

Barbecued spiced chicken patties recipe

The fresh spicy flavours these healthy patties will leave you gasping for more. Nutritionist Faye James has made this recipe gluten-free and they taste sensational with fresh lime and dipping sauce.

Meet one of Australia’s oldest personal trainers

You can’t underestimate older people,” says 78-year-old personal trainer John Cook. As he well knows!

2024 Citro ultimate gift guide: online gifts for everyone you love‍

This time of year it’s all rush, rush, rush – but don’t leave your gift shopping until the last minute. Not when we’ve rounded up all the best presents and you can shop from the comfort of home.

Tony Tan's Vietnamese shaking beef recipe

Add renowned chef Tony Tan's winning prawn dish to your entertaining menu and wait for everyone to ask you for the recipe. It's that good!

How to deal with holiday stress, Danish-style

How to balance the festive season so you feel fulfilled instead of frazzled? Try these cultural cues from the Danes.

Why we feel like Christmas comes around more quickly each year

It's beginning to feel a lot like Christmas... again. While technically the gap between each Christmas is exactly the same as it always was, for many explainable reasons your brain doesn't see it that way.

10 tips to make your new son- or daughter-in-law feel like family

A good relationship with your child’s partner is so important for overall family harmony. These tips will help new family members feel welcome and cherished.

Tony Tan's butter prawns (Nai yow ha) recipe

If you've never tried Malaysia's signature dish butter prawns, you simply have to. It's so unbelievably moreish you'll be making it again and again and again.

Raspberry white chocolate melting moments recipe

A nostalgic childhood classic, the melting moment is traditionally a custard-flavoured shortbread-style cookie that’s sandwiched with vanilla buttercream (or passionfruit buttercream if you’re feeling fancy). The world is your oysterin terms of flavours here; buttercream is easily flavoured with anything you love.

Christmas Giving: ReLove spreads joy and hope, all year round

ReLove gives second chances to both furniture and people, making every home a sanctuary – and every item a symbol of support.

Persian meringue cake recipe

This beautiful gluten-free celebration cake is part Persian love cake, part pavlova. Think of it as a mighty marriage of flavours.

10 gifts to buy for a teenage girl (who hates everything except selfies)

You either love buying gifts for teenage girls or you loathe it – there is no in-between. Personally, we completely love it and we’ve found plenty to make her smile this year.

9 fun home entertaining ideas that aren't a barbecue

What Aussie doesn’t love a good barbie? Sometimes home entertaining needs more spice, more sauce or a dash of creativity. Why not try these inspired ideas from Carolyn Tate next time you have a gathering of family or friends.

7 home chores that could save you money in the long run

Got a little extra time to spare today and want to save money? These house and garden chores could save you money in the long run by preventing unnecessary damage and decay.

Your essential first aid kit for camping and caravanning - don't be caught out

Exploring Australia's wilderness is an exciting adventure, but being prepared for common first aid events is crucial. Check your kit against our checklist before your next trip to prevent accidents from graduating to full blown disasters.

Matching great food to the right wine

Have you ever wondered how to match wine with food? Or why people go for white wine with fish and red wine with beef? Naked Wines and Mark Pollard explain.

Should your senior parents still be driving?

Are your older parents still safe on the road? Ask them these 6 questions to help them assess their driving suitability.

Bridge: why it's more than a game of cards

The game of bridge can be more addictive than poker machines, according to its devotees. And whether you call the game whist, contract bridge, auction bridge or just plain ol' vanilla bridge, there's an active world of clubs, conferences, competitions and friendship to be found, according to Margaret McKay.

Bring a plate! What to take to Christmas lunch that looks impressive (but won’t break the bank)

Putting on a good spread at Christmas doesn't have to cost a fortune as these expert tips from the team at the University of Queenland reveal.

13 expert tips for entertaining on a budget

Transforming your home into an entertainment haven doesn't have to be an expensive exercise. With a few strategic updates and sly creative touches, you can turn your living space into an entertainer's paradise, even on a budget. Carolyn Tate explains.

Healthy (and cheap) vegetable frittata recipe

Packed full of veggies and tangy feta cheese, this simple recipe created by nutritionist Faye James can help use up the vegetables that would otherwise go off in your crisper. It's easy to batch cook and have for lunches or even take on a picnic. , I simply love this recipe when I'm busy and on the road a lot. Batch cook and portion up for meal prep.

No more missed moments: 6 ways to digitally connect with the grandkids

Keep the connection and bond with your grandchildren with these savvy - and simple - ideas from Margaret McKay to forge digital intimacy (especially if you live far away).

9 people who found success after 50 and what we can learn from them

Our screens and Spotify playlists may be infested with fresh-faced 20-something wannabes, but fame and glory isn’t the sole reserve of the acne-plagued, Instagram-filtered and smoothed-skinned brigade. Paul Merrill uncovers some late-blossoming celebrity stories that prove, our best years really can be well after we turn 50…

Healthy fish and zips recipe

If you love heading out for takeaway, this recipe offers a healthy and tasty version of fish and chips, without the trans fats or heavy kilojoule load.

10 gifts to buy for a tween girl (who’s fussy about everything except the state of her room)

Have you ever dared to disappoint a tween girl? The looks they can give would turn you to stone! Finding the perfect gift for a young girl can be tricky, especially if they have particular tastes. If only she cared so deeply about how messy her bedroom is!

20 movies that celebrate ageing

Citro decided to track down some movies that jettison the tired, old cliché that anyone of a certain age should be portrayed as tired and old. Here are the top 12, written by Paul Merrill.

5 ways to save money on your car (that don’t involve catching the bus)

When it comes to running a car, costs can creep up on you. One minute, you’re happily driving around town without a care in the world, and the next you’re shelling out half the value of the car because your floor mats need realigning.* Carolyn Tate shares the 5 best ways to keep your money in your pocket when it comes to running your car.

Lemon grass fish pops with green mango salad recipe

If a cake pop and a fish cake got together and spawned, you’d have something resembling this dish. Divide by the lowest common denominator and you have your self a Fish Pop. You could also grill these skewer-free, and scatter slices of the lemon grass on top to serve.

Vegan chocolate cake recipe

Looking for a chocolate cake recipe that's so good you won't notice it's plant-based? Try Faye James keto-friendly chocolate cake recipe.

Talkback: share what your pet means to you

A study of nearly 8000 people aged over 50 has found that pet ownership may be associated with slower cognitive decline among older adults living alone.

10 gifts to buy for your best mate (who asks for nothing and knows everything)

Buying a Christmas gift for a mate is a lot of fun, especially if they’re not expecting anything. Here’s our round up of presents to treat your favourite with.

10 gifts to buy for your support crew (who help you out all year long)

Need to thank your postie, cleaner, physio, hairdresser, dog sitter, accountant… this year? Here’s our round-up of the best gifts under $50 so you can spread the festive cheer far and wide.

Shake Some Action: the bands I hated but now love

Rock music writer Stuart Coupe lifts the lid on Australia's music industry in the 1970s and 1980s..

10 gifts to buy for your wife (who really doesn’t want another candle)

She’s the twinkling star in your life, so treating her to something special at Christmas is top of your Santa list. These gifts will help keep you off her naughty list for one more year…

10 gifts to buy your parents (who say they already have everything they need)

‍Take the stress out of your Christmas with our sack full of goodies for the hard-to-buy-for. Like your much-loved parents…

A killer guide to hosting a murder mystery dinner party

Entertaining need not be all about the food, wine and great company - it can also become a suspenseful evening of whodunnit if you follow this Naked Wines guide to hosting your own murder mystery dinner party.

Finding your personal style after 50

Age is not a barrier to style; in fact, it's an opportunity to redefine it on our own terms. As we embrace the confidence that comes with stepping into 50 and beyond, our personal style becomes a vibrant tapestry of self-expression. While trends may come and go, your fashion journey after 50 can help you discover a signature look that speaks volumes about who you are.In this article, we’ll break down how to define your personal style formula, find the colours that suit you best, and curate a capsule wardrobe that reflects your unique identity.

15 essential books to read in your lifetime

Think about the countless lives we've lived within the pages of books; we’ve been residents of Austen's England, guests at lavish parties in Gatsby's mansion, and companions on the perilous journey to Mount Doom. Literature has the uncanny ability to immerse us in narratives that awaken our curiosity and expand our understanding of the world.

14 unconventional dates to try in your city

Tired of the same old dinner-and-a-movie date night? In this article, Citro explores unique activities to connect with your beloved partner, or even just some good friends. Whether you’re learning a new skill, or exploring a lesser-known spot, these ideas allow you to get closer together while having the time of your lives.

Grandparenting: When is stepping in, overstepping?

Grandparents have only the best intentions, but sometimes, make executive decisions that prove to be unknowingly controlling.

Secrets of skin serums for over 50s skin

The superheroes of skin nutrition. Just one droplet of highly concentrated active ingredients can help you get your glow on.

Smoothie talking: what's your best smoothie recipe?

Share your best smoothie recipe or tip

What were the best things about the 1980s?

So much about the 1980s was great, but so much rightly deserved to be cancelled and never seen again.

Will AI make it better or worse to get older?

Artificial Intelligence brings so many benefits - but could it also entrench ageism, as Monash University researchers warn?

Plant-based shepherd's pie recipe

This hearty and comforting shepherd's pie recipe was created by nutritionist Faye James to be loaded with veggies and savoury lentils.

Comforting no-cheese cheesey pasta recipe

Nutritional yeast - rather than vegan cheese - gives this plant-based macaroni cheese dish it's comforting cheesey flavour.

Speedy prawn pasta recipe

You can cook this pasta sauce in the time it takes to boil the water and cook the pasta, making it good for a quick dinner.

Gluten-free lime meringue pie recipe

Zest those limes, whip up clouds of meringue and tantalise your tastebuds with this gluten-free twist on the lemon meringue pie.

Sugar-free chocolate chip cookie recipe

Made with a yoghurt drink known as kefir, these chocolate chip cookies don't contain any refined sugar.

Dairy-free pavlova recipe

This twist on the classic pavlova is made completely dairy-free and utterly delicious.

Forgotten Australia: Birdman of Adelaide

Podcaster and Murder Squad author Michael Adams loves delving into the tales of Forgotten Australia.

10 ways to spark curiosity to reignite joy

Staying curious and open will uplift your mood - the bonus is that it’s good for your brain and cognitive health.

Encore diaries: from lawyer to inventor, meet Amanda Lintott

Citro takes a look at the career reinventions people make after the age of 50, when encore careers beckon and call to us.

3 ways to help you outsmart regret

Regret is a negative emotion about wishing things had been different. Here's how to put it into perspective and reframe the way you look backwards to go forward according to your own values and purpose.

So this is 60 ...

Writer Mark Dapin explains what it means to grow older, rediscover mornings and the joys of toy magnifying glasses and losing your glasses.

Back in the day: reminiscing about spam, bubblegum and bakelite phones

Writer Mark Dapin explores the weird and wonderful things we reminisce about as we get older.

Lost Australian history: oops, I married an axe murderer

This week, we revisit a ghostly case in the NSW town of Carcoar.

Spiced chickpea and vegetable fritters recipe

Up your healthy eating game with these mouthwatering fritters made with quinoa bread crumbs, chick peas and vegetables. These golden-brown delights include a zingy blend of spices. Recipe developed by nutritionist Faye James.

Double jeopardy mid-air miracle: meet Len Fuller the rookie pilot hero

This week in Lost Australian history, podcaster and author Michael Adams explains the bizarre brave air crash that happened in Australia - and then describes the luckiest convict ever .

Original Succession: 2 Murdochs and the murders that made them moguls

This week's Lost Australian History begins with a very powerful man who, despite age and ailment, builds a populist media empire based on scandals and true crime. But it's not Rupert Murdoch that Forgotten Australia podcaster Michael Adams is telling the story of - it's his father Sir Keith Murdoch.

Business and first class: waste or wonderful?

Citro columnist Mark Dapin explains his creeping love of first class travel, perving on caravan parking and the need for bigger bathrooms when he travels these days.

5 must-read Aussie short stories worth your time

Australia's literary heritage is rich with stories set in our iconic Australian bush. Margaret McKay has handpicked 5 classic short stories that delve into themes of mateship, heroism, and the extraordinary moments in everyday life.

Newsflash: attractiveness doesn’t have an age limit

Young is not the only way to be gorgeous. Ageism is rampant and the cult of youth thrives. But writer Carolyn Tate says our eyes need to find the beauty in all ages to celebrate and honour the richness of everyone.

Hearty Thai-style lentil and pumpkin curry recipe

Combining the creaminess of coconut milk, the sweetness of pumpkin, and the heat of red curry paste, this dish is a delightful surprise for your senses.

Destination Seniors Card

A gold candle - and a gold card - can make a birthday sparkle, or not. Writer Mark Dapin travelled to Vanuatu for his 60th birthday, the age many Australians can receive a Seniors Card.

5 industries where older workers are unretiring and thriving

It doesn’t seem that long ago that when we hit the magic 60 mark, retirement was the expected result. We’d be given a gold watch, if we were lucky, and be sent on our way to see out our ‘golden years’ gardening and meeting our friends down at the RSL.

Is a sea change or tree change right for you?

Are you dreaming of a life away from the city, surrounded by the tranquility of the bush or sea? A sea change or tree change can be the gateway to a brand new chapter - but here's what you need to consider first.

6 ageist stereotypes that can get in the bin

It's time to challenge the ageist stereotypes that persist. Contrary to popular belief, Carolyn Tate writes that our older years can be a time of tremendous growth and fulfilment, a time ripe with opportunities for self-discovery, new adventures, and maintaining a sharp, active mind.

Yummy chickpea tagine recipe

Made with sweet pumpkin , spices and nutritious chickpeas, this Moroccan-inspired recipe has been created by nutritionist Faye James.

Lost Australian history: striking gold and the world's largest photo

In this week's lost Australian history, Michael Adams explains how Bernhardt Holtermann captivated the world with a massive aerial panoramic photograph of Sydney, and the world's largest chunk of gold.

Is ageism the last socially acceptable prejudice?

In Australia, ageism hides behind humourous remarks like "OK, boomer" or generalist slang like "grey nomads" but make no mistake, there are insidious consequences to ageism for both younger and older people, including poorer health outcomes. Carolyn Tate tackles the topic.

Learning a language the immersive way

Learning a language exercises your brain and improves cognitive abilities. It can boost memory, problem-solving skills, and multitasking capabilities - and it's fun.

Australia's Oppenheimer moment: blowing up our outback

From nuclear bombs to scandalous crimes, Forgotten Australia podcaster Michael Adams explains the bizarre twists and turns of what happened in Australia's past from October 9 to 15, including the strangest Long Bay Gaol escape ever.

Australia's terroir: what every sip of wine tells you about our country

Terroir is a French term that describes taste and flavour imparted to a wine by the environment it’s produced in. Here’s a Citro guide to everything you need to know to speak confidently about terroir and our diverse wine regions.

7 simple smoothies for healthy ageing

More than 9 in 10 Australians do not eat their recommended 5 serves of vegetables or 2 serves of fruit each day. Smoothies not only deliver a powerful dose of nutrients, they are also a tasty delight once you find a recipe you like. Sarah Coleman shares her best recipes for smoothies that deliver a nutrient-packing punch.

7 smartphone etiquette must-knows

If you grew up writing letters, sending snail mail and leaving messages on answering machines that had cassette tapes, then listen up to Bronwyn Mandile's lessons on modern communication using smartphones.

Lost Australian history: the haunting legacy of Ned kelly

Forgotten Australia podcaster Michael Adams goes beyond the myth to explore Australia's most famous bushranger, Ned Kelly.

Embracing the grey

Whether you call it salt and pepper, silver, pewter or charcoal, grey hair happens to all of us. Of course some people go grey in their 20s while others don’t see the first sign of silver until they are over 50. Plenty choose to cover up grey by colouring their hair, but a new round of female celebrities are urging us to stop the bother. Bron Maxabella explains ...

What rights do grandparents have if the parents divorce?

If you're a grandparent struggling to see your grandchildren following your own child's divorce or separation, you're not alone. Margaret McKay looks into the complexities of grandparent rights in the face of adversity, offering insights into the legal landscape and emotional challenges.

Facing aloneness: coping with loneliness after loss

Kindness is not just a virtue to extend to others; it's also a vital ingredient for self-compassion. In the face of grief, loneliness or new circumstances, Margaret McKay explore the complexities of social isolation and the silent struggles that often go unnoticed.

How to grow your own food fast: quick-growing veggies for beginner gardeners

Eating fresh herbs, fruits and vegetables is great for our health. And so is gardening, which keeps us active, engaged and in touch with nature. Sarah Coleman explains how easy it is to grow your own, however small your harvest may be.

100 years ago, Melbourne went mad with Spooks on Halloween

Lost Australian history October 30 to November 6

Online dating after 50: how to avoid toads (and scammers)

Julie Greig started dating online a few years after she was widowed at 54. Her book, Kissing Toads, teaches you how to start and enjoy your online dating life while avoiding scammers and con artists. She shares a small excerpt with Citro, but the book also includes information on how to start dating online, what to put in your profile and more.

Awesome ways to skip the bottle shop queues

Looking to elevate your wine game without breaking the bank? Read Drinks Digest founder Alana House's recommendations on how to uncork the world of value wines available online. She reveals the hidden truths about those $7 bottles of wine and the magic of finding quality wines that won't disappoint your palate.

Snip and sip: how to grow your own herbal tea

Go from plant pot to teapot with these easy instructions to grow, harvest and drink your own fragrant herbal teas. With the right supplies and a little guidance from naturopath Sarah Coleman, you can become your own herbal tea connoisseur.

Talkback: celebrating older women on magazine covers

Magazines used to be notorious for obsessing over youth, perpetuating the myth that beauty fades with age. Tell us what you think of these new covers hitting newstands around the world.

Lost Australian history November 6

Forgotten Australia podcaster Michael Adams details the books, bookies and gambles that made Australian history.

Lost Australian history: our little digger

More than 100 years ago, Australia had its own controversial Donald Trump-style leader as Prime Minister. With his colourful personality, fervent speeches, and a career spanning several decades, Billy Hughes was kicked out of his own political party but went on to represent 4 different parties in his long carrer in politics.

Can you believe Perfect Match's double entendres?

Perfect Match was a TV dating show that used to air at 5.30pm during the 1980s. In 1987 the show brought in fresh-faced Cameron Daddo as host to spice things up - and, boy, did they make things spicy for a 5.30pm family viewing timeslot! Share your thoughts in the comments below.

3 healthy longevity recipes from Professor Luigi Fontana

Professor Luigi Fontana, M.D., Ph.D. is a highly skilled physician scientist who is recognised as the leading world expert on longevity. He shares 3 longevity recipes from his latest book with Citro.

9 delicious campfire recipes to get on the fire

Will you be camping or caravanning over the holidays? Try these nutritious campfire recipes that Carolyn Tate has tried and tested to fuel your nature-loving getaway.

Lost Australian history: when the princess married her prince in 1947

As an outpost of the British Empire, post-war Australia got itself in a spin for the November 20, 1947 wedding of Princess Elizabeth to her third cousin Philip Mountbatten on November 20, 1947.

Stay steady: 5 crucial elements of balance and how to test yours

Our balance allows us stand or move without falling - and balance helps us recover if we trip. We may take it for granted while we have it, but our balance can make a big difference in our health and safety in 5 key ways.

Pasta, gnocchi and comfort eating - what's your go-to recipe?

The 2009 Masterchef winner Julie Goodwin has joined Cameron Daddo as a Citro ambassador and she's sharing a gnocchi recipe from her new book.

Talkback: what date should your Christmas tree be up?

When is it Christmas o'clock at your house? Alex Brooks dives into the traditional - and not-so-traditional - rules around putting up your tree this Christmas.

Lost Australian history: Eureka stockade's rebels

When a gold miner was murdered on the Victorian goldfields in 1854, open rebellion broke out against British soldiers and Australia's first ragtag bunch of agitators swore allegiance to the Eureka Flag and paved the way for universal male suffrage.

Royal ripples: the King's abdication drama

On December 11 in 1936, King Edward VIII gave up the throne so he could marry the divorced woman he loved, a thin tall American socialite named Wallis Simpson. While the American public campaigned for Simpson to become Queen, the Australian media kept their coverage reverent and respectful of the royal family.

Why is ageism so socially accepted?

Why are we so scared of getting old? We've come such a long way to close the gender and race gap, but the fear of old age seems alive and well, just as most of us are blessed enough to start living longer lifespans than our forebears.

Travel

Go further with Citro destination inspiration and budget hacks

A taste of the Hunter Valley

Fancy a weekend of wine tastings, gorgeous rolling vineyards, and out-of-this-world eats? Look no further than NSW’s Hunter Valley.

How to plan an affordable beach holiday on any budget

You desperately need a break and the beach is beckoning but your budget says no way – or does it?

He said, she said: Did both husband and wife enjoy a blistering trip to Türkiye?

‍A stunning, rich well of ANZAC history, hot air balloons, underground cave systems and more.

Need to recharge? 7 great Aussie health and wellness retreats

Relax, rejuvenate, repeat: here’s how to find some great Australian destinations to breathe and revitalise.

7 spectacular island holidays where you won’t need a passport

Want to travel to beautiful places without jet lag or passport hassles? Bookmark one of Australia’s many beautiful islands for your next getaway.

Australia’s 10 best food and wine festivals

Unleash your inner epicurean and plan your travel around Australia based on some of our best food and wine festivals.

Yes cheese! Don’t miss this cheese-lover’s tour of Australia

When delicious cheese is on the line why not go directly to the source? Take your pick of the best cheese hotspots around Australia.

Your ultimate guide to getting clothes tailored in Vietnam

If you have trouble finding clothes that suit your style or fit properly, getting custom garments made in Vietnam could be a great solution. Here’s how to get the best out of your tailoring experience.

Secure your smartphone for overseas travel - a Citro guide

Travelling overseas can be a smartphone security nightmare unless you prep and secure your device before you get on the plane. Get these 10 cyber-savvy moves to protect your smartphone by Rosalyn Page

Incredible reasons to visit Rottnest Island (apart from quokka selfies)

Pristine turquoise beaches, endless beautiful walks, adorable quokka companions and delicious dining: find all this and more to enjoy on Western Australia’s Rottnest Island.

12 dog-friendly holiday homes in Australia

If you love your pooch - and who doesn't? - you’ll know just how hard it can be to find a great holiday home that welcomes your mate as much as it welcomes you. Here are 12 holiday homes that will.

10 great Australian driving destinations

Australia is full of diverse landscapes, inspiring road trips and quirky stopovers. See if any of these 10 ideas ignite your passion to get out and take a driving holiday.

Vietnam's untold Aussie war stories

More than 60,000 Australians fought in the Vietnam War, including about 19,000 national servicemen whose birthdays were drawn from a lottery barrel between 1965 and 1972. Writer and historian Dr Mark Dapin – who wrote The Nashos' War: Australian National Servicemen and Vietnam (2014) and Australia's Vietnam: Myth vs History (2018) – shares his experience of the South-East Asian country where 523 Australians died in the war.

Discovering the magic of the Pacific islands by sea

There's something truly special about the Pacific Islands, a certain magic that can't be found anywhere else in the world. From the breathtaking landscapes of Fiji and Vanuatu to the vibrant cultures of Samoa and Tonga, these islands are a must-see for any traveller looking to add some adventure and relaxation to their bucket list.

10 of Australia's most unique foodie experiences

Australia boasts a rich tapestry of culinary experiences that are bound to impress even the most discerning palates. In this article, we’ll delve into a lesser-known, extraordinary culinary experience from each state that proves Australia is truly a food lover’s paradise. Whether it’s dining amongst ice sculptures or enjoying a degustation in an underground bank vault, these unique dining experiences are ready to make it straight onto your bucket list.

Re-imagining Alaska: A journey from Australia to an unknown frontier

Traverse the wild and captivating frontiers of Alaska with Australian writer Margaret McKay as she takes in a tapestry of stunning landscapes and captivating wildlife and dog sled encounters.Margaret has taken a cruise and glass-roofed train through Alaska and shows us her dream itinerary which includes glaciers, historic mushing towns and unique buildings made of driftwood.

The stars of 'travel guides' open up about travelling after 50

Kevin Moloney and Janetta Stones, the dynamic stars of Travel Guides on Channel 9, have become famous for discovering the world's hidden gems and sharing their unforgettable escapades with us all.In this exclusive interview, we step into their world as they generously share their most coveted travel hacks, reveal invaluable tips for travelers after 50, and grant us a glimpse into their awe-inspiring adventures.

5 enriching ideas to think about before you travel again

Whether you prefer luxe cruising or basic camping, there's no denying that travel frees the mind and spirit.

Housesitting: the ultimate hack for budget travel

In this article, Citro explains how housesitting works, the best way to get started, and common pitfalls to look out for.

Flying soon? Safeguard your health in the air

If you're the person who feels sick before you board your flight, read this to determine what's right for you and other passengers on board.

How to holiday solo (and enjoy every minute)

Profound adventures might just await if you embrace the simplicity of solitude on your next journey.

Travel back in time to historic Carcoar

Historic Carcoar is where actor Rebel Wilson is currently shooting her new movie. Podcaster and writer Michael Adams takes a trip to the historic town to give Citro readers the rundown.

Ziplines, skiing and snow action in Switzerland (yep, even for over 60s)

Travel with Julia Zaetta and speed, hurtle, fly and glide over Switzerland's glorious alps.

5 great walking holidays for any budget and fitness level (including super hard!)

Whether you prefer to get your feet moving alongside your thoughts or enjoy the company of an enthusiastic and knowledgeable tour guide - there’s a walk for everybody. Here are Citro's 5 must-visit walks perfect for travel enthusiasts.

Kimberley cruising chronicles: waterfalls, wildlife and Aboriginal art

Writer Alana House is a cruise junkie but she didn’t want to visit The Kimberley - until she actually did.

9 great solo holiday destinations

Carolyn Tate comes up with 9 great travel destinations that solo travellers can put on their bucket list.

Hobart unmasked: the hidden treasures of Tasmania's southern capital

Imagine a getaway so captivating that it leaves you daydreaming about relocating to the very place you just visited. That's precisely the kind of spellbinding experience Hobart, Tasmania, cast upon Alana House during her 4-night escape to the Tasmanian capital city.

Timor Leste: Where legends and hearts converge for a cause

Julia Zaetta travelled to Timor Leste to volunteer with Father Chris Riley's Youth Off The Streets Overseas Relief Fund. The Island nation - and the kids - stole her heart. She shares her trip with Citro.

Risky skiplagging: the grey area of travel the airlines hate

A controversial practice known as 'skiplagging' has become a sly travel hack to nab cheaper airfares. It's a risky move that Citro explains.

Australia's best coastal campsites for tranquil beach escapes

Pristine beaches? Tick! Quiet and calming? Double tick! Carolyn Tate has travelled all over the countryside to find 10 of Australia's best beachside camping spots.

The art of minimalist travel

In a world where travel often conjures images of bustling airports, overstuffed suitcases, and jam-packed itineraries, taking a minimalist approach to travel can transform your journey.Citro outlines this easy paradigm shift to help make travel more effortless and wonderful. It will not only change your packing technique but possibly also your sense of wellbeing and enjoyment.

Camping comfort essentials

There's something magical about camping – the sense of adventure, the simplicity of life, and the beauty of nature. However, adding a few comfort essentials to your camping gear can make your trip even more special, explains Carolyn Tate.

Spida's top 5 fishing spots in Australia

Whether it's chasing barra or reeling in red snapper, there are plenty of picturesque places across Australia to fish. Great Australian Doorstep host Peter Everitt and his wife Sheree share their top 5 fishing spots with Citro.

What to expect on a cruise to nowhere (that was also a comedy cruise)

When writer Alana House booked herself a comedy cruise to nowhere, she got more than a few laughs and surprises. This experienced cruising traveller explains the weird and wonderful things that can happen at sea.

A creative Greek island paradise of Hydra

Australian artists like Sidney Nolan and authors Charmian Clift and her husband George Johnston lived cheaply on the Greek Island of Hydra during the 1950s and 1960s, along with singer Leonard Cohen. The prices on the island have gone up since that time, as writer Pony Louder explains after visiting Hydra to research her next book.

Wild coast, crays, a calcified forest and other King Island treats

Most of us know King Island for its delicious cheese and beef, but adventurer Andrew Bain explains to Citro why this rugged island nestled in the tempestuous embrace of Bass Strait offers so much more for travellers.

Marvels, monkeys and oddities: unveiling Japan's quirkier side

You’d need a heart of ice not to fall in love with the snow monkeys of Jigokudani Monkey Park in Japan. They are as cute as grandchildren – although their wizened faces look more like grandparents – and as photogenic as, well… monkeys in snow.

Cruising Canada’s Klondike in a motorhome

Former AFL player and radio and TV presenter Peter "Spida" Everitt shares his Klondike travel diary with Citro. Spida and his family explored Canada’s sprawling wilderness and wildlife in a motorhome (also called an RV - or recreational vehicle).

Forget the wineglass, Tasmania has other stunning beaches worth a visit

While Tasmania isn't known for its sunny beach weather, it is well-known for its natural beauty and rugged coastline. Adventurer - and Tassie local - Andrew Bain - explores the other beaches tourists should take in when they visit the Apple Isle.

Festival fun for people who want to rock on

If you love music festivals showcasing hits from the 1950s to the 1980s, then make a date in your calendar and get out your map to plot a course to Australia's best east coast gatherings. You’ve earned the right to let loose and have a blast.

10 of Australia's best birdwatching spots

From the tropical paradises of the Daintree to the rugged beauty of the Blue Mountains, Australia's birdwatching destinations are as diverse as the feathered species they nurture. Carolyn Tate explores a mosaic of avian wonders.

Caravanning bliss: 6 tips to ensure your campsite becomes a neighbourly haven

The shared spaces of caravan parks and campgrounds are intimate communities. Carolyn Tate explains the little things novices and seasoned adventurers alike can embrace to endear yourself to fellow wanderers and forge friendships on the road.

Untamed Abruzzo: where Italy’s wolves, bears, castles and beautiful villages await

Abruzzo’s breathtaking mountains are home to Italy’s amazing wildlife, historic castles and gorgeous villages that have a charm beyond the Italian cliches of Venice or ancient Rome. Andrew Bain explains.

Craft your travel dreams with Citro partner Designer Journeys

Do you have a dream travel destination in mind, but fear it’s too hard to book, plan or navigate your way around on your own when you get there? Enter Designer Journeys, Citro’s travel partner to help you make your best (travel) years even better.

Don't forget your best friend: Australia's best dog-friendly campsites

Camping is a brilliant way to get away from it all, relax, and strip life back to its simple moments. If you have a furry, four-legged best friend, then you might want to put these campground destinations on your must-visit list.

Travel to the glittering outback for gems (including opals)

Margaret McKay has journeyed into the fiery desert heart of Australia, where the sunsets blaze like the opals that are mined in some of the quirkiest bush towns you’ll find. Discover the captivating tales of opal mining.

Be free to enjoy travel with Citro’s new partner

If you leave home to travel domestically or internationally, then it’s a good idea to consider getting travel insurance. Citro’s new partner Freely not only offers COVID-19 cover, but also covers older Australians with a 15% cashback offer for our members.

Travel safely with Freely travel insurance

Freely offers travel insurance with optional add-ons that means you only pay for the cover you need on the days you need it – plus their app has built-in safety alerts and a button that connects you with medical and emergency specialists 24-hours a day.

9 awe-inspiring First Nations travel experiences

Unearthing Australia's Indigenous roots is not only awe-inspiring but makes for a great travel experience, too. Carolyn Tate uncovers some of the best.

Bass Strait's Flinders Island, the forgotten land bridge to the mainland

In the whipping winds of Bass Strait, just 54km from Tasmania's northeast tip lies Flinders Island, a natural paradise of stunning seas, rocks, beaches and coves. Andrew Bain explains why the island is a must-visit (especially for adventure-seekers).

Australia's amazing natural wonders that must be seen to be believed

Australia's beauty and magic comes alive in ways you've never imagined.

Love Paris? Try Lyon, Nantes or Montpellier

If you’d rather skip the crowds, expense and queues of Paris, Bron Maxabella has rounded up the next-best cities to visit in France for a dose of Parisian-style delight.

8 amazing benefits of holding an Australian passport

Those little blue books we take overseas do more than just let us escape on holidays. Allison Tait discovers why an Australian passport is a solid gold ticket to travel and other amazing benefits.

White cliffs of Dover, medieval castles and a town called Sandwich

Step back in time to the medieval British town of Sandwich, which sadly looks nothing like a sandwich but everything like a biscuit tin lid come to life. Learn about the window tax, seismic instability, and the art of marital banter during earthquakes.

7 Aussie destinations that will make you feel like you’re overseas

Forget hefty long-haul flights, visas and tricky arrangements; domestic travel costs less both physically and mentally. Citro partner Designer Journeys explains exactly where to head to feel like you’ve had a glam overseas trip.

Cruise curious? Top tips for first-timers

Cruising? You might not be sure it’s for you, but if you are curiously determined to give it a try, then Carolyn Tate explains the failsafe ways to prepare for smooth sailing.

8 mindful ways to make long haul travel accessible and enjoyable

Age need not be a barrier to enjoying travel overseas. Carolyn Tate has uncovered the easy tips and tracks to make long haul flying and travelling that little bit easier.

Into the wild: road tripping through America's national parks

Citro writer Margaret McKay travelled across north-western America’s national parks in a rented car to take in the majestic canyons of Zion National Park, surreal landscapes of Bryce Canyon and Yellowstone and beyond, encountering wildlife, jewels and ancient dwellings.

How to spend less on a cruise than you would at home

The queen of stinge-spiration, finance educator Nicole Pedersen-McKinnon, has shared her 5 easy ways to save while you cruise the high seas. Yes, yes, we know you have to pay for the cruise - though you get 5% cashback if you buy with P&O on your Citro Card.

Best budget overseas trips from Australia

Discover overseas travel destinations that offer the perfect blend of activities, sightseeing, stunning scenery, and delicious food—all without breaking the bank! From the breathtaking landscapes of Vietnam to the vibrant culture of India, these holiday destinations have it all, at prices that won't leave a dent in your savings.

Back o’ Bourke and beyond

Embark on a breathtaking journey through the heart of Australia, from the historic mining town of Broken Hill to the outback oasis of Longreach, exploring iconic landscapes and rich cultural heritage along the way. Prepare to be inspired and captivated by the beauty and history of this remarkable region alongside writer Margaret McKay, and then start planning a trip of your own.

If you love London, try York, Nottingham or Norwich

From medieval streets to historic castles, uncover the rich history and hidden gems of these lesser-known English cities for a unique and unforgettable adventure. Writer Bron Maxabella explores York, Nottingham and Norwich as additions or alternatives to your next British holiday.

If you love Rome, try Turin, Matera or Bergamo

Italy has got to be on everyone's must-visit list, but don't forget the country's smaller cities, which offer a fantastico Italian experience (without the crowds or big price tags).

11 of the best stargazing spots to visit in Australia

Discover Australia's best stargazing locations, from Mudgee Observatory in New South Wales to Uluru in the Northern Territory. Whether you're an expert or a novice, these spots offer incredible celestial sights. Australia's wide-open spaces and minimal light pollution allow and array of ideal destinations for stargazing enthusiasts, so get inspired and start planning your next stargazing holiday.

22 amazing things to do in Vietnam

Vietnam is just 8 to 12 hours flying time from Australia and offers rich experiences you can’t get anywhere else. Here are 22 amazing things to do if you’re lucky enough to travel there.

Why a repositioning cruise could be just the ticket

One in 4 of us want to book a cruise this year and there’s a new type of cruise to look out for - a ‘repositioning cruise’. It's a budget-friendly option that's big on luxury.

6 survival tips for travelling with grown-up kids

Would a holiday with your adult children be fab family fun in the sun, or a bickering getaway where all you want to do it get away? Here’s how to avoid the latter…

Close encounters of the wildlife kind in Antarctica

Antarctica is a destination for people with bold bucket lists - it’s cold, wild and icy. The driest continent on the planet is filled with magical wildlife and scenery best experienced from the vantage of a cruise ship, a zodiac or even a kayak.

6 ways to work Qantas’ new frequent flyer points to fly free

Fly further for less with these top strategies to fly free (and further) using the new Qantas frequent flyer hacks.

Can you really take a long road trip in an electric vehicle?

Let’s face it, there’s no such thing as a ‘short drive’ in Australia. If you’re tripping, you’re committing. Which begs the question: can you really road trip in an EV?

Thrilling Iceland: black sands, gushing waterfalls and glaciers

‍From glaciers to hot springs, Iceland’s dramatic southern coastline will transport you through ancient landscapes carved by ice and fire.

Transform your travels: 8 amazing Aussie wildlife volunteer experiences

Love Aussie wildlife and want to do your bit to give back? Adding a few days of volunteering could be the perfect way to do your bit for the environment, explore new parts of the country and get out into nature.

Add these iconic Australian events to your bucket list

Want to be one of those people who are just magically in the know about exciting local events? From sports, music, culture, festivals, food and wine, here’s the best place to start for events in Australia.

12 caravan additions that will make your life a little easier

Little upgrades can make a world of difference to your caravanning experience. Consider these 12 items as essential as packing your swimmers.

6 expert vet tips for travelling with your dog

Dog owners know that our four-legged friends are more than mere passengers on a road trip - they're happy tourists, willing photo subjects and instant conversation starters. Dr Katrina Warren explains how to take your best friend on a road trip.‍

Our 7 best houseboats picks for an Aussie holiday on the water

If you love the idea of waking up with waterfront views without forking out hundreds on hotels, these houseboats could be your perfect next holiday.

The trail less travelled: 5 lesser-known hikes for adventure-seekers

Whether you’re taking your first hiking steps or ready to take on a challenge, shun the crowds by stepping out onto one of these under-the-radar trails.

9 tips for travelling with an existing medical condition

With the right planning and precautions, managing a chronic condition needn’t clip your wings. Here’s how to keep travelling for as long as you want.

He said, she said: Was visiting Antarctica cool for both husband and wife?

What’s a trip to Antarctica really like? We asked Andrew and Leonie to each tell us about their recent experience.

10 lessons from 10 years of travelling alone as a woman

Travelling solo can be daunting, but as Nirvana Bhandary discovered, it’s also the most freeing thing you’ll ever do.

I gave my husband a Ferrari for his birthday

If you’ve ever dreamed of gunning it in a cherry red Ferrari at an eye-watering 320 km per hour in the birthplace of Ferrari itself, this one’s for you.

9 of east coast Australia’s best retro motels to visit

Take a getaway into Australia’s past and tour the east coast’s must-visit vintage motels.

10 of the best distilleries to visit around Australia

Australia has a range of craft distilleries brewing everything from ginger beer through to whisky and gin and it’s worth getting hands-on to understand the craft behind your favourite tipple.

Chaos, colour and cows: what it's really like to travel to India for the first time

When Leonie Jarrett travelled to India for the first time she was overwhelmed in the best possible way.

He said, she said: Was a first-time holiday to Japan a hit for both husband and wife?

He was super keen to go, she was ‘interested enough’… So did Japan turn on a great holiday for both our travellers?

Anyone who thinks cruising is boring has never been on a cruise

Is cruising for everyone? Maybe not. But, I can assure you it’s not all relaxing on the deck with a book (although that’s always welcome, too).

How to work from roam and travel while you earn

It sounds like a dream come true, right? Continuing to earn and contribute to your super while you live a life of travel and adventure. Alex Brooks explains how two couples manage it.

Our favourite rail trails to hike or cycle around Australia

If you love a bit of exploring, you’re probably already familiar with Australia’s great network of rail trails. If not, this is the sign you’ve been waiting for to choose your first adventure.‍

Challenge accepted: Australia’s best adventure holidays

Looking to level up your next holiday with a shot of adrenalin? From tackling Australia's tallest mountain to swimming alongside ocean giants, these experiences will have you earning your downtime in a most thrilling way.

Baltic bliss: cruising through Northern Europe's coastal gems

Voyage through the Baltic sea where every port of call takes you into Northern Europe’s fascinating history.

Talkback

Join the Citro circle and be part of our community

Talkback: share what your pet means to you

A study of nearly 8000 people aged over 50 has found that pet ownership may be associated with slower cognitive decline among older adults living alone.

Smoothie talking: what's your best smoothie recipe?

Share your best smoothie recipe or tip

Are you shoring up your wallet for insurance price hikes?

Are you feeling the pinch of skyrocketing insurance premiums?

What were the best things about the 1980s?

So much about the 1980s was great, but so much rightly deserved to be cancelled and never seen again.

Will AI make it better or worse to get older?

Artificial Intelligence brings so many benefits - but could it also entrench ageism, as Monash University researchers warn?

Talkback: celebrating older women on magazine covers

Magazines used to be notorious for obsessing over youth, perpetuating the myth that beauty fades with age. Tell us what you think of these new covers hitting newstands around the world.

Can you believe Perfect Match's double entendres?

Perfect Match was a TV dating show that used to air at 5.30pm during the 1980s. In 1987 the show brought in fresh-faced Cameron Daddo as host to spice things up - and, boy, did they make things spicy for a 5.30pm family viewing timeslot! Share your thoughts in the comments below.

How much is too much to pay for your home broadband internet?

With home broadband price hikes on the radar this month, how much should you pay to keep your home broadband plan going?

Pasta, gnocchi and comfort eating - what's your go-to recipe?

The 2009 Masterchef winner Julie Goodwin has joined Cameron Daddo as a Citro ambassador and she's sharing a gnocchi recipe from her new book.

Talkback: what date should your Christmas tree be up?

When is it Christmas o'clock at your house? Alex Brooks dives into the traditional - and not-so-traditional - rules around putting up your tree this Christmas.

Why is ageism so socially accepted?

Why are we so scared of getting old? We've come such a long way to close the gender and race gap, but the fear of old age seems alive and well, just as most of us are blessed enough to start living longer lifespans than our forebears.

Term deposit interest rates are on the rise - are they smarter than savings accounts?

Term deposits allow you to earn more interest on your idle cash. Alex Brooks asks if term deposits are a smarter alternative to savings accounts ...

Talkback: Which songs sing summer to you?

Music has a magical ability to etch memories into our minds. Share the songs or artists that instantly say summer to you.

Talkback: Should superannuation be spent or saved for a rainy day?

The Treasury has released a report that says too many of us don't understand superannuation, and try to save it rather than spend it. What do you think?

Do you hate the word retired? Dame Judi Dench does

We all have words that rile us up - for 89-year-old Dame Judi Dench, it's the word 'retirement'. Is there a better way to describe it?

Talkback: the 52-week money challenge

A challenge is better than a new years resolution - it’s a way to experiment with new habits. Try these money-saving challenges and let us know how you go.

Would you pay a fee to keep using cash?

With just 13% of Australians using cash to transact, could there come a time when people are charged a fee to use bank notes and coins to make payments?

Talkback: saying goodbye to Iris Apfel

Iris Apfel blazed a trail to ensure older people could be seen as design and fashion icons, but she has sadly passed away at the age of 102.

Relocating for retirement: Australia’s top retirement destinations

Citro, an Australian fintech company backed by AMP, has today released its inaugural research report on the top retirement destinations for Australians.

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